Over stretched for higher loan amount???
U never apply loan in your life or just don't apply loan recently??
U thought bank allow borrowers to over stretch as they wish to??
70% loan margin implemented since 1st Nov 2010, getting harder to get approval in 2012, n more harder in 2013 till now, do u find any cheap stuff since BNM trying hard to control.

i have said it many many many times....

all the price appreciation after 2009 is caused by China's money, as they have released, USD 12,000 Billion into the market since early 2009. caused many countries properties prices to soar.

and malaysians as usual are ignorant at all the things happening outside of malaysia.

China is tightening now as we speak, a lot of companies are selling assets to pay their loans.
steel, copper is at 4 year low. overstock pile at China.

China will not consume so much as before, expect commodities price to go down.
since early 2012, china business already dropping. Factories orders dropping, debt keep on increasing, house price keep on increasing.

our local Malaysian market here keeps on running on local stimulus.
how long can you think it can keep on running ?

najib already doubled our national debt from RM 200Bil to RM 550Bil.

Intersting to know that china money is in malaysia prop market since 2009.

But where did they buy? I dont see many in KL. So Iskandar only?

Not sure le...your amaya got china buyer?

A few things about china. In another forum website i mentioned that the 1 child policy in china was going to be a mistake for the country. Now they change it to 2 child policy with provided that both parents are only child. Less young population and crowded with more old population is no good. China just realize this.

Malaysia we can have as many children as we want and these grown up babies want a decent house.

The ones that i know interested wit amaya was indonesian and singaporean. Both chinese but not from china.

china has too many populations... 1.2 billion if no control it will be like India.. unhealthy growth in society with lack seducations, food, basic rights, protections and etc..

Malaysia even subsidies ppl who have more babies like Singapore, incentive... then again, in any capitalist country, working class always are 70% cannot run even population boom... so the majority products like educations, housing, food, cars, transport, and etc like it or not will to be for catering these group.. and these same group generate moneys for the rich..

so commodities must go in line with affordability..

it's called asset propping. Housing growth/bubble cause the biggest bubble of all, because people can borrow more equity of the house that they hold.

when big nations central banks does one thing, the small nations will usually follow.
Like lowering interest rates, and allowing massive loans to be released.
It's simple, if u borrow 2% from china, our banks still offer 8% FD, there will be carry trade, means they borrow Chinese money to throw into our FD. If our banks have too much money in FD, they also cant generate back so much of returns.
So smaller countries follows what big nation central banks does.
US Federal Reserve has already hinted of tightening, and over Asia, about USD 1,000 Billion has been shifted away from SEA markets altogether, all these money are in form of bonds, shares, loans and so on.


So all the chinese buyers went to HK, Singapore, UK to sapu their properties. So singaporeans come here to sapu ours.

In line with Najib's economic plans which is by housing growth.
In context of debt figures, when Abdullah stepped down, our nation's debt was at about RM 200+ bil.
now after 5 years, our nation debt is at RM 550bil.

Household debt is at 83% already.

The only way to continue this "enormous growth" is by 2 generation loan. Means prolonging the duration of loan.
You pay 30years, your son continue paying for you like in Japan.

I say very simple things. Everybody wants to have big bungalow, nice big cars.
Most of the people borrowed money from banks to buy all those above.
If banks dont want to lend money, where u find buyer ??

maybe you want to check KIpark .. and kip group.. what ppl are behind these projects? China through Malaysian body acquire lot of lands in Sepang.. in my knowledge..

however thee points are not important whoever invested in Malaysia need to spread their product for profits.. the targets more likely than not will be malaysian working class themselves..

if Malaysian already left vacant units but sold, can they buy better from China investors? answer is very obvious..

yup 2 generation loans as expected, ZETI sure copy cat other country one.. to salvage the bubble to burst later

I dun think they care about it.. they just want $$$.

This post has been edited by bearbearwong: Apr 6 2014, 12:06 AM

http://www.reuters.com/article/2014/03/19/...N0MG1B220140319

let me introduce you to a sure win tactic,

china buyers selling their HK property 20% below purchase price.

please go sapu all

But forcing one child is not the way to go for a conmunist country who wants to be forefront in military and economic power. India is overpopulated but that dont make them weak in fact it contributes to their economy.

Singapore they promote people to have babies but they just dont want too, but then even worse they import people from other countries espcially china to be their citizen. Than compete to buy housing with the original singaporeansz

Why are u so worry about people cannot afford? Relax la...when developer cannot sell thier prop, sure they will lower thier price. Then only u buy la...but when people can buy, you keep telling people don buy, where banana going to find SH to buy her prop le...later she tulan lo...relax...eat more banana...good for pang sai.

And china contraktor building MRT right? They can buy and live in sepang..but it wont be that expensive i believe so doesnt fit wit the bubble theory.

Why talk about other market ? If malaysia market is like them, then your theory is right. But until then, you are still wrong

ok, u win all la, house prices will increase 20% per year forever one la......
please buy more, use your mum's name, your dad's name, your sibling's name.....

ok, i talk cock and shiat, my stupid idiot theory,

You need not have a large populations to lead the worlds.. see US..world is lead by brains and money.. even chinais ptedicted to slack behind INdia in terms of population by 2020.. india cannot come up with these foundation to become superpowers..not denying they are coming up.. growth must be propotionate with sttength of coutry..

India if continue with the trends will be uncontrollable populations will take the old communist foot steps .. big population controlled by capatilist and other country.. so weak.. they must centralise their strength.. money.. growth plan to boost become a competative superpowers..

singapore has 5 milion population only.. they normslly naturalise chinese malaysian by singapore currency.. I.r$$$

Haha good.. malaysia sutely copy cat soon.. relying on own malaysian to keep the market in high value cannot work..

Malaysian has yet to achieve that standard.. harping malaysians to buy wont help clear and hit flipped units