http://www.hlb.com.my/pfs/cc/ccinsurance.jsp

anyone received this sms? 3% rebate for insurance payment of RM1500

safety better pay by OCBC 1%

aiyoh...so happen i want to come in here and ask about grocery list and if Aeon ground floor selling those vegetables/milk powder etc are considered as grocery...

but then now you mention Aeon not counted at all in the 10% list?

But i see other ppl post possibly there's 10% discount at Aeon also?

can help confirm?

thanks.

i am quite a regular shopper for my weekly groceries at Aeon ....
   

bcos i still have 7months installment for my OCBC, therefore i continue to use it.
monthly i get around RM20-30 cash back from it.

hi all,

went to HLB to apply for this wise card and i was told i need to provide IC, salary payslip and (bank statement, EA Form, EPF statement - either one).

So can i confirm if these are the mandatory documents required? I'm just trying to be cautious not to send too many personal info.

thanks.

ocbc is a good backup when your watami card is maxed but then again you won't probably spent 5k that much probably once in a blue moon, i'll probably cut it too when the anniversary date is near 

My phone are switch on all the time, i did not received any OTP 

oh.. how about payonline UOB?
we will receive TAC for the transaction right?

applied watami yday!

i havent receive my 1st cash back yet.
May i know is it RM50.00 entitled the rebate? or RM50.00 above?
usually I pump petrol with RM50.10, as i donno the t&c very clear

Have you tested?

I don't see there's any problem with it, as long as you swipe 10X first and make it rm1000 sharp every month to enjoy maximum cash back

interesting idea.

so, if i get this right, to maximize kiasu-ness, transact 10X RM50 (RM500) first on 3 categories, then spread the remaining RM485 on the 3 categories as well. 

I hit this last January, total spent RM985.10, total CB RM100, effective rate 10.15%. 
So happen that month all the stars are aligned...  all 3 categories ending by RM5... 

You see... petrol and mobile can be easily control to go for RMxx5, but for grocery, it is cumbersome to calculate while you are on the trolley. So I just let go the grocery category. Sometime it is RMxx4, so get not so good CB %.
Then for last January, my grocery category did end with RM5, so strike the highest CB %. 

If want to monitor to hit RMxx5 for grocery will burnt too much of my brain cell lah... 

Wah, looks like a strategy... 
I go for grocery 3 times in a month on average. If like that, will end with plenty of mentos.. 

Never mind lah...
In my case, just for sharing, Giant's POS will only show final figure when they press "complete" (after all the scanning) to compute the final discounted/promo price grand total. 
On top of that, when I am out for the 2nd and 3rd round of grocery, have forgotten what was the previous swipe amount.   

Mercedes Benz A250..... I won it in my dreams

That credit card machine have to see how the shop owner register. By right registering under petrol they will be charge 1% while other category will be 2-3% and AMEX 4.5%
Like in PD/Lukut, there's only 2 Caltex petrol station and I always top up using Caltex.
During that time I don't really know on this and each time the statement comes, the transaction done on those 2 station got 1 sure 0 cash back while another sometime got sometimes don't have.
Then I rule out those 2 stations can fly kite and go to Seremban station.
And still I can't get max cash back. The difference is sometimes I swipe from pump and sometimes at the counter.
At counter cannot get and at pump can get. So now I always swipe at pump only and no problem on cannot get cash back

18. 
If I were enrolled for Petrol category, can I enjoy the petrol cash back at any petrol stations? And, are both card transaction at petrol pump/ automated fuel dispenser and cashier counter eligible for petrol cash back?
  
Yes, you may enjoy petrol cash back for card transaction at automated fuel dispensers, applicable to any petrol stations.   But, card transaction at petrol station's cashier counter will not be eligible for petrol cash back as the swipes at counter may include miscellaneous purchases, eg. food, drinks, etc.

Just want to recofirm the following. The first two transactions done on 30-Mar-14 but posted in April considered as April Tranx? So total Tranx for April is 8?

1-Apr-14 30-Mar-14 RESTOREN LIANG CHEN MY 78.80
2-Apr-14 30-Mar-14 SHELL-DYNAMIC SYAZSANI  MY 61.53
5-Apr-14 4-Apr-14 SHELL-HALINI MAJU ENT  MY 58.40
6-Apr-14 5-Apr-14 AEON DEPT-KULAIJAYA  MY 50.00
7-Apr-14 6-Apr-14 SHELL-HALINI MAJU ENT  MY 50.00
14-Apr-14 12-Apr-14 SHELL-HALINI MAJU ENT  MY 87.78
13-Apr-14 12-Apr-14 AEON BUKIT INDAH  MY 80.00
13-Apr-14 12-Apr-14 AEON BUKIT INDAH  MY 70.00