i'm not even paying TNB or SYABAS. all subsidized   

Dun say like that boss, I'm just a small potato.

I thought normally house with 2-3 aircon will easily get bil of rm200+ per month already. So for me better choose utilities that need to pay every month. Groceries we can have many place to get like mini market and wet market that can't use card to pay.

As you said, it's depend and different for everyone.

Is 99 speed mart under groceries category ?
i do most of my groceries shopping over there...

sorry, i've got a noob question here 
if i spend RM150 in one receipt at AEON, would it be considered as 3x RM50 transactions? or is it just considered one transaction?

Sorry for repost...Anyone?

no need go shop, just online pay bill or topup
https://pay.maxis.com.my/
confirmed 10%

YES

login > key maxis hp number > amount > key TAC > done

wow, this is darn good oredi. you can make multiple rm50 payment to any of your postpaid/broadband accounts, and also to buy reload.

most maxis postpaid with phone contract usually >RM100 or around RM150, so you already get 2X/3X RM50 liao. 

have been using it once i found out could pay online 

25-Mar-14 24-Mar-14 MAXIS PAY - WEB PETALING JAYAMY  RM110.00
25-Mar-14 24-Mar-14 MAXIS PAY - WEB PETALING JAYAMY  RM55.00
25-Mar-14 24-Mar-14 MAXIS PAY - WEB PETALING JAYAMY  RM55.00

100% confirmed 

yes..OCBC titanium, which is my primary cc b4 Wise.
Now it become secondary 

i got 2 transaction which i did at AEON supermarket... but the transaction not treated as groceries wor...

AEON using some other terminal? i'm 100% sure i make that transaction at supermarket.

from the transaction description also, it's not from supermarket.... cos usually the description will be

"AEON SMKT "

anyone experience that?

AEON Bukit Tinggi Klang.
There are at least 2 terminal with is not registered under groceries MCC code

Don't know why you guys want to be a cheapskate.
First, Aeon stuffs never been cheap most of the time. Like Top detergent if Aeon selling cheapest at rm10.99 with WISE CB that's rm9.89. But when buy at Tesco, Giant, Aeonbig at rm9.99, after CB is rm8.99.
Do the maths on this.

I never trust the so-called organic veges.

u chose departmental category ?

maybe it's time to change to departmental, buy the voucher and use.

Question, if i buy tesco voucher, it is groceries? or Departmental?

the cycle based on monthly right? so the 10 times, is depending on the posting date right?

we jus need ten transaction at the month and followed by posting date right?

if we use on 30march, den posting date is at 2april it's consider as april billing cycle right? for entitle us to get 10% discount?

in conclusion, the 10times transaction is depending on rm50 spend on the posting date as in our statement right?