Just step in to Q2.. v5 come already.. good.. more bubbles.. more affordable house

Bro bear wan 2

What a comment    

Anyway, car loan interest is slowly creeping up. 

Agree...both are 2 different products.. but dont you tink dat property are higher in risk taking into account their price?.. told you before... dat day signed off thousands of demand letters for hire purchaser defaulters.. per bank..

property value has room for appreviation and can profit.. provided they are not flipped badly leaving no ro for appreciation.. these kind of defaulters surely low end flippers a lot esoecially those relying on rental proceeds are confirmed to be bancrupt..

ask amaya.. hire purchase which bank is top? Hmm ambank... public bank..

housing loans.. ocbc( aggressive).. cimb( prefer loans 500k above targetting middle clsss).. affin bank(45 years max loans now reduced to 35)... public bank(taking everyting othrr banks dun want to do 50k loan also do).. alliance bank( best interest rates as of now depending on tiers too).. hong leong bank ( flexi loans..personal loans.. constructions loans)

amaya surely know market is good or no good?.. write off alot?

told you di i will... now itself i am looking BUT not for INVESTMENT.. i realy dont see there is any room left for such intention.. i also hope my DDD campers can get their units soon..

Property price only started to increase in 2008/9 because of materials, and bubble only begin in around 2011.
I know of people who pushed landed property transacted price in established areas (e.g. USJ, BU) to record high but not preparing to reveal their tricks. Property owners and vendors can have their dream while it last.

As if property market is detached from aggregate economy and rise in npl in car loan won't have impact on property demand.

Eligible to loan doesn't mean affordable. It is not unknown many over stretched their income for higher loan amount.
Property market was following the stock market in 1990's but current property market is taking the lead.

Some of stocks in 1990's is no longer available.

and nothing to contribute but just wanna taruh for people going against your opinions ??

please buy more house, buy n hold more, i hope the house price can double in another 2 years......please la go up !!!

i have always treated ur comments serious and constructive.. i saw the turtling up effect for a quite a number of days  .. same views as per BT times i.e stagnant and slowly moving up...

so, the market has no boost force anymore? the turtling up are to cover loan serviced? so the prices now are of the peak as of now?

te turtling up effect will fail in time,

exp:

Palm walk 3

2011:550k developers,
2013: flipping 750k
no one buy turtling effect come into play , monthly increase 5k t0 10k

so 2014: 12 months ( turtling effect)
[12 X 5k] or [12 x10k]

60k or 120k increase

2015: 810k or 870k?
2016: 860k or 990k

2years holding units are getting old.. new launches everywhere that price is not realistic, even 2 years down the road property prices will not reach that high even developers launches..

wow, a positive confirmation of property will stop at intial boost..

we all know that properties cannot shoot up after initial boost, so turtling effect will also fail miserably..

you gotta sometimes pretend to be stupid to show the obvious.. now we gotta you.. potential buyers are fed with these informations, BBB campers like says anything is possible..

If market demand is strong, phase 1 or 80% units sold out, why developers need to spend $ at mapex?

Dun waste time to answer, if developer dun participate in exhibition, they also has something to say.
When you decide not to buy, you hv thousand of excuses 

With such statement I can conclude u don't work in property development line.

I work with property developer.

Any project transaction is good. We will halt all the advertising action. Even stop free legal fees too.

I moved from High End MK's developer to Subang's GRR developer........

Now with developer building mall .... shop lot....... hotel and low cost apartment.

>10 years

Let me answet for them sure got offer at cheap price one..

Wait they all reply.. if they say no discounts mean they mark up.. simple..

btw your turtling effect .. flipped properties rarely can get 90% loan margin.. like palm walk 3 750k.. so if turtle up sumore d price.. maybe can get 65% or 70%..

if that was the loan margin.. you need to park 200k to 300k cash man..for a dsl.. for rich ppl semi d or bunglow 200k to 300k no problem.. products like service apartment.. condos.. townhouse and dsl are targetted at working classes..

therefore turtling price kills us.. it also kill you in between .. u cant offload.. and property getting old

and there will be new launches.. with lower or same price.. so where potential buyers go?

tailou.. i am saying buying a flipped property pose problems to buyers.. like it or not flipped property cannot get 90% loan.. thus making it more likely than not potential buyers to fork out a big sum as DP say like 20% or 25% or more...

so, with price turtling up slowly, i.e adding 5 k or 10k to the flipped price, is this making the bank valuation further? by you turtling up the price? means otential buyers need to fork more DP ..

with competitive market and upcoming new launches, the said turtled up properties price is higher or equal with new launches..

that is the consideration running through most working class (i.e the ones you targeting) in the market..

wait, we back to square one that we are asking you not to buy?

Bro, RM1.0 mln was in Budget 2014.  Previous cap was only RM500K if I am not mistaken.

Hey u there.. I still maintain 490k.. he got keys di.. 8th floor facing swimming pool.. lawyer couple.. tower A and B..

got keys 4 months di.. many still havent sell yet.. imperial residence .. green residence.. saville at cheras.. emerald residence.. lot of competitors.. price very hard to go up di..