QUOTE(nond @ Dec 30 2016, 02:14 PM)
tqtq. no wo. seldom use cimb.
1st offer is 4..55 then appeal can get 4.35%
i dunno y banks nowaday want play like this, offer a rate waiting u to appeal.
rhb also give 4.5% but tel you appeal can get lower
Cimb quoted me 4.65!!1st offer is 4..55 then appeal can get 4.35%
i dunno y banks nowaday want play like this, offer a rate waiting u to appeal.
rhb also give 4.5% but tel you appeal can get lower
Anyway it's normal. CIMB direction is more to profitability instead of loan growth. The loan proposal to the credit will be 4.35% but in LO is 4.55%. Appeal all bullshit one la.
Next time just tell him XYZ bank offer 4.0% and show then a fake LO from the XYZ bank. Then tell them u don't allow them to photocopy. Done deal.. u might get 4.0% if it doesn't fall below their profit treshold. That's how the bank works so ya. There are so many banks in Malaysia. We should know how to leverage on them if they throw such ridiculous rates.
This post has been edited by mthc: Dec 30 2016, 02:42 PM
Dec 30 2016, 02:37 PM

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