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Fixed Deposit Rates in Malaysia V6.1, Please Read Post #1
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Avangelice
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May 9 2014, 03:26 PM
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QUOTE(davinz18 @ May 9 2014, 03:07 PM) Affin Bank give higher FD rate than Maybank. I think around 3.6% for 12mth (board rate, No CASA or any other crap Investment link thingy)  Thanks. Ill look into affin. What's the catch? btw i looked into this. http://www.imoney.my/fixed-depositAffin does not meet investment criteria and Affin did not even state their interest rates for their FD. I never handled Affin before. Feels like a bank that is subpar service. but thats just me This post has been edited by Avangelice: May 9 2014, 03:35 PM
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davinz18
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May 9 2014, 03:40 PM
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QUOTE(Avangelice @ May 9 2014, 03:26 PM) Thanks. Ill look into affin. What's the catch? btw i looked into this. http://www.imoney.my/fixed-depositAffin does not meet investment criteria and Affin did not even state their interest rates for their FD. I never handled Affin before. Feels like a bank that is subpar service. but thats just me I don't understand what the website said "does not meet investment criteria" anyway the same website state the FD rate :> http://www.imoney.my/fixed-deposit/affin-bank/fixed-depositAffinbank service should be okay. Maybe It's also depend on staff & branch
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Avangelice
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May 9 2014, 03:42 PM
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QUOTE(davinz18 @ May 9 2014, 03:40 PM) I don't understand what the website said "does not meet investment criteria" anyway the same website state the FD rate :> http://www.imoney.my/fixed-deposit/affin-bank/fixed-depositAffinbank service should be okay. Maybe It's also depend on staff & branch As of now this is Affin's bank rate. 1 month 3.05 3.05 2 month 3.05 3.05 3 month 3.10 3.10 4 month 3.10 3.10 5 month 3.10 3.10 6 month 3.25 3.25 7 month 3.25 3.25 8 month 3.25 3.25 9 month 3.35 3.35 10 month 3.35 3.35 11 month 3.35 3.35 12 month 3.60 3.60 i dont know. Its seems to good to be true to be 3.6 when the others are 3.2
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bbgoat
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May 9 2014, 03:46 PM
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QUOTE(Avangelice @ May 9 2014, 03:42 PM) As of now this is Affin's bank rate. 12 month 3.60 3.60 i dont know. Its seems to good to be true to be 3.6 when the others are 3.2 Yes, but then BR is even offering 3.9% for 12 months but without PIDM.
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Avangelice
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May 9 2014, 03:48 PM
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QUOTE(bbgoat @ May 9 2014, 03:46 PM) Yes, but then BR is even offering 3.9% for 12 months but without PIDM.  Nah I rather stick to something that has a stable terms investment. Anyways, I calculated 3.2 against 3.6. It isnt much 30960 against 31080 plus Kuching has only ONE BANK from Affin. I think I will open a Maybank E-FD account for convenience sake.
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davinz18
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May 9 2014, 03:50 PM
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-deleted-
This post has been edited by davinz18: May 9 2014, 03:50 PM
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bearbear
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May 9 2014, 03:55 PM
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QUOTE(Avangelice @ May 9 2014, 03:48 PM) Nah I rather stick to something that has a stable terms investment. Anyways, I calculated 3.2 against 3.6. It isnt much 30960 against 31080 plus Kuching has only ONE BANK from Affin. I think I will open a Maybank E-FD account for convenience sake. if you have access to OCBC check out their 18 months promo, info on 1st page.
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Avangelice
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May 9 2014, 03:58 PM
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QUOTE(bearbear @ May 9 2014, 03:55 PM) if you have access to OCBC check out their 18 months promo, info on 1st page. I am an IQ member for ocbc. Thanks for reminding me.
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Avangelice
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May 9 2014, 04:32 PM
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QUOTE(bearbear @ May 9 2014, 03:55 PM) if you have access to OCBC check out their 18 months promo, info on 1st page. Dude iQ Exclusive Promotion: 3.20% p.a. for 3-month Fixed Deposit (current *board rate is 2.85% p.a.) 3.40% p.a. for 12-month Fixed Deposit (current *board rate is 3.05% p.a.) and this is OCBC latest system of placing fresh funds to enjoy rates up to 4.0% Look in here http://www.ocbc.com.my/assets/pdf/Accounts...ter_General.pdfThis post has been edited by Avangelice: May 9 2014, 04:41 PM
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bearbear
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May 9 2014, 04:54 PM
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combat inflation deal
3.6% for 6 months
then your principal + interest for 6 months goes in 12 months at 4%. you get effective 3.915% p.a and insured under PIDM.
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august8
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May 9 2014, 05:19 PM
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Getting Started

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QUOTE(bearbear @ May 9 2014, 04:54 PM) combat inflation deal 3.6% for 6 months then your principal + interest for 6 months goes in 12 months at 4%. you get effective 3.915% p.a and insured under PIDM. How to do this, master? Can please elaborate? Thank you
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Avangelice
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May 9 2014, 05:26 PM
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QUOTE(bearbear @ May 9 2014, 04:54 PM) combat inflation deal 3.6% for 6 months then your principal + interest for 6 months goes in 12 months at 4%. you get effective 3.915% p.a and insured under PIDM. but you need to put in fresh funds as stated in the info. which is 10k This post has been edited by Avangelice: May 9 2014, 05:30 PM
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bearbear
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May 9 2014, 05:31 PM
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QUOTE(Avangelice @ May 9 2014, 05:26 PM) but you need to put in fresh funds as stated in the info. which is 10k as with most fd promo, take out cash and cash back in lo
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Avangelice
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May 9 2014, 05:32 PM
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QUOTE(bearbear @ May 9 2014, 05:31 PM) as with most fd promo, take out cash and cash back in lo  i am still reading through the clauses. Need to make sure this is legit. So my dilemma now is to invest my 30K in the Combat inflation deal vs IQ member FD. I have one months or two to think about it.
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ltw82
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May 9 2014, 05:57 PM
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saw HLB new FD promo MAY
3.3% for month 1-4 3.6% for month 5-8
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TSGen-X
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May 9 2014, 06:00 PM
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Lifetime LYN Member
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To BR fans out there, read this. How I wish I can get 30 years interest free loan from utilizing the money you guys deposit at BR
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davinz18
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May 9 2014, 06:12 PM
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QUOTE(Gen-X @ May 9 2014, 06:00 PM) To BR fans out there, read this. How I wish I can get 30 years interest free loan from utilizing the money you guys deposit at BR  did the minister really sack the BR chairman
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SUSMNet
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May 9 2014, 06:47 PM
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KFH is currently suing Jaikishan for an unpaid banking facility amounting to RM170 million. Through a letter of offer dated Nov 16, 2007, Deepak was awarded RM170 million worth of Islamic financing facilities which consists of : i) KFH Ijarah Muntahiah BitamlikAsset Backed Financing-i Facility of RM26.6 million. ii) KFH Ijarah Muntahiah BitamlikAsset Backed Acquisition Financing-i Facility of RM93.4 million. iii) Interchangeable and Combined Limit Facility not exceeding RM50 million.
this kinda person, they would do anything to reach the top. they just want to show that they could do wonders with money and power. they just couldn't accept the word LOST as they think they're already at the top of everything now. Defamation takes place one after another, without concern if you are an enemy nor once a friend... But now with the video showed that revealed what Anwar had denied earlier, about all the links to this man.. what more can I say.. they certainly are going down down down down down man~.
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aeiou228
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May 9 2014, 07:06 PM
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QUOTE(Gen-X @ May 9 2014, 06:00 PM) To BR fans out there, read this. How I wish I can get 30 years interest free loan from utilizing the money you guys deposit at BR  Sick...!! Very sick. Scandal after scandal....
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sweetpea123
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May 9 2014, 07:23 PM
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New Promo from Ambank Attached thumbnail(s)
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