QUOTE(*devilelle* @ Sep 12 2014, 11:39 PM)
Just want to know whether its better to apply for Citibank Cashback Platinum Card or Citibank Business Platinum Card.
I applied online for Citibank Cashback Platinum Card, however the Citibank staff provide me an option to apply for Citibank Business Platinum Card.
I thought the Business Platinum Card is mainly for business only but according to him, if I am targeting on cash back, Business Platinum Card would be better thou the cash back is not applicable to petrol, however there is no capping for all categories.
I have done a bit of research but I need some opinion.
TQ

Difference between Citibank Cash Back Platinum & CT Business Platinum...
Key Features of Citibank Cash-Back Platinum (Annual Fee - $195,Income Requirement RM60k p.a)
* 5% for Petrol Cash Rebate
[capped at RM600, with Max. $30 Cash Back/month.]* 2% Cash Rebate for major mobile service providers (Maxis, Digi & Celcom) NO Monthly Capping,
[MUST Pay the Bill thru Citibank Online to Earn the Cash-Back]* 2% for Groceries
[capped at RM3,000, with Max. $60 Cash Back/Month]* 2% at Pharmacies
[No Capping] * 0.3 for Others Spending
[No Capping]the Citibank CB Only credit the cash back earned once you reach $50 & If the cash rebate < $50 for a particular month, the total cash rebate amount will be carried forward to the following month...
http://www.citibank.com.my/english/credit-...rCode=MYCCLNCBCBenefits of Citibank Business Platinum (Annual Fee - $200, Income Requirement RM60k p.a)
* 2% Cash-Back on Overseas Hotel and Dining Spend
with the overseas hotel or dining spend MUST be made in foreign currency ONLY for Cardmembers to earn the cash back (Good for Overseas Travelling Only)
* the
1st RM300 monthly spend will earn 0.3% cash back & the Rest Remaining Spend will get 1% cash back +
NO Cash Back on Petrol Spend* Must accumulate at least RM50 to redeem the cash back & it's Redeemable by Calling CS.
Same like Cash Back Platinum, If the cash rebate < $50 for a particular month, the total cash rebate amount will be carried forward to the following month.
http://www.citibank.com.my/english/credit-...CCABCENCCHMCALMBut Anyway, I think You Can Earn More
$$$ with
Citibank Cash Back PlatinumBtw..QUOTE(*devilelle* @ Aug 18 2014, 10:49 AM)
Wrote to RHB Card Centre and hope that they will upgrade my card but I am being requested to visit their nearest branch

I thought I can be a bit lazy

How's Your RHB Card Upgrade...???
This post has been edited by fly126: Sep 15 2014, 02:25 PM