Thanks for reporting, updated Post#1

Affin Bank only increase 0.1% for their 12 month FD 

RHB 3.45% 12 months higher than CIMB.

Yippy 3.25%

Bank Rakyat called me yesterday and they wanted to update
my occupation info.

Did anybody receive call like this from Bank Rakyat recently?

Top Goat, did you..?

No, something wrong somewhere ? You have put in too much money there ? 

But could it be a scam ? I did receive 2 missed calls from 03 78012888 yesterday. Is that the number they called you ?

I rec'd those call too 

Oh, I see. Thanks !

Have attended some of their free seminars before. But never paid one which are pretty expensive. 

Banks could "sell" our info to 3rd party.
HLB is very aggressive in this area.

When sign-up OCBC FD, there is one clause on the sign-up form that
we can request OCBC not to disclose our personal info to 3rd party.

I will probably attend since it is free; but no matter they say, but
I will not invest. 

BR just verified my occupation on the phone yesterday.
No, BR is not merging with any banks so far.
Yes, last time was xHB..; not BR, BR was yesterday
Just now I said: I hope the xHB officer would get lay off after the merger.

Sorry for the confusion.. 

A few more letdowns of the MBSB's Kids Fixed Deposit:
1. Partial upliftment before maturity is not allowed
2. Upliftment of the Kids FD can only be made at Kids Fun Branch only
3. Auto-renewal is not allowed

**PS: Sometimes people are upset for no good reason & suddenly become aggressive and easily agitated. Let's spread goodwill and peace for this coming Hari Raya (shows the peace hand-sign)

I just saw this FD promo in RHB this afternoon:

RHB 1 Year FD Promo - No CASA needed
3.88% rate
Valid until 31 August

i called OCBC and enquired about OCBC FD promo at 3.9% p.a. for 12m.
The customer service officer told me as below:

1.) Fresh fund
2.) Min 10k
3.) No CASA needed
4.) Promo till end of July
5.) Open to non-muslim/muslim

Guess this is the best 12m FD rate so far, yea?
Cheers.

I did all my FDs stuff while running banking errands for my co. Cost on them    Sometimes these are the benefits for small co without runner boy.  Please do not follow what i did     

if inside acc got rm1 then how?

anyone waiting for another OPR increase in Sep, bad luck.

MIER: No more OPR hike in 2014, 25bps enough for now

http://www.malaysia-chronicle.com/index.ph...e-term&Itemid=3

Has anyone change new notes at BR before? Crisp new notes or recycled? Any maximum limit? Do they open special counter to change notes? Timing?

What is the definition of fresh funds? 

I transferred online from MBB everyday 10k to my RHB current account.  After few days, I went to RHB to transfer the sum to RHB step up promo 15-mths.  They said cannot!    Fresh funds means must be within 1-2 days they can accept.  Anything longer, they said not "fresh" wor!  Really?    But I cannot transfer online 50k or 100k at one go mah.    RHB said ask MBB to issue bankers cheque for full amount, then bring the check to them, only then they can give me the 15-mth step up promo rate.

Now all my funds in RHB current account for nothing .. haih.    Now I have to transfer out the funds again & then get bankers' cheque?

what is the so call "risk" there?

BR 12-mth rate increased to 3.92% already?

i put rm 2.5k just now for one year, matured amount is rm2598.03.

FD date: 25-07-2014
matured date: 27-07-2015