so u mean ur wife get the sub card and u as main principal? so u get 10% CB on petrol and utility?

that mean 10 + 10 transacation per month?

how bout sub card ? so principal holder 5 transaction and sub card 5 transaction can also right?

hmm.. but those category got any cap?

btw 10 transaction but 3 is in the category that chosen by me. only the 3 transaction entitle 10% cashback right? because my total transaction are 10.

or must be 10 transaction in the category only entitle 10% cash back?

noted with thanks. 

will apply soon, waiting for free gifts now.

i don't want to apply 2 cards.

take note of the minimum average 2 transactions of Rm 100 each u need to perform every 3 days.

dont understand what is this. mind to explain more?
as i tot rm50 will do for each transaction? thanks

just curious. if 10% cb for RM985 = RM98.5, it will round-up to RM99 or RM100? 

Just wondering what exactly is retail transaction?
i read it on other credit cards term and condition thing too, but dont quite understand...

Does it mean must be physical retail shop purchase? purchase item online, pay phone bill, pay petrol, internet bill... does all these consider retail transaction? since we dont go physical shop with cashier.
is it possible to use credit card to pay car loan on ambank?
and does it consider as 1 retail transaction?

Actually u can. Cash out from cc and pay. But not advisable to do so and cc cash out charge very high.

Cash from CC = future money mar, pay with CC doesn't mean pay with future money also?  Haha.

But don't play play with this future money la. Will get in trouble doing this. (pay loan with CC cash)

Depend, if Ah Long's loan then better use CC cash. lol

can i register hlb wise card only rather than combo package?

because i think all is useless for me unless gsc. but wonder gsc card can buy online and get buy 1 free 1 or not?

wise gold and wise platinum any different? beside credit limit

Never.
But then I already get used to what HLB dirty tricks. Just want to show it takes 9 days to get it posted. Have to ask that petrol station on this matter(know them very well)

To be honest, i'd be very glad to have transaction posted in 9 days than in 2-3 days.. A transaction posted in 9 days have a potential interest free period of 59 days !

May I ask if my statement date is 18th, does it mean my monthly calculation for the rebate will be 30 days base on 18th this month to 17th next month? Or it will still calculate 30 days start from 1st of month? Abit confuse to plan my usage now.

Ok noted. So that's mean i need to view at 2 months statement to calculate my monthly rebate from 1st to end of every month. So troublesome.

pay insurance no cash back?

Electrical/computer stuff at aeon big fall under "Groceries" ?
they have special payment counter for that...

Thanks..going to buy computer mouse at Aeon big Alamanda