For UOB, it requires minimum RM 500K to join UOB privileged banking
Minimum RM 50K FD deposit is quite rare, usually this kind of FD promo offers a very
attractive FD rate to target big guys market.

I have never heard of minimum RM 1 million FD deposit...

Obviously you are the big boy...

Thanks bbgoat!
My perception of risk, whether there will be change in how the promo rate is fulfilled after takeover.

If the 3 merging banks terminate all existing FD accounts after they merge,
for sure all existing FD depositors will complain to banks because banks jeopardize
FD depositors' financial planning, and this will also spoil banks corporate images
and credibility because of breaching the FD contract.

Furthermore, banks will not cancel because it is more favorable to banks side to maintain
all existing long tenure FD accounts that have placed before the recent OPR increased
about 3 weeks ago.

My personal thoughts only..

What is the definition of fresh funds? 

I transferred online from MBB everyday 10k to my RHB current account.  After few days, I went to RHB to transfer the sum to RHB step up promo 15-mths.  They said cannot!    Fresh funds means must be within 1-2 days they can accept.  Anything longer, they said not "fresh" wor!  Really?    But I cannot transfer online 50k or 100k at one go mah.    RHB said ask MBB to issue bankers cheque for full amount, then bring the check to them, only then they can give me the 15-mth step up promo rate.

Now all my funds in RHB current account for nothing .. haih.    Now I have to transfer out the funds again & then get bankers' cheque?

When RHB merged with CIMB, all the FD rate would follow CIMB. There's some risk that they might not honor the existing FD placement rate in RHB after the merger 

BR 12-mth rate increased to 3.92% already?

i put rm 2.5k just now for one year, matured amount is rm2598.03.

FD date: 25-07-2014
matured date: 27-07-2015

oh i see. thanks for the clarification. fd newbie here.

then good for those who take up MBSB 60 months deal at 4.7%, from non-pidm to pidm protected

You do not need admire other people ma... 

Actually you can get it easily if you want, just place 5 Years FD with MBSB
after Hari Raya, then you have it loh... 

Maybe i will deposit some to MBSB after raya

If they cancel you lose a bit.

Worst if they don't cancel and maintain but at board rate 

pass by affin earlier today, they stick this on their glass.

OMG Deposits combo

12 months / 4.1% p.a. / min. 10k / Min 20% of FD in CASA (Didn't state how long)

15 months / 4.05% p.a. / min. 10k

branch not open so can't ask for T&C

Personally i would prefer Affin 15 months over RHB now if it is a straight forward deal. Later RHB merge liao they change the promo term you end up with crappy rate cos the 15 months promo is step up base.

worse case still get 4.7% for few months. RHB 15m step up is more 'risky' in a way as it start at real low %

fuh chance to win benz somemore, affin im coming

Don't think BLR will increase again

hi, for eFixed deposit, is it only available at Maybank n CIMB? Any other banks has eFD services? Tq.

Alliance Bank ada juga

RHB pun ada.

Ah Hah... OCBC may be anticipates the next raise of OPR soon..? 
and OCBC tries to catch some big water fishes now...?   
Better be careful... 

Yesterday an Affin bank officer (should be the branch manager) said
the chance of next OPR raise was 50/50.
Nov..?? 
Okay.. I wrote it down already...
Thank you.. 

Count me in..  we can go together, I will drive a lorry to carry tins..

I did not say Sept wor..  
I am just thinking to prepare for the 2nd raise of OPR only.. 

If OPR not raise within this year, it is possible that OPR
will raise before the implementation of GST next year.

If I can recall it correctly, this is the first time OCBC offers 2 years FD.
It looks like OCBC enters the casino to catch big fish now.. 

Now, here is a gamble.. 
(1) For people who do not think OPR will go up, then can consider to go for OCBC 2 years.
(2) For people who think OPR should go up again soon, then take FD from 3 to 6 months.

So let's assume we are in the casino now, should we put our chips to buy (1) or (2)..? 

U forgot Bank Rakat, their rates good

Please always refer to the first page to view all updated FD promos:
https://forum.lowyat.net/topic/3190807

In my opinion, If you are concerned about the 2nd OPR increase, then place
your FD for 3 months or 6 months tenure. 
If you want to place FD today, then I think 6 months is the best.

If you want to know more FD update, please visit here every day.
We welcome you, and here is your second home from now on. 

so the conclusion is there's no OPR hike in Sept but got some chance in Nov meeting 

This is what To Goat said: Nov should announce OPR increase...

methinks it'll be in Nov too; Sep maybe too early after the Jul increase. furthermore BNM may wait to see what's in Budget2015 in Oct...