Thanks victorwp and ronnie, sorry for being kiasu. Holding too many cards and there are too many T&Cs to remember.

Deparmental and petrol, yes need two more tranx.
But supersound is contradicting us.

Anyone can confirm if transaction <50 entitle for cash back if 50 x10 already met?

Are you sure, send a message to them and ask them on this. I already hit by this few times already.

We would like to inform that the cash back will be calculated at the end of each calendar month and will be credited to the principal cardholder’s account on the 28th of the following month.

Please be informed that eligible transactions in a calendar month are counted based on posting date in order to earn the rebates.

We trust the above clarifies. Should you have any other query, please contact us again.

Thank you for banking with us. We look forward to serving you again.
Yours sincerely,

Tan Chiew Yen
Customer Relationship Officer
Hong Leong Connect
Hong Leong Bank

This is the reply I got from their officer.

After the first reply, why the transaction on 27th-30th/31st are not entitled for cash rebet?
This is the stupid question I ask.
Am I bullshitting

As said, don't deny me, try to deny the FAQ and what the HLB officers said. Another way is the statement also won't cheat.

11-Feb-14 9-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 50.30
12-Feb-14 10-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 50.40
12-Feb-14 10-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 50.80
18-Feb-14 16-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 52.50
23-Feb-14 21-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 50.25
25-Feb-14 23-Feb-14 AEON BUKIT INDAH JOHOR BAHRU MY 50.00
25-Feb-14 23-Feb-14 AEON BUKIT INDAH JOHOR BAHRU MY 50.00
25-Feb-14 23-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 50.00
25-Feb-14 23-Feb-14 AEON BUKIT INDAH JOHOR BAHRU MY 50.00
26-Feb-14 24-Feb-14 MAXIS PAY - WEB PETALING JAYAMY 50.00
26-Feb-14 24-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 56.85
2-Mar-14 28-Feb-14 AEON BUKIT INDAH JOHOR BAHRU MY 50.00
2-Mar-14 28-Feb-14 AEON BUKIT INDAH JOHOR BAHRU MY 50.00
2-Mar-14 28-Feb-14 AEON BUKIT INDAH JOHOR BAHRU MY 50.00

28-Mar-14 28-Mar-14 PETROL _CASH REBAT 36.00
28-Mar-14 28-Mar-14 DEPTSTORE_CASH REBAT 15.00
28-Mar-14 28-Mar-14 MOBILE _CASH REBAT 5.00

I went thru my previous statement and found a 'quite' similar situation. From the rebates I got for Feb and shown on 28-Mar it did not  include the 3 tranx of AEON on 28-Feb but posted on 2-Mar, but then Feb-2014 is only 28days.

[attachmentid=3942228][attachmentid=3942229]
Here, do your self some calculations on my cash back.
Then tell me, cash back is based on calender transaction month or posting month
You may say I edited the photos if you wish

11-Feb-14 9-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 50.30
12-Feb-14 10-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 50.40
12-Feb-14 10-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 50.80
18-Feb-14 16-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 52.50
23-Feb-14 21-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 50.25
25-Feb-14 23-Feb-14 AEON BUKIT INDAH JOHOR BAHRU MY 50.00
25-Feb-14 23-Feb-14 AEON BUKIT INDAH JOHOR BAHRU MY 50.00
25-Feb-14 23-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 50.00
25-Feb-14 23-Feb-14 AEON BUKIT INDAH JOHOR BAHRU MY 50.00
26-Feb-14 24-Feb-14 MAXIS PAY - WEB PETALING JAYAMY 50.00
26-Feb-14 24-Feb-14 SHELL-HALINI MAJU ENT JOHOR MY 56.85
2-Mar-14 28-Feb-14 AEON BUKIT INDAH JOHOR BAHRU MY 50.00
2-Mar-14 28-Feb-14 AEON BUKIT INDAH JOHOR BAHRU MY 50.00
2-Mar-14 28-Feb-14 AEON BUKIT INDAH JOHOR BAHRU MY 50.00

28-Mar-14 28-Mar-14 PETROL _CASH REBAT 36.00
28-Mar-14 28-Mar-14 DEPTSTORE_CASH REBAT 15.00
28-Mar-14 28-Mar-14 MOBILE _CASH REBAT 5.00

I went thru my previous statement and found a 'quite' similar situation. From the rebates I got for Feb and shown on 28-Mar it did not  include the 3 tranx of AEON on 28-Feb but posted on 2-Mar, but then Feb-2014 is only 28days.

All I use the pump's CC machine
As said, calculate first before talk nonsense
You have lots of time to deny me, but calculate some simple transaction you can't

That credit card machine have to see how the shop owner register. By right registering under petrol they will be charge 1% while other category will be 2-3% and AMEX 4.5%
Like in PD/Lukut, there's only 2 Caltex petrol station and I always top up using Caltex.
During that time I don't really know on this and each time the statement comes, the transaction done on those 2 station got 1 sure 0 cash back while another sometime got sometimes don't have.
Then I rule out those 2 stations can fly kite and go to Seremban station.
And still I can't get max cash back. The difference is sometimes I swipe from pump and sometimes at the counter.
At counter cannot get and at pump can get. So now I always swipe at pump only and no problem on cannot get cash back

OMG !! you really can twist and turn.

Did you ever read ? How many times need to post this FAQ ??
Please refer to my post# 589 and lost down clearly your disagreement.

Bro u select gorceries or departmental ? 

Is thus mean aeon only can use if select departmental?  Quite confuse coz some aeon under groceries?

I applied for a Hong Leong Wise Gold today. Does anyone know the difference between the Gold and the Platinum Wise?

They always got the excuses on the month end transaction. Is not the first time and to make it last, I won't swipe after 23rd every month.

I have started using Wise card since Feb 2013...
As I posted earlier, in the first few "trial and error" months, I have also got hit by this "month end transactions get posted in the following month" issue...
So, I re-read the TnC and FAQ, and understand that they use Posting Date for CB calculation.
Just follow the rules of the game and enjoy the "spend RM985 and get RM100 CB a month" (that's the max lah). 
Peace 

This is their strategy. If you have not swipe rm1000, it will be 15/16. If > rm1000, it sure will get it posted on the same statement.
When it is "missed", then I have to call and ask. It is tedious and really have to check properly. Sometimes even not entitled for CB until you appeal.

U risk taker for your 1st month...    probably too excited with the highest CB cc in hand. 
I normally "close acct" by 27th (will be earlier for Feb lah), not too early, cause sometime need to swipe last minute. 
As I read here, HLB has improved their posting mechanism and the outcome is next day posting.
I am monitoring to see all my regular swipes are behaving like that. 

As said, you try it your self first and see, I use 6 months to verify this in the hard way.

Just to make our live easier, just swipe 10xRM50 + RM???  before 27th of every month...
setel....

Wish ask a question before i apply this card

I noticed that i could manage non-maybank credit card in my maybank2u online banking, can i register hl wise card in m2u and use this to pay tnb, my tnb is around 400 a month, can i use wise card in maybank2u to pay tnb like 8x50 to qualify the 10xtransaction condition and enjoy 10% rebate in utilities category? Thx in advance.

There is a maintenance option in m2u to add non-MBB card.
After adding, it does support other payees, the only one within my regular payee is my old-old acct, Jaring  (retired long time). And of course other payees, but not within my interest.
I only use Wise for my Maxis at Maxis portal.

Hi all

about the posting date, the exact posting time is it fixed everyday ?
like exact on 8am everyday or something?