This post has been edited by fly126: Jun 22 2014, 09:09 PM
Credit Cards Citibank Credit Cards V3, Everything about Citi Credit Cards
Credit Cards Citibank Credit Cards V3, Everything about Citi Credit Cards
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Jun 22 2014, 09:08 PM
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#121
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Edited 2x Post...
This post has been edited by fly126: Jun 22 2014, 09:09 PM |
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Jun 22 2014, 09:41 PM
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#122
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QUOTE(wan7075 @ Jun 22 2014, 03:41 PM) Over and above the clauses above,all Successful Applicants who makes a retail purchase of RM1500 and above within 60 days from the approval date (“Qualifying Period”) will receive a RM250 Cash Back. Retail Spending (Transactions):a For purposes of this campaign, “Retail Purchase” means the purchase of any goods or services (local and international) with the use of the Card and may, at Citibank absolute discretion, include any card transaction as may be determined byCitibank except for the following transactions: a)Citibank’s FlexiPayment Plan, Easy Payment Plan, Credit Shield Plus, Card Protection Plan, Dial For Cash, Balance Transfer, Balance Transfer via Installment Plan and Cash Advance; b)Any refund; c)Any disputed, unauthorized or fraudulent retail transaction; and/or; d)Payment of annual card membership fees, interest payments, late payment fees, charges for cash withdrawals,Government Service Tax and any other form of service/miscellaneous fees do payment like "cukai tafsiran MPPP, water bill, indah water, car insurance", are considered as retail purchase? thanks! i) Local & Overseas Purchases ii) Auto Debit / Recurring iii) E-commerce / Internet / Online iv) Mail Order / Telephone Order NON-Retail Spending (Transactions): i) Flexi Payment Plan / Easy Payment Plan ii) Balance Transfer (BT) iii) Cash Advances / Dial For Cash (DFC) iv) Credit Shield Plus / Card Protection Plan v) Outstanding Balance / Finance Charge / Late Payment Charge vi) Reversal on Transaction, Disputed / Fraudulent Transaction vii) Card Replacement Fee / Annual Fee / GST, Other Fees & Charges This post has been edited by fly126: Jun 22 2014, 09:44 PM |
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Jun 22 2014, 10:37 PM
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#123
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Jun 23 2014, 05:21 PM
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#124
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Jun 26 2014, 12:05 AM
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#125
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QUOTE(dradormien @ Jun 25 2014, 11:35 PM) Hi. I just submit my application at the midvalley this afternoon. Sole proprietor with income tax rm6k and annual income 80k. What is the chances for the cardto be approved? Currently only have one car loan rm800 monthly. How long usually it will takes to know the result? Thanks the Fastest one on the Next Working Day U will Know Your Apps Status... Btw, You Applied Citibank CB Platinum & Maybank 2 Cards, Sekali gus at the Same Time...??? This post has been edited by fly126: Jun 26 2014, 12:06 AM |
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Jun 26 2014, 12:28 AM
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#126
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QUOTE(dradormien @ Jun 26 2014, 12:14 AM) Yeah, at first only plan for Maybank. And after jalan2 see citibank booth. I already have current account with citibank. Talk2 with them and they said why don't you apply. So I just apply. Does it effect any outcome? Nope there Won't have any Bad Affection on the Outcome, just wait for the Good News... Btw, U have Seen MY Replies on the Groceries List that U have Asked, before... This post has been edited by fly126: Jun 26 2014, 12:32 AM |
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Jun 26 2014, 10:33 AM
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#127
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Jun 26 2014, 10:35 AM
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#128
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Jul 1 2014, 12:38 PM
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#129
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Jul 1 2014, 12:43 PM
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#130
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Jul 4 2014, 10:07 AM
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#131
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QUOTE(dinozilla @ Jul 4 2014, 05:32 AM) Hi You Should Call CS to Request AF Waiver right NOW, Don't Wait until Last Minute ... My Citi Plat first bill is 8/2013 so when I suppose to see the Annual fee popping up? when should i check up on the waiver with them? don mind about the ST, but not the AF won't consider if they ask to waive with loan...etc This post has been edited by fly126: Jul 4 2014, 11:29 AM |
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Jul 5 2014, 10:15 PM
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#132
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QUOTE(langstrasse @ Jul 5 2014, 11:29 AM) Okay thanks. If U think Your Current Card is NOT Suitable on Your Need, U can request to Up/Downgrade to get the CC that Suit You Best Without Cancel the Card by filled up the Credit Card Conversion Application Form & sent back to them http://www.citibank.com.my/english/docs/pd...pgrade-form.pdfI have another question - if I want to take a different citi card, is it possible to transfer my points or are they lost when the old card is cancelled ? I've never used the points since I started using this card a few years ago http://www.citibank.com.my/english/existin...ode=MYECMWAB3LM QUOTE(krofal @ Jul 5 2014, 02:46 PM) Hi, i've just received my citibank clear card and I saw that if i repay more the 50% of my balance every month then the interest will drop to 8% p.a in the next year? Just Same like Others Citi Credit Card, will get 8.88% p.a (Preferred Tier for Cardholders who promptly settle their payments with >50% of their monthly outstanding balance for 12 consecutive months). Thanks in advance for any advice But, if You Failed to do so on the 2nd Year... it will Revised back to 15-18% p.a on the 3rd or Subsequent Years, Vice versa... http://www.citibank.com.my/english/citi-la...e=MYFCCCTT1#faq This post has been edited by fly126: Jul 5 2014, 10:31 PM |
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Jul 8 2014, 01:03 AM
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QUOTE(desmond_fantasy @ Jul 8 2014, 12:43 AM) If U got Income of RM100k p.a get Yourself a Public Bank Visa Signature with 6% Cash-back on Dining, Groceries & Online Transaction... It's Annual Fee Waiver subject to 12x Swipes a Year This post has been edited by fly126: Jul 9 2014, 12:19 AM |
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Jul 10 2014, 02:01 PM
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#134
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QUOTE(raimy_m9 @ Jul 10 2014, 01:53 PM) demn, applied during pc fair, didn't know i will get 2 cards. How come U X know when U Sign Up...??? they gave me clear master card and business platinum visa.. end up had to pay 2 card gst. haiz.. Never check thru your Apps...??? If it a Tricks from Sales Agent to get More sales commision from You (they have tick 2 Cards WITHOUT Your Knowledge) U can just call Customer Service to Complain about this Matter.... This post has been edited by fly126: Jul 10 2014, 02:02 PM |
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Jul 10 2014, 09:20 PM
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#135
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QUOTE(raimy_m9 @ Jul 10 2014, 04:04 PM) what apps? You should beware those Amoi at 1st, go thru or take a snapshot Your Application before given back to them, if next time... i didn't know wor, those agent didn't tell me anything.. they only say just try only, maybe approve maybe not....and ask me to sign documents. now i regret went to that pc fair. all those amoi merayu-rayu asked me to sign up...haiz..melayang gst rm100.. stand chart and citibank approved on the next day..good thing that the rest of the cc application rejected. and i didnt know they gonna give me 2 cards.. ps: Citi Business Platinum benefit doesn't look gooding. call customer service to complain or if you really tak mau All the card or just want to keep 1 Card Only or swipes the card 3 times within 60 Days to have GST Credit back keep It for a year & Cancel All before the Next Anniversary shoot in |
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Jul 13 2014, 09:22 PM
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#136
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QUOTE(Human Nature @ Jul 13 2014, 07:26 PM) That is not a good advice. Doing this will only encourage unethical card agents. While some customers are at fault for being gullible, it is not a crime. Falsifying a document is. QUOTE(tigaxxx @ Jul 13 2014, 08:44 PM) What's not good about the advice? Taking snapshot of ur original application before submitting to the agent is a good move imo.. QUOTE ...call customer service to complain or if you really tak mau All the card or just want to keep 1 Card Only or swipes the card 3 times within 60 Days to have GST Credit back keep It for a year... I think Human Nature Means This One- Not a Very Good Advice... I Should told raimy_m9 terus Complaint to BNM... |
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Jul 14 2014, 12:08 PM
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#137
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QUOTE(AVFAN @ Jul 14 2014, 11:35 AM) about cashback platinum.... i called proactively to ask for waiver on upcoming annual fee. not expecting to get it this time, but i did. was given waiver for both principal and supp card. no frills, no conditions. gomen fee, denied. so... citibank is not that heartless after all, at least for this round. will continue to use the cb. been using their cards for >10 yrs. Btw, How many Years you been holding CB Platinum...??? This post has been edited by fly126: Jul 14 2014, 12:08 PM |
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Jul 15 2014, 11:10 PM
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#138
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QUOTE(wilson1234 @ Jul 15 2014, 01:52 AM) i just saw i have been charged for annual fee for citi clear card and airasia card. No notification was sent to mobile. I feel cheated for not being able to waive it. Can I cancel the card without paying it? There's Only Way to find out is You Need to Call CS to Enquiry, as Some of Us do Succeeding to get AF Waiver from them, as we never Try we never Know what the Outcome... QUOTE(Jen1 @ Jul 15 2014, 08:25 AM) I am keen to convert my Air Asia Silver to Clear card. No idea with Card Conversion but they have Auto Upgrade My Clear Card to Rewards Platinum as I NO Need to pay the Annual Fee on NEW Card as for the GST charging just follow back MY Old Clear Card Anniversary Date... I have called customer service and after checking, they told me if convert, I must pay Clear card annual fee RM90 immediately. They said I am not entitled for waiver upon conversion. Has anyone tried conversion before and can share whether have to pay AF/ GST? If I apply Clear card as second card, will I enjoy first year fee waiver with 3 swipes within 60 days? QUOTE apply Clear card as 2nd card, will I enjoy first year fee waiver with 3 swipes within 60 days This I can 100% Confirm to U: YES... U can have it (1st Year Annual Fee Waiver with 3x Swipes within 60 Days even on Your 2nd, 3rd... Citi's CC) This post has been edited by fly126: Jul 15 2014, 11:48 PM |
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Jul 17 2014, 12:53 AM
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#139
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QUOTE(Jackygwh @ Jul 16 2014, 05:24 PM) U Never got Any Credit Card, before...??? will Need a min. Income of RM60k p.a for U to get AirAsia Visa Platinum Try re-applied after 3 Months later... This post has been edited by fly126: Jul 17 2014, 01:01 AM |
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Jul 18 2014, 10:59 PM
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QUOTE(Kazachok @ Jul 18 2014, 02:58 PM) I don't think so... as Currently now the minimum annual income requirement for the Platinum Card - RM60,000 or RM5000/month (Effective 1 June 2014, All the Banks in Malaysia have their Platinum CC Income Requirement revised back to RM60k p.a) |
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