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Fixed Deposit Rates in Malaysia V6.1, Please Read Post #1
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davinz18
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 Jul 25 2014, 04:58 PM
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QUOTE(bbgoat @ Jul 25 2014, 04:50 PM) Was in RHB again today. Just have to hope RHB/CIMB will honor the old FD promo after they merged. Interesting definition of fresh fund ! So have to place the FD once fund transferred.  I was thinking about that. But going along with BCC's thinking. Taking the risk. Anyway hopefully in 3 mths time, this will be clear.  It your decision to place in RHB & take the risk. I'm not in the position to "force" you not to place any FD in RHB for now  |
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davinz18
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Jul 25 2014, 06:09 PM
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QUOTE(esy @ Jul 25 2014, 06:04 PM) ... I think they will honor but until the stated terms within the contract. That is because I was with Southern Bank when CIMB took over ... I see. Thanks |
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davinz18
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Jul 27 2014, 12:23 PM
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QUOTE(bearbear @ Jul 27 2014, 09:54 AM) for mach hlb can withdraw on the day itself even on PH. another benefit of online banking. good yo  |
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davinz18
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Aug 1 2014, 04:21 PM
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so the conclusion is there's no OPR hike in Sept but got some chance in Nov meeting |
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davinz18
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Aug 1 2014, 05:51 PM
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QUOTE(bearbearwong @ Aug 1 2014, 05:47 PM) thank you affin i my current choice.. mb wait september only renew.. expecting to increase BLR and OPR, our FD also increse 3.8% yearly... why no bank rakyat takers.. should be 4.1%.. that PIDM really that important? BR got some "issues". refer previous post (aka our "arguments") |
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davinz18
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Aug 1 2014, 10:06 PM
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QUOTE(BoomChaCha @ Aug 1 2014, 08:08 PM) I think our ancestors must have some valuable things hidden in some where that we are still not aware of. For examples like FD cert, cash, jewelry, SA book, property title, share cert..  I believe nobody can inherit 100% of their ancestors' money, some money will be missing in somewhere; unless our ancestors can plan and manage well and pass the money to the next generations.. agreed with you  |
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davinz18
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Aug 1 2014, 10:37 PM
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QUOTE(cherroy @ Aug 1 2014, 10:32 PM) Money in dormant account more than 7 years will be sent to BNM under unclaimed money pool. But it is not considered "gone", as account holder still can claim back the money via BNM. The total of unclaimed money based on the news amounted about 4 billion. http://www.thestar.com.my/Story/?file=%2F2...ation%2F8106014OMG! 4bil $$. Why no one claim back the money  QUOTE The Government has over the years used the unclaimed funds for public expenditures This post has been edited by davinz18: Aug 1 2014, 10:39 PM |
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davinz18
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Aug 3 2014, 10:20 PM
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QUOTE(bearbearwong @ Aug 3 2014, 10:15 PM) yup.. because of the traffic flows.. very fast, Ocbc famous, just dunno Affin will go bankrupt or not.. steady or not this bank.. Affin kinda "gomen link" company. Lembaga Tentera (LTAT) link bank yo  |
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davinz18
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Aug 3 2014, 10:59 PM
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QUOTE(bearbearwong @ Aug 3 2014, 10:30 PM) crazy meh 250k one shot... where got... must diversify.. all banks also put.. put in international banks HSBC, Citibank, Ocbc, UOBput in all banks?  big boss spotted  |
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davinz18
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Aug 4 2014, 04:19 PM
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OPR rate increase in Sept kinda too near, Maybe Nov should be more appropriate |
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davinz18
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Aug 5 2014, 03:58 PM
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QUOTE(Only Compacts @ Aug 5 2014, 03:43 PM) I've found this dicscussion is really helpful and interested ones  nice will continue get latest feeds without have to scoring the bank websine one bye one somemore not updated if u have any info on FD promo,new rates, bank sms u etc. Please do update here. sharing is caring |
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davinz18
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Aug 5 2014, 06:44 PM
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QUOTE(BoomChaCha @ Aug 5 2014, 06:32 PM) I cannot find the URL either. But this Affin promo is available until 30 December. I went to Affin yesterday, I did not see any flyer about this FD in the bank, then I asked the teller, the teller showed me an
A4 size print out about this FD promo, then I asked for a copy,
but she kept quiet...  There is another Affin FD at 4.10% for 15 months, but it requires additional 20% fund to lock in SA for 15 months.  why like that one?  they wan people to put money or not? staff sabotage? |
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davinz18
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Aug 5 2014, 07:00 PM
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QUOTE(BoomChaCha @ Aug 5 2014, 06:56 PM) This is true, I walked in yesterday and I was hoping that I could get a FD promo flyer so that I could share with you guys here, but I did not see any 15 months FD promo info inside the bank until I had to ask the teller. The A4 size print out looked like for their internal use. No sabotage la.. The female staff was quite polite to customers.. The 15mth FD promo for selected "privilege" customers only? (based on the A4 size print which looks like for internal use & lack of flyers) |
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davinz18
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Aug 5 2014, 09:50 PM
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QUOTE(LostAndFound @ Aug 5 2014, 08:31 PM) When I placed there was no bunting about this promo, and they also show me the A4 black and white details flyer. No issue placing though. In fact the CS asked me how I hear about this, I just mention 'saw it online'. I'm more interested on why there's no flyers or any other promo materials. Maybe like what BCC said, new promo, late in printing promo flyers |
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davinz18
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Aug 6 2014, 06:28 PM
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Analysts say OPR hike likely BANKERS and financial analysts expect another adjustment to the overnight policy rate (OPR) by year-end from Bank Negara Malaysia, and Standard Chartered Bank Group Wealth Management chief investment strategist Steve Brice says one should be looking at November as the time for the possible announcement of another rate rise of 25 basis points again. “We are looking at a November-ish date for the next rate hike, but we don’t believe this is the start of a massive tightening cycle, here. “Probably, there is one more to come and that is most likely it,” he said in an interview yesterday. http://www.nst.com.my/node/20337
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davinz18
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Aug 6 2014, 06:44 PM
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QUOTE(bbgoat @ Aug 6 2014, 06:35 PM) Thanks for the "good" news ! BCC, November another OPR increase. Not Sept ?  So have to put in short term ? I think I will still go with Affin & MBSB for FD maturing soon before Nov month. those with FD happy, those with loans Sept kinda too near, Nov is quite good time if BNM do change the OPR then |
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davinz18
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Aug 7 2014, 10:01 PM
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QUOTE(michaelho @ Aug 7 2014, 09:50 PM) no, normal branch. Got MBB Islamic branches one meh? I didn't know that. |
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davinz18
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Aug 8 2014, 04:31 PM
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QUOTE(Te focus @ Aug 8 2014, 03:05 PM) Rate increase again end of this yr yup, Nov BNM meeting there's might be some changes in OPR rate |
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davinz18
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Aug 8 2014, 04:37 PM
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QUOTE(yygo @ Aug 8 2014, 04:34 PM) OPR up up & away! FD rate up up & away!  those with loans |
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davinz18
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Aug 8 2014, 04:47 PM
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QUOTE(bbgoat @ Aug 8 2014, 04:39 PM) 3 months to go for another FD rate going up in conjunction with OPR !  Could the the last one tis NOV, after than maybe maintain for some period to see the impact of GST & others |
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