QUOTE(victorywp @ Jun 12 2014, 12:47 AM)
but this is logic, how do you expect to get your cash back after you cancelled your cc? bank send you a cheque or bank-in to your savings account?
just to share for my case,
I just called in to customer service, asking for AF waiver if any, whereby my anniversary date is next month, JULY
But he said strictly not allowed for Wise card, as he tried to request for management approval before, and it got rejected straight on that day.
The guy is very friendly and still guide me how to cancel my card before 1 AUG(AF charge) & after 28 JUL(JUN rebate)
He said the credit balance can be transfer either to HLB saving account with no charges OR other bank account with GIRO charges even cc was cancelled
wan to ask,
1) Is there any way/chances to waive WISE card 2nd year AF?
2) Is it correct that AF will be charge on 1st of anniversary month 2nd year, i.e. AF charge on 1 AUG if my anniversary month is JUL
3) What happen if AF charge before 1 AUG, can I call to cancel card without paying AF by that time?
4) Is the 3 items above applied for RM50-GST also?
So sad to lose this card, but RM300 is pain to me (should appeal to change to gold initially...)
Appreciate your advice, tqvm!