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Credit Cards Hong Leong Bank Wise Credit Card V3, 10% Cashback , Up to RM100 per month
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mindrunner
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 Jun 13 2014, 04:19 PM
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New Member
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Dear Sifus, From their FAQ: QUOTE 15.
Which retail transactions are eligible for the minimum 10 swipes?
Eligible retail transactions include local and international retail and online purchases, recurring payments, insurance premiums, 0% Interest Easy Payment Plan (one time principal amount only) and Easy Payment Installment Plan (one time principal amount only); EXCLUDING, cash advance, balance transfer, Cash-on-Call, Call-for- Cash, Flexi-Payment Plan, fund transfer, fees and charges imposed by the Bank. This means only retail transactions (not petrol) qualifies for the 10 x RM50 Swiping. So just filling up petrol won't qualify you for a rebate?  Is that true? |
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TSronnie
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Jun 13 2014, 04:21 PM
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QUOTE(mindrunner @ Jun 13 2014, 04:19 PM) Dear Sifus, From their FAQ: This means only retail transactions (not petrol) qualifies for the 10 x RM50 Swiping. So just filling up petrol won't qualify you for a rebate? Is that true? Please can you read properly the FAQ.... there's no word of "petrol" mentioned |
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victorywp
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Jun 13 2014, 04:25 PM
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QUOTE(mindrunner @ Jun 13 2014, 04:19 PM) Dear Sifus, From their FAQ: This means only retail transactions (not petrol) qualifies for the 10 x RM50 Swiping. So just filling up petrol won't qualify you for a rebate? Is that true? the t&c that excluding petrol transaction is aeon watami cc.  |
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kyoushi
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Jun 13 2014, 05:20 PM
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New Member
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QUOTE(Titan_Gunners @ Jun 13 2014, 03:43 PM) Annual savings 1200- 350( AF + GST) = 850 Still havings net savings RM850, correct??  Ya, u are right, thanks  But of course everyone is going after the highest rebate if possible, right?  Anyone can share when is their actual 2nd year AF/GST charge date? which one come earlier? I think I will use my wife name to apply for gold card, can we insist to have gold ONLY? do not want to repeat the same mistake again... |
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onnying88
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Jun 13 2014, 05:35 PM
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QUOTE(kyoushi @ Jun 13 2014, 05:20 PM) Ya, u are right, thanks But of course everyone is going after the highest rebate if possible, right? Anyone can share when is their actual 2nd year AF/GST charge date? which one come earlier? I think I will use my wife name to apply for gold card, can we insist to have gold ONLY? do not want to repeat the same mistake again... I don't see any problem to insist for Gold card. |
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mindrunner
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Jun 13 2014, 05:39 PM
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New Member
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QUOTE(ronnie @ Jun 13 2014, 04:21 PM) Please can you read properly the FAQ.... there's no word of "petrol" mentioned Yeah, so does retail include or exclude fuel? This post has been edited by mindrunner: Jun 13 2014, 05:39 PM |
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kyoushi
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Jun 13 2014, 05:45 PM
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New Member
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QUOTE(mindrunner @ Jun 13 2014, 05:39 PM) Yeah, so does retail include or exclude fuel? Yes, fuel=petrol, it is 1 of the cash back category |
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kyoushi
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Jun 13 2014, 05:48 PM
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New Member
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QUOTE(onnying88 @ Jun 13 2014, 05:35 PM) I don't see any problem to insist for Gold card. Because last time when I applied, I do not know there is Gold/Platinum card, then they just give me Platinum which share the same benefit with Gold, BUT with higher AF Ok noted, will highlight for next application, thanks! |
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mindrunner
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Jun 13 2014, 06:02 PM
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New Member
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QUOTE(kyoushi @ Jun 13 2014, 05:45 PM) Yes, fuel=petrol, it is 1 of the cash back category Thanks kyoushi. I'll try and apply now.  |
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akh2920
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Jun 13 2014, 06:35 PM
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QUOTE(victorywp @ Jun 13 2014, 02:49 PM) i think should be no problem to get the 2% from uob. if you really didn't get it, a call to their cs should be able to solve the issue. they are more lenient. lol...  Which is one of their main advantage so far  |
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chloe_yee87
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Jun 13 2014, 10:09 PM
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If say my monthly TNB bill is about 200, can i split my txn into 4 times so i can hit the minimum 10 times quota?
Searched in the first page but cant find it there...anyone has tried this before?
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victorywp
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Jun 13 2014, 10:12 PM
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QUOTE(chloe_yee87 @ Jun 13 2014, 10:09 PM) If say my monthly TNB bill is about 200, can i split my txn into 4 times so i can hit the minimum 10 times quota? Searched in the first page but cant find it there...anyone has tried this before? yes, can... search in the middle of the thread then... lol... |
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saitong09
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Jun 13 2014, 10:58 PM
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QUOTE(Titan_Gunners @ Jun 13 2014, 03:43 PM) Annual savings 1200- 350( AF + GST) = 850 Still havings net savings RM850, correct?? Take Wise gold, you will save more |
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Titan_Gunners
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Jun 14 2014, 10:09 AM
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QUOTE(kyoushi @ Jun 13 2014, 05:20 PM) Ya, u are right, thanks But of course everyone is going after the highest rebate if possible, right? Anyone can share when is their actual 2nd year AF/GST charge date? which one come earlier? I think I will use my wife name to apply for gold card, can we insist to have gold ONLY? do not want to repeat the same mistake again... Yes, i am insist for gold, even I qualify for platinum.. |
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yulinhh
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Jun 14 2014, 10:45 AM
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New Member
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just a info for sharing.
holding wise gold card since march/2013.
i noticed there is no annual fee charge in my bill until today so i supposed it being waved automatically.
But i not so sure how i can get the AF wave..
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Wongchoy
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Jun 14 2014, 11:01 AM
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QUOTE(yulinhh @ Jun 14 2014, 10:45 AM) just a info for sharing. holding wise gold card since march/2013. i noticed there is no annual fee charge in my bill until today so i supposed it being waved automatically. But i not so sure how i can get the AF wave.. You call cs now and request for waiver. BTW pls keep us inform of the outcome. Thank you |
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yulinhh
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Jun 14 2014, 11:05 AM
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New Member
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QUOTE(Wongchoy @ Jun 14 2014, 11:01 AM) You call cs now and request for waiver. BTW pls keep us inform of the outcome. Thank you i mean my AF is wave automatically without calling CS |
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aeiou228
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Jun 14 2014, 11:12 AM
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QUOTE(yulinhh @ Jun 14 2014, 10:45 AM) just a info for sharing. holding wise gold card since march/2013. i noticed there is no annual fee charge in my bill until today so i supposed it being waved automatically. But i not so sure how i can get the AF wave.. Same here, mine since Feb 2013. Only GST RM50 was charged in March 2014. Now already middle of June, I can safely say that my AF had been waived automatically. Maybe that's the reason why CS says AF can't be waived because there is nothing to waive  Those who stop using wise card 1 month before second year renewal date and cancel the card before due date sure rugi if they gets the auto AF waiver. |
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CP88
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Jun 14 2014, 01:09 PM
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QUOTE(aeiou228 @ Jun 14 2014, 11:12 AM) Same here, mine since Feb 2013. Only GST RM50 was charged in March 2014. Now already middle of June, I can safely say that my AF had been waived automatically. Maybe that's the reason why CS says AF can't be waived because there is nothing to waive Those who stop using wise card 1 month before second year renewal date and cancel the card before due date sure rugi if they gets the auto AF waiver. If no auto free waiver ma earn less nia lor. |
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aeiou228
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Jun 14 2014, 01:27 PM
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QUOTE(CP88 @ Jun 14 2014, 01:09 PM) If no auto free waiver ma earn less nia lor. Sometimes people make mistake in mathematic, so do I. But I'm pretty sure about this one: RM1200 > RM300 > RM160 is correct. |
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