ooo.. my bad. I read the thread too quickly, been a while since I log in to LYN...

Sibuk dengan apa? Entertaining auditor kat pub?

sibuk kerja and masalah keluarga la.. masalah always comes and goes

Seldom pi pub.. you still go often? Maybe can join you when stress out.. haha

At least 3 nights a week

just a note....if the NAV of your Hwang fund dropped a lot today...dun be afraid...it may just be distribution.

Why it’s Okay to Invest Even at a Market High
......between 1983 and 2013.

Amazingly, the investor who dollar-cost-averaged at annual market peaks only performed slightly poorer than another investor who simply invested at the end of each year; the first investor would have gotten annualised returns of 9.5% while the second investor had earned 9.9%.

http://www.fool.sg/2014/06/10/why-its-okay...-a-market-high/
(click Refresh if prompted to log in)

So it mean we better go in after distribution or just add-on every month?

add in every month would be encouraged.

just a note....if the NAV of your Hwang fund dropped a lot today...dun be afraid...it may just be distribution.

Why it’s Okay to Invest Even at a Market High
......between 1983 and 2013.

Amazingly, the investor who dollar-cost-averaged at annual market peaks only performed slightly poorer than another investor who simply invested at the end of each year; the first investor would have gotten annualised returns of 9.5% while the second investor had earned 9.9%.

http://www.fool.sg/2014/06/10/why-its-okay...-a-market-high/
(click Refresh if prompted to log in)

| Date | Fund Name | Gross Distribution  |

4-Jun-14	Hwang PRS Moderate Fund	RM 0.015 per unit
4-Jun-14	Hwang PRS Growth Fund	RM 0.02 per unit
4-Jun-14	Hwang Select Dividend Fund	RM 0.03 per unit
4-Jun-14	Hwang SGD Income Fund - MYR	RM 0.005 per unit
4-Jun-14	Hwang AUD Income Fund - MYR	RM 0.005 per unit
4-Jun-14	Hwang Select Bond Fund	RM 0.005 per unit
4-Jun-14	Hwang AIIMAN Select Income Fund	RM 0.01 per unit
4-Jun-14	Hwang Asia Pacific (Ex Japan) REITS and Infrastructure Fund	RM 0.015 per unit
4-Jun-14	Hwang Select Income Fund	RM 0.005 per unit
4-Jun-14	Hwang AIIMAN Income Plus Fund	RM 0.005 per unit
4-Jun-14	Hwang Select Balanced Fund	RM 0.02 per unit
4-Jun-14	Hwang AIIMAN Growth Fund	RM 0.05 per unit
4-Jun-14	Hwang Select Opportunity Fund	RM 0.05 per unit

missed 2 more?
Hwang AIIMAN Prs Syariah Growth and Hwang Prs Conservative

Added:

Date	Fund Name	Gross Distribution
4-Jun-14	Hwang PRS Moderate Fund	RM 0.015 per unit
4-Jun-14	Hwang PRS Growth Fund	RM 0.02 per unit
4-Jun-14	Hwang Select Dividend Fund	RM 0.03 per unit
4-Jun-14	Hwang SGD Income Fund - MYR	RM 0.005 per unit
4-Jun-14	Hwang AUD Income Fund - MYR	RM 0.005 per unit
4-Jun-14	Hwang Select Bond Fund	RM 0.005 per unit
4-Jun-14	Hwang AIIMAN Select Income Fund	RM 0.01 per unit
4-Jun-14	Hwang Asia Pacific (Ex Japan) REITS and Infrastructure Fund	RM 0.015 per unit
4-Jun-14	Hwang Select Income Fund	RM 0.005 per unit
4-Jun-14	Hwang AIIMAN Income Plus Fund	RM 0.005 per unit
4-Jun-14	Hwang Select Balanced Fund	RM 0.02 per unit
4-Jun-14	Hwang AIIMAN Growth Fund	RM 0.05 per unit
4-Jun-14	Hwang Select Opportunity Fund	RM 0.05 per unit
4-Jun-14	Hwang AIIMAN PRS Shariah Growth Fund	RM 0.03 per unit
4-Jun-14	Hwang PRS Conservative Fund	RM 0.01 per unit

IMO, higher distribution is better..i.e. more units is given to the holder. No doubt, total amt profit/loss is the same, but once NAV is gaining, your profit is getting fatter & fatter..

IMO, higher distribution is better..i.e. more units is given to the holder. No doubt, total amt profit/loss is the same, but once NAV is gaining, your profit is getting fatter & fatter..

I like this...real enlightenment.....Thanks
can this be "tagged" in post #1 for future continuously referenced when needed?

thanks for your enlightment, but why we invest in UT in the 1st place?, since u guys mention no difference at all!

thanks for your enlightment, but why we invest in UT in the 1st place?, since u guys mention no difference at all!

before or after distribution, remains the same. Correct but  PLease dont tell me, you know better than me or any street person. 

to me, there will be increase of profit gain..after distribution,

for example,

[visible to us, investors]

NAV 1.05   10000 units   = RM 10,500

after distribution of 0.05 per unit = 500 units
NAV back to 1.00 with 10500 units = RM10,500

[*] NAV goes up (if market drops), NAV goes even higher (if market goes higher), that why some UT yield better than others.
[not visible to investors]

other investor may buy at cheaper NAV (after distribution), so more $$ for FMgr to leverage for more profit. More $$, more mgt fee for them. Incentive to perform.

NAV = still increase, although KLCI or other market drops [*]

Thinking back, wasting time to inform those 'expert' who knows everything, thru the books 'spreadsheet', but other mechanism doesnt work.

Never underestimate the lure of distribution to lay-person aka uncle and aunties.

To them, distribution = dividend. Manyak syiok wan.

Something for those UTC to talk about. "Hey auntie, auntie... see, your unit increase ady. Good rite?"

UT without Dividend ahem... I mean distribution is boring lar... like those stupid Insurance Investment Link type, never give distribution wan... NAV hit RM 3.XX... crazy wan.

Psycho psycho... investor where got wanna buy leh?

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