Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Citibank Credit Cards V3, Everything about Citi Credit Cards
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 Aug 3 2015, 02:38 PM
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#1
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Junior Member
193 posts Joined: Mar 2014  
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Should I say Citibank is very efficient?
I applied citibank credit card yesterday at 10pm at sunway pyramid. This morning I got one sms saying my citibank card application has been approved. =====------  no checking or too lenient?   This post has been edited by lengzhai: Aug 3 2015, 02:38 PM |
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Aug 3 2015, 03:07 PM
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#2
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Junior Member
193 posts Joined: Mar 2014
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QUOTE(Alec.Yong @ Aug 3 2015, 03:04 PM) Thru a sales booth? Yes. The card is ready for me to collect already right now with sign up gift. I wonder where did they print the card　 |
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Aug 3 2015, 11:04 PM
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#3
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Junior Member
193 posts Joined: Mar 2014
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QUOTE(mamamia @ Aug 3 2015, 11:01 PM) Wat's the sign up gift? a trolley cabin size bag. |
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Aug 3 2015, 11:07 PM
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#4
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Junior Member
193 posts Joined: Mar 2014
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QUOTE(vez @ Aug 3 2015, 09:14 PM) have read through this forum found that some user of citibank card unable to get AF waive this is what my sales representative told me too.here is my experience i call up the person on the line told me wait until AF appear on my statement then just call in to ask whether can waive or not for the past few years when i request they usually proceed to waive it i was like huh.. wait the AF charges appear on my monthly statement @@ he said now he cannot do anything have to wait looks like he want to trick me pay the AF and hope i dont cancel it huh |
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Aug 3 2015, 11:08 PM
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#5
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Junior Member
193 posts Joined: Mar 2014
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QUOTE(mamamia @ Aug 3 2015, 11:07 PM) Sign up gift by agent or Citibank? bank? well, i received it from the bank, citibank  |
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Aug 5 2015, 08:07 PM
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#6
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Junior Member
193 posts Joined: Mar 2014
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QUOTE(chrischiang @ Aug 5 2015, 05:04 PM) i tot the 20 inch bag is only after Rm2k spend within 2 months? It's a soft trolley bag, 2 roller one. Which redeem on the spot after approval.Not the trolley case with 4 rollers.  |
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Aug 5 2015, 08:13 PM
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#7
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Junior Member
193 posts Joined: Mar 2014
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QUOTE(richstars8818 @ Aug 5 2015, 07:52 PM) Among all cards, citibank is the most efficient one.. do the balance transfer took 2 working days including approval + posted in my other bank's cc transactions. super duper efficient bank It was very fast for my case too!I applied thru sales booth on Sunday about 10pm they were closing soon their kiosk for the day. The next day morning received an SMS, its approved. Got a call by someone at 2pm said you can collect your card its with the agent already. So collected my card at 7PM Monday. Whole process took less than 24 hours.  |
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Aug 5 2015, 08:49 PM
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#8
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Junior Member
193 posts Joined: Mar 2014
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Can I ask if I can give to insurance company my credit card details for premium payment. Anyone doing payment using recurring basis by authorize Credit Card company for payment? Thanks!
This shall be monthly recurring payment. |
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Aug 6 2015, 08:41 AM
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#9
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Junior Member
193 posts Joined: Mar 2014
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QUOTE(Sam Ho @ Aug 5 2015, 08:51 PM) U need to get a form from your insurance company to authorize them for recurring payment. I am charging my premium to my card monthly Thanks. I will ask my agent about this. I actually quite sceptical about insurance and the way their charging until as of yesterday still doing the manual way of payment  But doing autobilling via cc will save a lot of time and energy. If the autobilling is done by using a cash back type card, will I still get the 0.2% CB as other retail expenses? |
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Aug 6 2015, 08:53 AM
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#10
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Junior Member
193 posts Joined: Mar 2014
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QUOTE(David83 @ Aug 6 2015, 08:48 AM) Yes. 0.2% of cash back and it should be unlimited. Thanks.  0.2% CB and save time and energy |
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Aug 6 2015, 09:15 AM
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#11
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Junior Member
193 posts Joined: Mar 2014
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QUOTE(MaxFangs @ Aug 6 2015, 09:12 AM) Nope, din commit to any loan, but I have a prompt payment for other credit card. Are they(Citi) able to check our payment records at other banks? It is weird yet funny. |
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Aug 6 2015, 03:09 PM
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#12
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Junior Member
193 posts Joined: Mar 2014
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QUOTE(mgb @ Aug 6 2015, 02:39 PM) I think Watami 3% cashback is much better for insurance and stuff But Watami needs to have RM3000 spending to have the cash rebate. But OCBC 1% is just CB on any amount in a month. Correct me if i'm wrong. |
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Aug 6 2015, 10:16 PM
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#13
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Junior Member
193 posts Joined: Mar 2014
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QUOTE(Human Nature @ Aug 6 2015, 10:05 PM) an advice. make sure you cancel out the things that you plan to untick. some agents may just tick them on your behalf. That's correct.Like today I think I made a mistake by applying 2 cards but I wanted only one credit card at hong leong bank. Luckily HLB CC needs 1 swipe only within 45 days to relieve annual fee for the first year. Keep and cancel it in half year time. |
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