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 Fixed Deposit Rates in Malaysia V6.1, Please Read Post #1

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davinz18
post Aug 14 2014, 03:38 PM

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QUOTE(BoomChaCha @ Aug 14 2014, 11:30 AM)

FD Promos - Please update me if below rates are not updated. Thanks

» Click to show Spoiler - click again to hide... «

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You're the best. notworthy.gif rclxms.gif

davinz18
post Aug 16 2014, 04:14 PM

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“Given robust growth dynamics, lingering inflation pressures and a preemptive move to guard against the build-up of financial imbalances, we think Bank Negara Malaysia may pursue another rate increase in September", Julia Goh, an economist at CIMB Group Holdings Bhd.
davinz18
post Aug 16 2014, 04:47 PM

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QUOTE(bbgoat @ Aug 16 2014, 04:40 PM)
Yes, another OPR increase in Sept will be welcomed ! Saw in Star newspaper similar comments.  rclxms.gif
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will be welcome by those with FD but those with loans cry.gif
davinz18
post Aug 16 2014, 08:27 PM

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it's means that there's no OPR changes in Sept by BNM.

then why the CIMB economist say about possibility of OPR change in Sept, something she know that we don't know about rclxub.gif

This post has been edited by davinz18: Aug 16 2014, 08:27 PM
davinz18
post Aug 17 2014, 08:06 PM

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QUOTE(MNet @ Aug 17 2014, 10:12 AM)
MBSB sucks la

emailed them since last week but nobody reply
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well what can u expect. it's not a bank unlike others icon_rolleyes.gif
davinz18
post Aug 18 2014, 09:55 PM

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QUOTE(X_hunter @ Aug 18 2014, 09:11 PM)
Hi guys. My FD matured today. Meaning I could withdraw it tomorrow, right?

I still can't make up my mind which FD to go for. Because I'm not sure which tenure should I choose, with all the speculations that OPR will increase in sept.

Should I put 1m or 3m? Please suggest!
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Actually, today also u can withdraw (after 2pm to be on safe side).
Next BNM meeting is on 18th Sept. Banks only would "adjust" after 1week or more their FD rate.
Last BNM meeting for the year is on 6th Nov.



davinz18
post Aug 19 2014, 06:27 PM

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QUOTE(bbgoat @ Aug 19 2014, 06:17 PM)
Opened FD and SA in Affin today. 15 mths FD at 4.05%. SA with RM110. But their SA must have activity every 6 mths vs other banks of yearly must have activity ?? Quite fast, all done within 30 minutes

They also have open house on coming Thursday in their branch. Anyway enough food for me already. Ha ha ha.
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huh? like tat one also got meh? rclxub.gif
davinz18
post Aug 19 2014, 06:34 PM

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QUOTE(bbgoat @ Aug 19 2014, 06:30 PM)
They mean inactive acct, then deduct RM10 as discussed before in this thread. But most banks as I knew it is yearly must have activity in SA.  smile.gif
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what I mean was why 6mth vs others 1year? hmm.gif
davinz18
post Aug 22 2014, 03:28 PM

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QUOTE(wil-i-am @ Aug 22 2014, 09:15 AM)
Real interest rate ends in positive territory last month
http://www.nst.com.my/node/25395
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wat actually it mean? hmm.gif
davinz18
post Aug 22 2014, 03:59 PM

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QUOTE(wil-i-am @ Aug 22 2014, 03:52 PM)
CASA/FD interest rate > Inflation rate
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oic. it's good sign rclxms.gif
davinz18
post Aug 22 2014, 04:43 PM

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QUOTE(bbgoat @ Aug 22 2014, 04:35 PM)
Some people claimed that actual inflation is higher than reported one.  sad.gif
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u know what, I also "feel" it's way higher than reported nod.gif
davinz18
post Aug 23 2014, 02:34 PM

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eh IGB limit not 10k/day ah? hmm.gif rclxub.gif
davinz18
post Aug 29 2014, 04:28 PM

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QUOTE(guy3288 @ Aug 29 2014, 02:10 PM)
i bought four, using 4  names, 1 name max only 50k.
still in my current records are:
1) sukok simpanan rakyat 2009 - 14.5.09 -14.5.12 5% quarterly interest
2) bon merdeka 2009  -18.3.09 - 18.3.12 5% monthly interest
3)bon merdeka 2008 - 11.4.08 - 11.4.2011 5% quarterly interest
4) sukok 1 malaysia 2010 - 21.6.10-21.6.13 5% quarterly interest.
IIANM besides those above, got somemore prior to that.
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The Bon Merdeka 2008 & 2009 is open to all or certain group only? hmm.gif
davinz18
post Sep 2 2014, 05:14 PM

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QUOTE(BoomChaCha @ Sep 2 2014, 04:24 PM)
I feel the Hot and Heat of 3 months FD...  hmm.gif
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what u mean? hmm.gif rclxub.gif
davinz18
post Sep 2 2014, 10:05 PM

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QUOTE(Gen-X @ Sep 2 2014, 08:26 PM)
However, I would like to advise all that you should always check with UOB on their latest FD Promo. Last month, I was told UOB revised their promo rates 3 times.
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Really? shakehead.gif u know the reason? hmm.gif

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