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 Fixed Deposit Rates in Malaysia V6.1, Please Read Post #1

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Avangelice
post May 9 2014, 03:26 PM

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QUOTE(davinz18 @ May 9 2014, 03:07 PM)
Affin Bank give higher FD rate than Maybank. I think around 3.6% for 12mth (board rate, No CASA or any other crap Investment link thingy)  icon_rolleyes.gif
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Thanks. Ill look into affin. What's the catch?

btw i looked into this.

http://www.imoney.my/fixed-deposit

Affin does not meet investment criteria

and

Affin did not even state their interest rates for their FD. I never handled Affin before. Feels like a bank that is subpar service. but thats just me

This post has been edited by Avangelice: May 9 2014, 03:35 PM
davinz18
post May 9 2014, 03:40 PM

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QUOTE(Avangelice @ May 9 2014, 03:26 PM)
Thanks. Ill look into affin. What's the catch?

btw i looked into this.

http://www.imoney.my/fixed-deposit

Affin does not meet investment criteria

and

Affin did not even state their interest rates for their FD. I never handled Affin before. Feels like a bank that is subpar service. but thats just me
*
I don't understand what the website said "does not meet investment criteria" rclxub.gif

anyway the same website state the FD rate :> http://www.imoney.my/fixed-deposit/affin-bank/fixed-deposit

Affinbank service should be okay. Maybe It's also depend on staff & branch
Avangelice
post May 9 2014, 03:42 PM

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QUOTE(davinz18 @ May 9 2014, 03:40 PM)
I don't understand what the website said "does not meet investment criteria"  rclxub.gif

anyway the same website state the FD rate :> http://www.imoney.my/fixed-deposit/affin-bank/fixed-deposit

Affinbank service should be okay. Maybe It's also depend on staff & branch
*
As of now this is Affin's bank rate.

1 month 3.05
3.05

2 month 3.05
3.05

3 month 3.10
3.10

4 month 3.10
3.10

5 month 3.10
3.10

6 month 3.25
3.25

7 month 3.25
3.25

8 month 3.25
3.25

9 month 3.35
3.35

10 month 3.35
3.35

11 month 3.35
3.35

12 month 3.60
3.60

i dont know. Its seems to good to be true to be 3.6 when the others are 3.2
bbgoat
post May 9 2014, 03:46 PM

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QUOTE(Avangelice @ May 9 2014, 03:42 PM)
As of now this is Affin's bank rate.

12 month 3.60
3.60

i dont know. Its seems to good to be true to be 3.6 when the others are 3.2
*
Yes, but then BR is even offering 3.9% for 12 months but without PIDM. biggrin.gif
Avangelice
post May 9 2014, 03:48 PM

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QUOTE(bbgoat @ May 9 2014, 03:46 PM)
Yes, but then BR is even offering 3.9% for 12 months but without PIDM.  biggrin.gif
*
Nah I rather stick to something that has a stable terms investment.

Anyways, I calculated 3.2 against 3.6. It isnt much 30960 against 31080 plus Kuching has only ONE BANK from Affin. I think I will open a Maybank E-FD account for convenience sake.
davinz18
post May 9 2014, 03:50 PM

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-deleted-

This post has been edited by davinz18: May 9 2014, 03:50 PM
bearbear
post May 9 2014, 03:55 PM

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QUOTE(Avangelice @ May 9 2014, 03:48 PM)
Nah I rather stick to something that has a stable terms investment.

Anyways, I calculated 3.2 against 3.6. It isnt much 30960 against 31080  plus Kuching has only ONE BANK from Affin. I think I will open a Maybank E-FD account for convenience sake.
*
if you have access to OCBC check out their 18 months promo, info on 1st page.
Avangelice
post May 9 2014, 03:58 PM

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QUOTE(bearbear @ May 9 2014, 03:55 PM)
if you have access to OCBC check out their 18 months promo, info on 1st page.
*
I am an IQ member for ocbc. Thanks for reminding me.
Avangelice
post May 9 2014, 04:32 PM

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QUOTE(bearbear @ May 9 2014, 03:55 PM)
if you have access to OCBC check out their 18 months promo, info on 1st page.
*
Dude

iQ Exclusive Promotion:
3.20% p.a. for 3-month Fixed Deposit (current *board rate is 2.85% p.a.)
3.40% p.a. for 12-month Fixed Deposit (current *board rate is 3.05% p.a.)

and this is OCBC latest system of placing fresh funds to enjoy rates up to 4.0%

Look in here

http://www.ocbc.com.my/assets/pdf/Accounts...ter_General.pdf

This post has been edited by Avangelice: May 9 2014, 04:41 PM
bearbear
post May 9 2014, 04:54 PM

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combat inflation deal

3.6% for 6 months

then your principal + interest for 6 months goes in 12 months at 4%. you get effective 3.915% p.a and insured under PIDM.


august8
post May 9 2014, 05:19 PM

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QUOTE(bearbear @ May 9 2014, 04:54 PM)
combat inflation deal

3.6% for 6 months

then your principal + interest for 6 months goes in 12 months at 4%. you get effective 3.915% p.a and insured under PIDM.
*
How to do this, master? Can please elaborate? Thank you notworthy.gif
Avangelice
post May 9 2014, 05:26 PM

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QUOTE(bearbear @ May 9 2014, 04:54 PM)
combat inflation deal

3.6% for 6 months

then your principal + interest for 6 months goes in 12 months at 4%. you get effective 3.915% p.a and insured under PIDM.
*
but you need to put in fresh funds as stated in the info. which is 10k

This post has been edited by Avangelice: May 9 2014, 05:30 PM
bearbear
post May 9 2014, 05:31 PM

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QUOTE(Avangelice @ May 9 2014, 05:26 PM)
but you need to put in fresh funds as stated in the info. which is 10k
*
as with most fd promo, take out cash and cash back in lo tongue.gif
Avangelice
post May 9 2014, 05:32 PM

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QUOTE(bearbear @ May 9 2014, 05:31 PM)
as with most fd promo, take out cash and cash back in lo tongue.gif
*
i am still reading through the clauses. Need to make sure this is legit.

So my dilemma now is to invest my 30K in the Combat inflation deal vs IQ member FD. I have one months or two to think about it.
ltw82
post May 9 2014, 05:57 PM

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saw HLB new FD promo MAY

3.3% for month 1-4
3.6% for month 5-8



TSGen-X
post May 9 2014, 06:00 PM

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To BR fans out there, read this. How I wish I can get 30 years interest free loan from utilizing the money you guys deposit at BR tongue.gif
davinz18
post May 9 2014, 06:12 PM

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QUOTE(Gen-X @ May 9 2014, 06:00 PM)
To BR fans out there, read this. How I wish I can get 30 years interest free loan from utilizing the money you guys deposit at BR  tongue.gif
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did the minister really sack the BR chairman hmm.gif
SUSMNet
post May 9 2014, 06:47 PM

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KFH is currently suing Jaikishan for an unpaid banking facility amounting to RM170 million.
Through a letter of offer dated Nov 16, 2007, Deepak was awarded RM170 million worth of Islamic financing facilities which consists of :
i) KFH Ijarah Muntahiah BitamlikAsset Backed Financing-i Facility of RM26.6 million.
ii) KFH Ijarah Muntahiah BitamlikAsset Backed Acquisition Financing-i Facility of RM93.4 million.
iii) Interchangeable and Combined Limit Facility not exceeding RM50 million.

this kinda person, they would do anything to reach the top. they just want to show that they could do wonders with money and power. they just couldn't accept the word LOST as they think they're already at the top of everything now. Defamation takes place one after another, without concern if you are an enemy nor once a friend... But now with the video showed that revealed what Anwar had denied earlier, about all the links to this man.. what more can I say.. they certainly are going down down down down down man~.
aeiou228
post May 9 2014, 07:06 PM

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QUOTE(Gen-X @ May 9 2014, 06:00 PM)
To BR fans out there, read this. How I wish I can get 30 years interest free loan from utilizing the money you guys deposit at BR  tongue.gif
*
Sick...!! Very sick. Scandal after scandal....
sweetpea123
post May 9 2014, 07:23 PM

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New Promo from Ambank


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