That's Wired...
How come they told me I can Use Cash Limit (Y) for Dial for Cash + NO CL Deduction from Spending Limit (X)...
Plus, the Total Amount CL of My Citibank CCs also Shown (X+Y) at CCRIS

As maybe I got Special Treats from Citibank as one of their Preferred Customer....

This post has been edited by fly126: Apr 21 2015, 08:02 PM

I think you have mistaken select on Instant Transfer option that will cost RM2, you should get on Giro Transfer option just cost you $0.10 only

asiatrader98

Citibank Business Platinum (Annual Fee - $200, Income Requirement RM60k p.a)

* 2% Cash-Back on Overseas Hotel and Dining Spend with the overseas hotel or dining spend MUST be made in foreign currency ONLY for card holder to earn the cash back (Good on Overseas Travelling Only)

* the 1st RM300 monthly spend will earn 0.3% cash back & the Rest Remaining Spend will get 1% cash back + NO Cash Back on Petrol Spend

* Must accumulate at least RM50 to redeem the cash back it can Redeemable ONLY by Calling CS, NO Automatic Credit to Account like CB Platinum CC when the Cash-back hit on RM50...

Same like Cash Back Platinum, If the cash rebate < $50 for a particular month, the total cash rebate amount will be carried forward to the following month.

But Anyway, I think you can earn more $$$ with the Cash Back Platinum compare to Citi Business Plat. which's just good for Overseas Travelling only...

https://www.citibank.com.my/english/docs/pd...latinum-tnc.pdf
V.S
https://www.citibank.com.my/english/common/...?mobileApp=true

This post has been edited by fly126: May 19 2015, 10:22 PM

London Weight Management's terms and conditions:
1. Redemption offer is valid for new female customers aged 22 & above with weight problems only.
2. Complimentary redemption is non-transferrable or exchangeable for cash or other items.
3. Complimentary slimming product kit is only redeemable after consultation & treatment session. The products and treatment provided are for personal use only. You may not sell or resell any of the products received from London Weight Management.
4. By redeeming this complimentary offer, customers are giving consent to London Weight Management to use their information for marketing purposes.
5. London Weight Management Sdn. Bhd. reserves the rights to amend the terms and conditions without prior notice.
6. Citibank is only an issuer of credit cards and not an agent to London Weight Management Sdn Bhd, it subsidiaries or affiliate. Citibank will not be liable for any injury, loss, damage, discomfort or illness suffered from the use of any of the products and treatments provided by merchant.

LATEST:

Citi Tickets Local Spend Campaign & Visa Tickets Overseas Spend Campaign







Citi Tickets Local Spend Campaign & Visa Tickets Overseas Spend Campaign periods are from 7 July 2015 to 15 October 2015. All prizes are subject to a Q&A process at the end of Campaigns. Citibank excludes liability for any injury, loss or damages from use of any products featured. Product issues shall be addressed directly with the supplier or manufacturer.

*Tickets/Bonus Tickets are generated for local Qualifying Transactions which match the timestamp determined by Citibank randomly for every minute and are not guaranteed for every transaction. Please visit www.citibank.com.my/win for full Terms & Conditions.

^Visa Tickets are generated for overseas Qualifying Transactions of any amount in foreign currency which match the timestamp determined by Citibank randomly for every minute and are not guaranteed for every transaction. Please visit www.citibank.com.my/visa for full Terms & Conditions.

https://www.citibank.com.my/english/promo/w...MOWNMYVIUENKT01

YES, I also got It... they Offered to Increase Our Credit Limit with just a Click...

FYI, as Some of Us here the Citibank's CC holder do having 2 Separate Card Limit in 1 Card

it's refer as:

i) Credit Limit no.1 refer as (X)= is Your REAL Spending Limit Your MAX. CL can USED UP on Retail spend

ii) Cash Limit no. 2 refer as“Installment limit” (Y) = A Separate CL given to Cardholder can ONLY used for doing BT, Cash Advances, EZ Pay, Dial for Cash or Flexi- Payment Plan or any Installment Plan, with NO Touch Off Your Spending Limit (X) .

* Usually Cash Limit (Y) given to the Cardholder With HIGH CL or whoever having Cash Installment plan with Citibank before...

But anyway, I got 2' CC : Citi's Rewards Platinum with (X+Y), Cash Back Platinum with (X) just 1 Spending Limit...
=
By Replied the Email, You will get NEW Spending Limit from Citibank as:

They will Convert/ transfer Partly of (Y) RM 68,700 to in (X) :
therefore ie, (X) + (Y) : $100,000 + $68,700 = $ 168,700 that's the NEW Spending Limit of Your CC

FAQ: http://www.citibank.com.my/english/CC_Campaign_TC.pdf

This post has been edited by fly126: Jul 12 2015, 12:44 AM

NO, Mine just a little peanut $8000 only...

Last year got it (New CL) as Christmas Present now dapat Duit Raya but NOT Free punyai...

This post has been edited by fly126: Jul 12 2015, 02:07 AM

400 points =RM1
Same Conversion's Rate with Maybank, RHB & Others, also...
http://www.maybank2u.com.my/mbb_info/m2u/p...d=/mbb/Personal
http://www.rhbgroup.com/products-and-servi...s-Revisionx.pdf

But, Citibank Rewards Point is Evergreen Never Expired Compare to Others Bank's CC Rewards points with Only 3 Years Expiration period...

This post has been edited by fly126: Jul 20 2015, 02:55 AM

For more offers near you, click here >>

TERMS AND CONDITIONS:
1. Offer is valid at participating outlets in Penang with payment using Citi cards.
2. Not valid with other ongoing promotions, discounts, vouchers, privilege or in-house membership cards.

Berkshire Breakaway Pls, an Update needed at the 1st Post, TQ...

Revised with an Update, EFFECTIVE 3 AUGUST 2015...

Citibank Cash Back Card (Income Requirement RM36k p.a) Annual Fee - RM120 + (6% GST) = RM127.20
Citibank Cash Back Platinum (Income Requirement $60k p.a) Annual Fee - $195 + (6% GST) = RM206.70
Cash Back:
* 5% X for Petrol
- Monthly capped at RM300 with Max.$15 Cash Back for Citibank Cash Back
- Monthly capped at RM400 with Max.$20 CB for Citibank Cash Back Plat.

* 2% X Cash Rebate for Major Mobile service providers (Maxis, Digi & Celcom)
[Unlimited Monthly Rebates with t&c On, MUST Pay the Bill thru Citibank Online ONLY in-order to get Cash-back]

* 2% X Cash Rebate on Groceries (AEON Big formerly known as Carrefour, Tesco, Cold Storage, Giant, Everise, Servay, Econsave & Mydin)
- Monthly capped at RM1500 with Max.$30 Cash Back for Citibank Cash Back
- Monthly capped at RM3000 with Max.$60 CB for Citibank Cash Back Plat.

* 2% X Cash Rebate for Pharmacies (Guardian, Watson and Caring) [No Capping]

* 0.2% X Cash Rebate for Others Spending [No Capping]

Note: Cash Back Platinum in BLUE

Citibank CB Only credit the cash back earned once you reach RM20 & If Cash Back < RM20 for a particular month, the total cash rebate amount will be carried forward to the following month.
https://www.citibank.com.my/global_docs/pdf/citicashback.pdf

This post has been edited by fly126: Jul 30 2015, 10:43 PM

Yeah.. some get, some X
I got Mine waived for the 3rd Year

Nope... Not threatening to Cancel CC , I just called in CS to Request, days later CC Dept. Call back to Verify & My AF Waiver Granted, already

Welcome again....
Bro, how many Days U wait from Submission to Card approved, applied thru Agent, Citibank online or Ringgit Plus...???

the Reason why they think holding Citibank CC to Make them More High Class (status)... just MY 2 cent

i) Citibank is a "Orang Putih" Bank as most of ppl they think "ANG MO" punyai barang lebih Bagus compare to Local one
ii) Most ppl need to have 1- 2 year Credit Histories from other bank before Citibank Approved their CC to ppl (Hard to Get as most of ppl think of that)
iii) They Provided better CS or card service as Citibank got a WIDEST selection member's Privileges, promo & offer with Merchants
iv) Citi Rewards Point No Expired is Evergreen other bank's Reward Point with 3 Years Validity only

the Aunties & Uncles willing Pay Off the Massive Annual Fee just to have THESE High Status, Seldom want to change or Never try to have Others bank CC ...

But, I think Citibank's Service ‎Efficiency have declining recently not as good as few years back
Having 12's CC + 1 Amex Charge Card with 7 Banks.... but I do Believe that Local Banking also can Provide an Excellent & Efficiency good Service for Us

This post has been edited by fly126: Aug 4 2015, 12:28 AM

I Would Vote on:

i) Maybank (Amex)- having the BEST CS of Local Bank although Maybank have rejected My Ikhwan App, Not even bother to Update my CL Increment in CCRIS, the figures remain Same as the Time when I got their 1st CC in 2013...

ii) RHB - Their CC's Benefits So-so only but Wiling to Offset the Annual Fee just to Retain a Customer when We Call in to Request for a waiver furthermore RHB CS also Provided a 1800 Free-toll no. to Customer

iii) Citibank- Still Remain the Best Customer Service for Overseas Banks but need to Pay AF just to retain Good Service from Them, as Sometimes they kasi AF Waiver but Sometimes they tak mau kasi, pulak...

This post has been edited by fly126: Aug 4 2015, 12:30 AM

No Need... just provided them your latest Income to Request on CL Increment

Citibank have increased MY CL 2x a Year without any supporting doc btw, MY Citibank's CC got Highest CL followed by HSBC & the Lowest CL goes to MBB

Statement Date
note: Citibank CB Only credit the cash back earned once you reach RM20 & If Cash Back < RM20 for a particular month, the total cash rebate amount will be carried forward to the following month.

This post has been edited by fly126: Aug 1 2015, 11:33 PM

They Told Exactly the Same to ME when they Approaching Me Countless times even Ask me to Sign a Form in Order to Transfer Some CL from the CC put into Ready Credit fac. to help Them to achieve their Quota...

Btw, I think you Just Cancelled Your Citi's Plat.,Cut Off Your Business with Them Why Sudden involved with Ready Credit...???

Here, Page 12 Part- C:



This post has been edited by fly126: Aug 7 2015, 02:22 AM