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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month
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victorywp
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 Sep 20 2014, 05:11 PM
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QUOTE(adele123 @ Sep 20 2014, 05:07 PM) I was referring to the promo. You pay your cc outstanding from your savings acct is also 1 entry. And since hlb doesnt allow much bill payment via cc in the first place no point lo. But those using hlb cc and with savings account... Then you pay your cc from savibgs acct... Each payment entitles one entry. My previous post not clear... I shall edit. i see... you mean split into 38 payments from your casa to your hlb cc account. lol, good idea... |
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smartly
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Sep 20 2014, 05:29 PM
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must give thumb up to this card.  every month can save RM100, 1 year is RM1200.  |
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adele123
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Sep 20 2014, 05:40 PM
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QUOTE(smartly @ Sep 20 2014, 05:29 PM) must give thumb up to this card. :thumbs: every month can save RM100, 1 year is RM1200. :clap: Rmb to minus annual fee. That's your cost too... If you renew it. |
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DarReNz
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Sep 20 2014, 06:00 PM
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QUOTE(adele123 @ Sep 20 2014, 05:40 PM) Rmb to minus annual fee. That's your cost too... If you renew it. it's either you just pay the service tax only or both the tax and annual fee upon anniversary see how lucky you'll be  This post has been edited by DarReNz: Sep 20 2014, 06:00 PM |
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victorywp
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Sep 20 2014, 07:34 PM
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QUOTE(adele123 @ Sep 20 2014, 05:40 PM) Rmb to minus annual fee. That's your cost too... If you renew it. and the risk of getting 0% cb due to different mcc codes in the chosen categories. |
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onnying88
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Sep 20 2014, 08:46 PM
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QUOTE(victorywp @ Sep 20 2014, 05:11 PM) i see... you mean split into 38 payments from your casa to your hlb cc account. lol, good idea... I think I can get around 300+ entry for this month already. Lol |
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DarReNz
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Sep 20 2014, 08:47 PM
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QUOTE(victorywp @ Sep 20 2014, 07:34 PM) and the risk of getting 0% cb due to different mcc codes in the chosen categories. safest and confirm cashback is still petrol/groceries and mobile |
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victorywp
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Sep 20 2014, 09:17 PM
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QUOTE(DarReNz @ Sep 20 2014, 08:47 PM) safest and confirm cashback is still petrol/groceries and mobile cannot let supersound see you say grocery as one of the safest and confirmed cashback ohhh... :lol: |
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Wongchoy
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Sep 20 2014, 09:43 PM
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QUOTE(victorywp @ Sep 20 2014, 09:17 PM) cannot let supersound see you say grocery as one of the safest and confirmed cashback ohhh...  To be honest, grocery trnx is pretty much safer than dining option. While i never fail in getting rebate from grocery, 5 of my dining trnx gets no rebate. |
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adele123
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Sep 20 2014, 09:50 PM
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QUOTE(onnying88 @ Sep 20 2014, 08:46 PM) I think I can get around 300+ entry for this month already. Lol Alot of clicking. Lol. You might want to spread it. One free gift per day, i think. Or just focus on getting macbook. The most expensive thing. I settled one go cause i want to cancel the cc. |
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~~5ive~~
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Sep 20 2014, 10:10 PM
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QUOTE(adele123 @ Sep 20 2014, 02:21 PM) » Click to show Spoiler - click again to hide... « Harga Suka Hati You!Campaign Period: 20 September 2014 to 30 November 2014  Source: HLB | T&Cs i should have separated when settling my RM380 credit card into 38 payments from my savings account then should get 38 entries... instead of settling all in one go... anyway, time to cancel hlb essential visa. time for you to go. Check the tnc. You will be disqualified if you are spliting your payment to earn entries. |
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victorywp
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Sep 20 2014, 10:58 PM
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QUOTE(Wongchoy @ Sep 20 2014, 09:43 PM) To be honest, grocery trnx is pretty much safer than dining option. While i never fail in getting rebate from grocery, 5 of my dining trnx gets no rebate. yeah, if compared to dining. at least the major hypermarkets in malaysia like aeon big, tesco, giant all no problem. just afraid some smaller-scale supermarkets or overseas hypermarkets. |
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DarReNz
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Sep 21 2014, 12:36 AM
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QUOTE(victorywp @ Sep 20 2014, 10:58 PM) yeah, if compared to dining. at least the major hypermarkets in malaysia like aeon big, tesco, giant all no problem. just afraid some smaller-scale supermarkets or overseas hypermarkets. u rather trust overseas groceries or dining ? |
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SUSsupersound
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Sep 21 2014, 11:50 AM
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QUOTE(DarReNz @ Sep 21 2014, 12:36 AM) u rather trust overseas groceries or dining ? With WISE, I trust none. My WISE card is being used by my wife in Malaysia for petrol. Rather than I 15/16 on getting cash back on the categories I swiped, I just use my MBB to swipe. As said, when a person can apply a WISE card, he already can apply for another bank's card. |
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victorywp
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Sep 21 2014, 11:57 AM
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QUOTE(DarReNz @ Sep 21 2014, 12:36 AM) u rather trust overseas groceries or dining ? it's hard to choose from these two. i would just trust petrol and major local hypermarkets. lol... how about you? |
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DarReNz
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Sep 21 2014, 12:45 PM
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QUOTE(victorywp @ Sep 21 2014, 11:57 AM) it's hard to choose from these two. i would just trust petrol and major local hypermarkets. lol... how about you? yeah same for me but i guess pbb dining should be better than hlb let's see then  |
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DarReNz
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Sep 21 2014, 12:58 PM
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guys can i check that the service tax will fall on almost the same date every year but how about the annual fee it's one month after the tax ?
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Wongchoy
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Sep 21 2014, 01:41 PM
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QUOTE(DarReNz @ Sep 21 2014, 12:36 AM) u rather trust overseas groceries or dining ? I trust wise card based on my spending pattern and it work out very well . Just hope that i don't hit the MCC 5813 curse. But otherwise using it at frenchised restaurant eg pizza hut , secret recipe always got no problem. |
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popice2u
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Sep 22 2014, 08:49 PM
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today received statement, how come got annual fee of rm300?
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cybpsych
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Sep 22 2014, 08:55 PM
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QUOTE(popice2u @ Sep 22 2014, 08:49 PM) today received statement, how come got annual fee of rm300? if only you post more details about your card. is it new signup? 2nd year? what card you're carrying, Gold or Platinum?  |
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