Oh.. No... 
I am thinking maybe I will place another 4.7% FD with MBSB before they merge..? 
To take a gamble lo..
Thanks for the info... 

yes EXCl 5 only can get 4.7%. Never place Fd as corporate entity, so i dont know
r
hoping for HL Junior FD promo to come again, even 4 years is short,next month all maturing, where else to
get another 5% again.....

the first smart bank that offers that will get 80% of customers here.

fishes are ready, where is the fisherman? Come catch us.

no need bait (freebies), just open the right fishing net (4.2% without CASA and tell us here) will do, fishes will jump in.

while waiting where would you park your money?

Normally the first thing bank want to do after OPR being revised up, is changing their BLR, so you can see as soon as one day after the OPR being revised, BLR being revised accordingly, banks generally very "efficient' in this move. 

But for FD, since banks are not eager for liquidity as current situation, it may take sometimes, before being revised.
Sometimes, not in portion to the OPR or BLR increased (happen last time once). 

Some said another increase of 25 basis points in Sept2014.

is MBSB 4.7% comes with PIDM protection?

which one would you choose?

MBSB 4.7%
RHB 4.1% (PIDM)

reason(s)?

Available on their website

i smell byebye to BR from regulars here

I think my car loan is fixed....so pls increase more 
Just came back from bank converting my 12m FD to 1m. Sigh.....still 3.05% 

Why so low? 

This is what I had said early on... 

If so, bank may earn more profit with bigger spread between FD and lending rate.

Thanks for the info 

May Bank is quite snake:

Maybank’s deposit rates will be revised upwards by up to 15 basis points, while its base lending rate (BLR) will also be increased by 25 basis points from 6.60% p.a. to 6.85% p.a.

This is not against the Bank Negara's law by adjusting deposit rate to only 15 basis point?
Which the OPR has been increased to extra 0.25%?

I thought all banks have to increase their board rates extra 0.25%..? 

FD rate may be revised slowly, but BLR I believe all bank will come out statement by today evening.

Loan interest calculated daily, if not revised today, somemore over the weekend, 3 days difference could worth a lot of money for banks even with 0.25% difference.

A bank typically loan out at least about ten to hundreds of billion, if said 100 billion loan that based on BLR x 0.25%/365 = 689K per day interest difference.

If slow 3 day, 2 million difference... 

Somebody said that OPR should raise another 0.25% in September; somebody even
said OPR could raise up to extra 1% eventually wor... 
This is true.. 
Make money first is the first priority..

Hi,

is the rhb FD promo still on?
Couldn't find it in their website...

It is only rumor and speculate, but hope this will come true.. 
Catch big water fish strategy is no longer work ma; so they cancel it and create
next big net to catch next batch of water fish.. 

This is a battle in between FD depositors and banks.. 

OPR increase, Property developers and second hand car dealers will be sad or not? 

1. Without the blessing of Tan Sri Dato' Sri Dr. Teh Hong Piow, the Founder and Chairman of PBB, no merger with MBB deal can go through unless he can be persuaded otherwise. But the government of the day can be persuasive too! 

2. Likewise, AFG are controlled by S'poreans, if memory serves me right, & it's hard to picture them giving up control unless they take over BIMB but it seems unlikely - S'poreans in charge of M'sia's premier Islamic bank?  But, this sounds like a broken record... the government of the day can be persuasive too!