for me distribution is the best time to top up. I'll get a lower WAC.
btw at the end, the fund performance still rule whether better or worsen than FD return.

an agent told my friend to invest in a certain UT, because they are going to announce dividend distribution soon, and then switch back to another UT from the same fund house, all because want to chase the dividend distribution.

explained to him about NAV and the value before and after div distribution. the kind of marketing people use these days

Don't lar curse and hex.... It is all about cari makan only. I mean let's look from a psychological point of view. Every day ask money from uncle & auntie, never give anything.... Lama lama, customer sure boring wan.

They will kow peh kow bu... Why stockmarket got dividend, UT boh eh? Very potong stim wan lar!

That is why UT company in order to play the game and pander to the retail investors come out with something similar, called it distribution and voila! Customers happy, UT companies happy, agents pun happy. And all live happily ever after!

Xuzen

P/s Disclaimer: I am a UT agent but mainly for myself (to lower cost of transaction and for close family members and friends) I stopped acting smart and telling about how distribution is just an illusion. I just go with the customers level of smartness and play my role I.e, "Wah! Distribution Lai liao! Hoh Sei!"

This post has been edited by xuzen: Jun 14 2014, 07:00 AM

Wah wah.. Distribution war again ar.. Lucky pink not yet awake due to world cup..

GoldQuest, Geneva Gold, Scratch & Win all also cari makan mar
Hoh Sei! bwahaha - when stupids insist on being thus, we aren't taking advantage right?
Law of the jungle - predator & prey

Let me be clearer. It is not easy to explain (try that already) to lay-people distribution is nothing i.e., left pocket to right pocket. So it is easier for me to just play along to their level of understanding. I am not acting superior nor inferior. I am just trying to come on par with their level of understanding.

Don't be so butthurt... go get yourself a KY jelly.



Even if the NAV is RM 3.50/unit (E.g. Manulife managed UT), and you only have RM 100.00 to invest... you still can invest i.e., you get 42.8571 units which works out to be RM 150.00. The affordability is psychological.

Actually, the best UT can be quantified. Academians will say the best UT will be those that sit on the efficient frontier as defined by Markowitz Modern Portfolio Theory. The tools that measure the best UT are Sharpe, Sortino and my fav... Modigliani Ratio. But try telling that to uncle and auties. Waste saliva only.

Xuzen

Learn to understand that U are not the recipient of the intended sarcasm.
Y U so butthurt when Xuzen no butthurt?
sigh..

And if you're so intelligent, U would have understood that i was talking about the BS by agents & marketing on distribution being lies, like the lies about "returns" from GoldQuest, Geneva, etc.

Damn.. some inferiority complex ARE justified..

This post has been edited by wongmunkeong: Jun 14 2014, 11:59 AM

Ah.. so now U are my self proclaimed educator?
rich..
thank U ar.. but i dont take BS well
come with facts and figures - not benda halus & invisible stuff versions of reality pls

This post has been edited by wongmunkeong: Jun 14 2014, 12:04 PM

Wahhhhh...just in one day my aiman growth become -ve...

That distribution thing again ah? LOL. No going to waste time reading all the posts; to keep it short, RO Player got it wrong. How good is a fund depends on its consistent returns; it can never be measured by its distribution income.

Distribution income is good when you already have a sizable fund and are depending on the distribution as a regular income. This is when it would be good to switch from growth funds to 'dividend' or 'income' funds that has annual distribution policy.

BTW there was a post that all the non-EPF investments are registered as a pool in a single name under a trustee (assigned by fundsupermart); the distribution income will then re-distributed. I wonder how the trustee handle this re-distribution when there is "distribution equalisation" involved.

This post has been edited by j.passing.by: Jun 14 2014, 05:24 PM

I gave up trying to explain this, Post #1 has everything I have to say on this topic.

If after reading Post #1 CAREFULLY and still don't understand, I rest my case.

Furthermore, to explain or not, I also see who is asking.

This post has been edited by Pink Spider: Jun 14 2014, 06:47 PM

Didn't u know I never read a single word of that p*ssycat's post?

For those who have too much cash on hand:

Idea Of The Week: Top 3 Funds To Park Your Money For Emergency Reserve

I. RHB-OSK Cash Management Fund 2
II. RHB-OSK Money Market Fund
III. AmIncome Plus

URL: http://www.fundsupermart.com.my/main/resea...?articleNo=4712

When I was about to focus on Europe, they said it's getting expensive.

Are European Assets Still Cheap?

URL: http://www.fundsupermart.com.my/main/resea...?articleNo=4715

This post has been edited by David83: Jun 14 2014, 08:00 PM

And it all started since the GGC kopitiam days if I'm not wrong..

Anybody knows when will be the next FSM promotions?

+100

maybe July/Aug? for the 2014/2015 Recommended Funds promotion?

OK.. Hopefully la.

My AmDynamic sold out $$ sitting in CMF. Waiting to deploy some of it.

sold all?