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Investment RICA RESIDENCE @ SENTUL [OWNERS' THREAD], 200m walk to Sentul West MRT Station

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mthc
post Dec 30 2016, 02:37 PM

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QUOTE(nond @ Dec 30 2016, 02:14 PM)
tqtq.  no wo. seldom use cimb.
1st offer is 4..55 then appeal can get 4.35%

i dunno y banks nowaday want play like this, offer a rate waiting u to appeal.

rhb also give 4.5% but tel you appeal can get lower sweat.gif
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Cimb quoted me 4.65!!

Anyway it's normal. CIMB direction is more to profitability instead of loan growth. The loan proposal to the credit will be 4.35% but in LO is 4.55%. Appeal all bullshit one la.

Next time just tell him XYZ bank offer 4.0% and show then a fake LO from the XYZ bank. Then tell them u don't allow them to photocopy. Done deal.. u might get 4.0% if it doesn't fall below their profit treshold. That's how the bank works so ya. There are so many banks in Malaysia. We should know how to leverage on them if they throw such ridiculous rates.

This post has been edited by mthc: Dec 30 2016, 02:42 PM
mthc
post Dec 30 2016, 03:22 PM

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QUOTE(icemanfx @ Dec 30 2016, 03:02 PM)
At current market sentiment, the more discount and rebate developer give, the lower LTV offered by bank.

Believe a large proportion of booked units are by agents.

Believe some banks refused to be on panel if sales is handled by certain agents.
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MBB, CIMB, RHB, UOB, OCBC, HLB, PBB are the panels. Ambank is in the midst of becoming the end financier. So what other more banks you want? Bank of India? Bank of china?

You believe is crap. A large proportion are not booked by agents as they do not have such power to do so. More than 50% of the sales are generated from Fajar Baru marketing team before they engaged various external agencies to handle the remaining units.

HLB offered me at 90% LTV. It goes on a case to case basis. There must be a reason in relation to his CCRIS for the bro who got 80% LTV.

Stop trying to be a chef when you can't cook la.. everyday wanna be an economist on LYN. Act smart meh? Butt hurt cuz many here owns more than your so called only 3% adult has USD100K crap.
mthc
post Dec 30 2016, 03:27 PM

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QUOTE(SKY 1809 @ Dec 30 2016, 03:11 PM)
Consider yourself lucky to get a loan lo...

U do fake things..and if  once bank finds out...u may be blacklisted  in "BNM"  list ..then every bank rejects u for loan forever.
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Bro.. it's just a letter offer. You can go ask around how many businesses crap their alternative rates out to banks and banks are trying all they can to compete for lower rates in this highly competitive market. Blacklisted by BNM? If in that case many businesses would be long gone already. Take my words lol..
mthc
post Dec 30 2016, 03:28 PM

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QUOTE(icemanfx @ Dec 30 2016, 03:25 PM)
You have vested interest in this project.
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You got no solid fact to reply me. I can say your mom has vested interest in you too
mthc
post Dec 30 2016, 03:41 PM

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QUOTE(ost1007 @ Dec 30 2016, 03:40 PM)
Bro, relax la...
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You see the fella. Act smart and wanna be. Nth to reply when ppl is right then use an ultimatum. Follow his style only. I'm relax.
mthc
post Dec 30 2016, 03:52 PM

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QUOTE(aaron1717 @ Dec 30 2016, 03:43 PM)
why la wherever icy appeared... the thread suddenly become heated discussion... haha....  laugh.gif  laugh.gif just move on from his post whenever needed la... lol
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Wonder what kinda person he is in real life. Confirm pitiful
mthc
post Dec 30 2016, 04:00 PM

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QUOTE(JustNobody @ Dec 30 2016, 03:54 PM)
Different career also play the role in deciding your LTV.. I checked with RHB, guide line as told by agent is 85%. I still have a bit of buffer can buy after this one. LOL.. biggrin.gif
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No la it's because the chicken small small discount of 5%-10% considered HUGE rebate for that fella already that's why banks have different LTV. Must listen to economist. And be a failure like him in life.
mthc
post Dec 30 2016, 04:35 PM

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Guysssss.. why is court 28 cheaper it seems!?!?!? Below are the prices before 10% discount. I'm referring to type B (2 beds)

Attached Image

This post has been edited by mthc: Dec 30 2016, 04:37 PM
mthc
post Dec 30 2016, 04:53 PM

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QUOTE(aaron1717 @ Dec 30 2016, 04:49 PM)
generally i dont like court 28 location... its like little brickfield to me... hahahah... no racist intended... but its kinda weird location to me....  biggrin.gif  biggrin.gif
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Yea it's inside and facing putra majestic (but some ppl here are okay with putra despite the facade and international expats). Then again court has better access to retails and commies unlike Rica where there's only a row of usable commies which fronting Jalan Ipoh. I have to admit that it's a big hassle to exit from Court 28 side to go KL by car.
mthc
post Dec 30 2016, 06:07 PM

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QUOTE(chiahau @ Dec 30 2016, 05:51 PM)
Don't spoil market by teaching them such tricks okay tongue.gif

I need more bank loans, you let the bank earn their 4,5% from this fellas lar....

If not I can't get my 4,3% any more  tongue.gif
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Okay boss. You bbb rica also ah!?
mthc
post Dec 30 2016, 06:56 PM

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QUOTE(chiahau @ Dec 30 2016, 06:11 PM)
Not interested in condo anymore.

Old man have to get kampung houses.
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Your kampung houses not cheap
mthc
post Dec 30 2016, 11:28 PM

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QUOTE(noname2188 @ Dec 30 2016, 10:40 PM)
So bro you bought A1 type? which floor and roughly how much psf after 10% rebate?
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Damn high floor and only 8% rebate. Nett is 400k

This post has been edited by mthc: Dec 30 2016, 11:28 PM
mthc
post Dec 30 2016, 11:31 PM

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QUOTE(nond @ Dec 30 2016, 11:21 PM)
I never receive any brochure. Any1 got it ?
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Boss no APDL. So no brouchers or advertisement. Only got sales kit. But definitely will have the air conditioner piping because there are aircon ledge in the layouts for Rica
mthc
post Dec 30 2016, 11:33 PM

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QUOTE(noname2188 @ Dec 30 2016, 11:30 PM)
hmm.gif Psf is around 580 or lesser?  rclxm9.gif  Not sure..guess saje
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No bro. 610psf. Almost same as Court. But small unit in Court bigger units are priced around the same as Rica smaller units hence making it more expensive. Absolute price is much lower than Court also

This post has been edited by mthc: Dec 30 2016, 11:33 PM
mthc
post Dec 30 2016, 11:37 PM

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QUOTE(noname2188 @ Dec 30 2016, 11:34 PM)
Nevertheless, is a good buy and congrats for securing A1. Many ppl cannot get A1 including me  cry.gif
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Go for Court la. It's good also. Damn many commies there leh.. unlike rica surrounded by old shops and all.. zzz.

Court type B win Rica 2r2b units. I posted the price list for Court earlier
mthc
post Dec 31 2016, 12:08 AM

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QUOTE(David_77 @ Dec 30 2016, 11:47 PM)
Actually why Court 28 keep popping over here? I mean, there is a Court 28 thread but why the discussions keep coming here?
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Comparison on the price and layout.
mthc
post Dec 31 2016, 08:54 AM

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QUOTE(Vector88 @ Dec 31 2016, 07:45 AM)
dun think type B (2 bedder) of Court B is cheaper. 620K before 10% disc is higher compared to most units (2 bedders) in Rica, no?
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Got some are 580k before 10% disc
mthc
post Dec 31 2016, 12:19 PM

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QUOTE(Pain4UrsinZ @ Dec 31 2016, 11:29 AM)
i stay in rivercity, along Jalan Sultan Azlan Shah (aka jln ipoh), whether it is Rica, Viva, Putra majestic and rivercity. all the bus stop crowded with bangla.
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Putra majestic itself is crowded with "international expats"
mthc
post Dec 31 2016, 01:03 PM

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QUOTE(SKY 1809 @ Dec 31 2016, 01:01 PM)
Why 400m away from MRT is ideal ? Noise proof from MRT trains ?  Mind to share your expert judgement ?
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Doubt he said it was ideal. He said that 400m which is further than rica to mrt plus 795 psf which is more expensive than rica psf
mthc
post Dec 31 2016, 03:21 PM

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QUOTE(icemanfx @ Dec 31 2016, 01:19 PM)
Same catchment area, different opinion.
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Didn't know this part of sentul has 5k units. Are u okay?

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