i should have separated when settling my RM380 credit card into 38 payments from my savings account then should get 38 entries... instead of settling all in one go...

anyway, time to cancel hlb essential visa. time for you to go.

This post has been edited by adele123: Sep 20 2014, 05:09 PM

I was referring to the promo. You pay your cc outstanding from your savings acct is also 1 entry.

And since hlb doesnt allow much bill payment via cc in the first place no point lo.

But those using hlb cc and with savings account... Then you pay your cc from savibgs acct... Each payment entitles one entry.

My previous post not clear... I shall edit.

Rmb to minus annual fee. That's your cost too... If you renew it.

Alot of clicking. Lol. You might want to spread it. One free gift per day, i think. Or just focus on getting macbook. The most expensive thing. I settled one go cause i want to cancel the cc.

i think you can call in and ask HLB CS. I don't have my hardcopy statement with me, but after almost 2 years of HLB CC user, i've noticed it does get charged on the anniversary date (not month).

BTW, slightly OT but still HLB CC (for the benefits of other HLB CC user). I called in to cancel my HLB Essential, they actually call back with the offer to give me back RM50, to cover the GST. T&C is no cancellation for 1 year. If you do cancel, then penalty RM50.