Can do it on same day or need to wait next day?

carry >100k cash in hand? I don't dare to do it. The person who do tat got steel balls

it's seem a lot of people are into short-term FD ie 3mth & 6mth FD.
juz hope we don't get disappointed if BNM didn't increase OPR rate in July

juz realized got news report regarding higher export for April & it's add pressure for rate hike in July & Sept

Those with FD happy, those with Loans unhappy

Bankers cheque charges

AffinBank - a) RM5 inclusive stamp duty - amounts up to RM10,000 b) Free - Above RM10,000

Alliance Bank - RM2 + RM0.15 (stamp duty)

AmBank - a) RM5 + RM0.15 (stamp duty) for application via cash b) RM2 + RM0.15 (stamp duty) for application via debiting of account

HSBC Bank - RM5

Maybank - a) All types of applications except MIDF/MIH New Share Issue - RM5.00 Commission per cheque. b) MIDF / MIH New Share Issue - RM2.00 per cheque. Note: Stamp duty of 15 sen is to be borne by the Bank

Public Bank - RM 2 + RM0.15 (stamp duty)

RHB Bank - For General - RHB account holder: RM4.85+RM0.15 (stamp duty). Walk-in Customer: RM7.85+RM0.15(stamp duty). For MIDF/MIH Share Application - RHB account holder: RM2 + RM0.15 (stamp duty). Walk-in Customer: RM4.85+RM0.15 (stamp duty).

Standard Chartered Bank - Commision:RM2. Stamp duty:RM0.15.

source: bankinginfo.com.my

Me small fish only unlike others who have way more than I

by the looks of the latest promo by most banks, I can feel that OPR would increase tis time around

I think so. that's why u see 12mth, 13mth or even 15mth FD promo recently

which newspaper? I wan SOS please

woh! 12mth FD effective rate only 2.5% u gotta be kidding me

CIMB Principal expects OPR to rise 25 bps by July or Sept

CIMB-Principal Asset Management Bhd is expecting Malaysia's Overnight Policy Rate (OPR) to be raised by about 25 basis points (bps) by July or September.

Speaking to the media during a briefing, Head of Fixed Income for the ASEAN region Wong Loke Chin said the market had already priced in the potential hike.

"The market is looking at a potential hike of between 25 to 50 basis points in the second half of this year - moving the OPR rates up to 3.25% to 3.5%."

"We are looking at the yield curve to remain flat with more demand on the longer end following the potential rate hike," he said.

More "profit" for u guys out there

wah so many FD placement split your FD into few cert, gud move

why u said like that?

oh yeah, I forgot about upcoming OPR meeting next month

some banks think we're "stupid", donno about BNM OPR meeting next month & the expected rise in rate, trying to get people to do 12mth & 15mth FD

Gud strategy

If all offer the same competitive rates, then I choose the one with PIDM protected

yup, Perbadanan Insurans Deposit Malaysia.

PIDM protection for FD & Savings accounts

I think it's upto $250k/bank