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 Fixed Deposit Rates in Malaysia V6.1, Please Read Post #1

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sweetpea123
post May 9 2014, 07:23 PM

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New Promo from Ambank


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sweetpea123
post May 19 2014, 01:09 PM

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QUOTE(bbgoat @ May 16 2014, 01:19 PM)
In HL Bank today. Heard from counter girl that by Monday they will have new FD promotion of step up rate with effective rate of 3.63%. I did not ask if there is any CASA requirement. Lets see by the coming Monday.

Cheers ! smile.gif
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HLB STEP UP FD (eff:19 MAY 2014)
======================

NO CASA

1-4th mth - 3.3%
5-8th - 3.6%
9-12th - 4%

effective 3.63%


cannot find link but was told by staff. tongue.gif
sweetpea123
post Jun 29 2014, 08:26 PM

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QUOTE(MoneyMaker prince @ Jun 29 2014, 08:09 PM)
Just a quick one,

I found that Affin Islamic Term Deposit -i and Mach Hong Leong give 3.6% for 6 months fixed deposit. Both of them give the same rate but Affin need to open a saving/current account while Hong Leong dont need.

Besides that, is there any difference between these two?
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Mach 3.6% for 6 months ????? Where did that info come from? Kindly provide link. Thanks !
sweetpea123
post Jul 17 2014, 03:38 PM

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QUOTE(nsx88 @ Jul 17 2014, 03:30 PM)
Latest Promo.

Straight, no CASA things. MERDEKA PROMO!!!

Standard Chartered 3.7% PA for 6 months. Best!!

Effective today till Merdeka!!
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MBB also, No CASA

First 3 months = 3.4%
Next 3 months = 4.06%

effective : 3.73% , interest payout every 3 months rclxms.gif rclxms.gif rclxms.gif

I go MBB now, if can get brochure, will post here smile.gif

This post has been edited by sweetpea123: Jul 17 2014, 05:07 PM


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sweetpea123
post Jul 30 2014, 07:59 AM

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QUOTE(LostAndFound @ Jul 26 2014, 06:16 PM)
I got HLB 3.7% promo maturing on Monday (Raya). Does that mean I will get 2 extra day interest (since Wednesday is next working day)? So I should wait till Wednesday to uplift? Cos uplifting online is allowed, and that's what I've been doing with my previous batches using this same promo.
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just to clarify, is yours online FD placement or OTC? AFAIK, FD NOT entitled to any extra interest should the maturity falls on non-banking day. For online FD, you may withdraw online during non-banking days but over the counter cannot. Do correct me if I am wrong. If it is true that we can earn extra interest , that will be great news for me cos I have one OTC FD maturing on Sat. Thanks. smile.gif
sweetpea123
post Jul 30 2014, 10:41 AM

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QUOTE(LostAndFound @ Jul 30 2014, 10:27 AM)
Its promo so placed OTC. Just checked, they credited the interest to my account yesterday, so lost one day's interest cos I can only withdraw today =(.

EDIT: Just realized that this particular promo was done online. So no complaint la, should have withdrawn yesterday. Oh well.
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Thanks for the reply. BTW, I think you lost 2 days interest there (Mon + Tue). Since it is online FD, you could have withdrawn on Monday itself.. oh well ...


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