ME Earned Lesser... got 2 CCs with Citibank + Some with Others Bank

Are You AirAsia Frequenter...???
AirAsia-Citi Gold Visa Credit Card, pun boleh Tahan juga, with Income RM24K p.a can Apply liao...
http://www.citibank.com.my/english/credit-...AENCCHMCBA1BN02
OR
Alternatively...
Maybe Couple Months later, U can try to Apply AirAsia Gold or Any Citibank CC 1st after that REQUEST UPGRADE IT to AA Platinum, later on...
http://www.citibank.com.my/english/existin...mbers/index.htm

This post has been edited by fly126: Jul 21 2014, 12:54 AM

as Sometimes Depends to Your Luck, also...

I also been Rejected before by:
Maybank 2x
OCBC 2X
Citibank 2X
as Submit My Apps Every Year = 1 time & They also still keep on Reject ME...

At last, They have Approved ME their Cards on My 3rd & final Attempt...
p.s: Recently, MBB just given me a AMEX Charge Card Without Me Submit Any Income Documentation

Try again 3 months later or just move on to Others Card , there are many Cards which is much better than Citi Card...

This post has been edited by fly126: Jul 21 2014, 04:47 PM

I'm Afraid Yes, U X get RM300 CB if You applied Amex...

the RM300 CB only for the Successful Visa credit card applicants with minimum spend of RM1500 and above within 60 days from card approval date will receive RM250 + RM50...
https://www.citibank.com.my/english/forms/i...CCACBENHOMEHB02

This post has been edited by fly126: Jul 22 2014, 10:42 PM

From Citibank Online Credit Card Campaign RM250+RM50 Cash Back T&Cs:
https://www.citibank.com.my/english/forms/i...ck-Campaign.pdf
The Cash Back(s)
9. Subject to these terms and conditions, all Successful Applicants will be entitled to receive a RM50 Cash Back, provided
that they had:
a) submitted the completed credit card application form with all required documents within 7 business days from the
date leaving an application via Citibank Online or SMS; and
b) used their successfully approved Citibank Credit Card at least 3 times within 60 days from approval date.

10. ...All Successful Applicants who makes a retail purchase of RM1500 and above within 60 days from the approval date (“Qualifying Period”) will receive a RM250 Cash Back.

Fulfillment
14. The following terms and conditions apply to the Cash Back(s):
a) The Cash Back(s) awarded to a Successful Applicant will be reflected in his/her monthly credit card statement within 4-8 weeks after the end of the Qualifying Period...


This post has been edited by fly126: Jul 23 2014, 10:50 PM

https://forum.lowyat.net/index.php?showtopi...post&p=69273107

Guys, Sorry to Disappoint You All, Nope I'm NOT Citibank Staff...
ME just an Old Lady worked as CSO in a MNC got Experience some Issue with Citibank, before...

AF Waiver on Selected Customer ONLY... not Everyone can get It

This post has been edited by fly126: Jul 31 2014, 09:46 PM

https://forum.lowyat.net/index.php?showtopi...post&p=66636296
https://forum.lowyat.net/index.php?showtopi...post&p=69273107
But, the Promo already ENDED on 24 July 2014...

Latest Promo...
Better You Guys Apply thru Citibank Online: https://www.citibank.com.my/english/forms/i...CCACBENHOMEHB02
with ALL the Successful Visa credit card applicants with minimum spend of RM1500 and above within 60 days from card approval date will receive RM250 + RM50 Cash Back
https://www.citibank.com.my/english/forms/i...ck-Campaign.pdf

This post has been edited by fly126: Aug 2 2014, 01:44 AM

Just take the Thing that You Want & Ignored Other Irrelevant Products...

This post has been edited by fly126: Aug 4 2014, 08:09 PM

1) Although Choice Card is FREE for Life with No Annual Fee but U NEED to have 2x Swipes (Usage) per Month If Not, there will be a Monthly $5 Service Charge billed to you(card)

Also Beware Some T&Cs like, 50 Rewards Points for every RM50 spent per transaction...
ie, if You got RM75 Retail Transaction U ONLY manage to get 50 Reward points NOT 75 or RM120 Only 100 Reward Points will Given...
p.s: NO Points will be Rewarded on Petrol for Most of the Citibank CC

2) the True of Shell-Citi Card, You Won't any CB Below RM300 on Petrol Spend...
https://forum.lowyat.net/index.php?showtopi...post&p=68613397

3) "max limit of the card can go up to rm450,000"- It's the MAX. Credit Limit Which Citibank can Offer to Customer on their Credit Card
Citibank Credit Card Product Disclosure Sheet http://www.citibank.com.my/english/docs/pr...Code=MYUFCCFPDS

4) Looking for Better Cash-back term on Petrol, Groceries, Mobile Phone Billing Usage, it's Good to have Citibank Cash Back Platinum with Up to 5% Rebates...
https://forum.lowyat.net/index.php?showtopi...post&p=67010433

This post has been edited by fly126: Aug 6 2014, 10:10 PM

ME too...
Mine one is Cash-Back Platinum Request it thru Phone on 4/2014

Mine Cash Back Plat. (2013) & Clear Card (2011) so Far also 0 Annual Fee...

Betul- Betul...
Don't be Superstitious about It
just Happy go Lucky to Enjoy the Benefits of Your Card
FYI...
Years ago, MY Citibank Clear with the Last 4 no. 3104 (Hidup Pasti Mati) pun boleh Buka 2nd Prize at Magnum When the time I just got the Card...

So...

This post has been edited by fly126: Aug 10 2014, 02:08 AM

No harm to Call them...

Sikit shj...

So...???
If You really Freaking Paranoid & Hate Your xx49 Card Why not just Report Lost Card to Citibank & get a NEW Replacement Card (will cost U 50 bucks) & Tell them U X want the Card with ending no. 4... Story Ended, here

This post has been edited by fly126: Aug 12 2014, 01:03 AM

Double Confirm with MY Clear & Cash Back Plat. the Annual Fees & GST will charge on the Same Day (Card Approval Date)...
This Year have You Request AF Waiver from CS for Your CT CB Plat or before...???
or They just Waved for You the AF cos You're BIG Spender to CT...

As I have been Told by CS, if You got AF Waiver Once for Sure they Will Waive for You on Subsequent Years by just a Call to Them but THIS Only On Selected Customer...

Btw, MY Clear(11/2011) & CB Plat.(04/2013) So Far also Zero Annual Fees...

This post has been edited by fly126: Aug 18 2014, 12:41 AM

Same to Me now also 5 Years on Rewards Plat. (from Clear been Upgraded to) & CB Plat. but Old My Clear with 3 Years time period.

Btw Recently, I request a Replacement on CB Plat. thu phone due to Card Cracking as they Promised with FOC but they have charge Me 2x $50 Replacement Fee for 1 card really Piss off on That....

I terus Called CS Taruk them Kau-kau have them Revised back the Fee for Me as they said been a Mistake at the End...

Each Card 3x times to enjoy 1-Year Annual Fee Waiver...

No Necessary to get Credit Shield Plus waste on Money as Most of Us X Sign up on that...
You will be charging Fee(Premium) when you got Outstanding in Card Account at once Your Statement been Generated Out Monthly & You just Bought an Insurance to Protect the Bank Interest on Your Debts, Only...

Actually, You Can Call them(Customer Service no. at the back of Card) Rite Away now to Cancel, Jangan Tunggu lagi...

This post has been edited by fly126: Aug 18 2014, 02:10 PM

Same Product by Different Name Only

This post has been edited by fly126: Aug 18 2014, 02:54 PM