Haha.. My all time high is total value of my portfolio

mine too..ROI since may 2013 = abt 3.3%, YTD is abt 2.6%...highest so far,,,,higher they are the harder they will fall.

If you are going to dca via fxpay it will have to be more than 500 otherwise they will charge rm2

Kind of sad since you can get 3.6% for it at affin lol ..

Lol, I wasn't planning to do it before 30th June o.O Fast, but not that soon, lol...sorry =/

Thanks for the info!

ROI Since Jan 2014 = 5%

Monthly topup and DCA when market turn RED...

Wow... RM2... FSM no charges wor...

Huhuhuhu... HSAQ performed this year 2014... I saw RED @ -8.XX% and NOW GREEN = 7.15%

ya-lor,..got some at 4.xx% in Feb at Ambank...but this is another asset class diversification with chances of higher returns.

This post has been edited by yklooi: Jun 26 2014, 04:32 AM

What GEY fund is that lol

KGF beta wrt KLSE is 0.81. Meaning for 1% KLSE increase, KGF increase 0.81%. This is their relationship. I got it from Bloomberg website.

Xuzen

Normal account means you pay SC each time you do buy transaction. You will have to keep your buy-sell to a minimum to keep cost down.

Wrap account, you pay a fixed percentage (1.5% p.a.) on the whole portfolio, but there will be no more SC charge. Meaning you can swicth unlimited times per year and you don't have to pay more SC. Wrap are for people who practices asset allocation or active managed portfolio.

Both FSM and eUT offers wrap service.

Xuzen

This post has been edited by xuzen: Jun 26 2014, 02:02 PM

but there'd be annual/monthly fee, right?

Recent past history increase X% per month, so assume annual increase to be X% x 12 months in perpetuity? LOL!

Listen to such joker advice at your own risk

If lose money don't say UTs are a scam and go complain and whine everywhere

This post has been edited by Pink Spider: Jun 26 2014, 02:13 PM

That is the wrap fee calculated as 1.5% p.a., based on daily rest.

It is like buying a single pass versus season pass to go to your favourite theme-park lor.

Xuzen.

If you want to buy and sell in short period like trading stock, please learn to trade in stock market. UT is not a good instrument to buy and sell.

I don't know why the fuss over 1%-2% differences. It is nothing if you're investing over long period like for retirement. Equity fund short term volatility is more than that. Having all your portfolio in one place is better for easy management and critical mass needed for switching. I think that out weight 1-2% saving in SC.

every cent is money, 10k *2% is rm 20, can eat a decent meal

Certain situations, like long term, 1-2% is not a big problem. But for shorter period, to me, it's not feasible to pay couple of hundreds to thousands just like that, especially we are the one managing our funds ourselves, not relationship managers. RM50k*2% is already RM1k.

10k*2% is RM200, not RM20

This post has been edited by pinksapphire: Jun 26 2014, 10:10 PM

What is your time frame you are looking at to invest in UT