Fortunately, I'm technically the senior in the team now.

I'll be paying most of the expenses on behalf of the bosses.

So, on top of the usual flight tickets expenses and overseas travel, still need to pay for the staffs and etc. Should be easily over 80k PA spending so AF is not a problem.

As for Amex Reserve, 5x treatpoints would get me quite a decent collection hopefully.

One way business class to Jap / Kor - 46,750 Miles = Require 223k TP

One way business class to Paris / London - 63,750 Miles = 304k TP

Above with MAS only.

so ya, if you can manage 80k PA and maximize with 5x TP. Minimum one way business class to Europe every year for you, for free. (Pay for tax and surcharges only)

This post has been edited by bearbear: Nov 16 2015, 03:29 PM

Compared to CB, this is so much more worth

Gotta plan my spending a little but I think it's highly doable.

Already submitted my application for VI but guess I need to cough up more money for them to approve

London / Paris return is about 15k - 16k assuming each way is worth 8k

Assuming the tax is 2k; you get 6k value from 304k TP. Assuming you earn 304k TP with 5x; that is spending of RM60,800.

That is almost 10% 'rebate' in form of air ticket.

It is worthless if you dont need the business class but if you do, it's amazing.

Nah, business class is good to have.

Plus since I'm mostly paying on behalf, I'm not too fussed really.

Rather than dumping it to my VS for some CB, might as well I dump it to this as much as possible to earn more miles

Thanks again, this has been very enlightening. Now I know how people can "easily" afford business class flight

Sorry i screw up the tax part;

KL to London / Paris - MYR 718.90

so it's more like 12% rebate in form of air ticket.

Mind you tax departing from Europe will be much higher,

London to KL - GBP 308 (2k+ RM)

Paris to KL - Euro 261 (1.2k+ RM)

Make sure you are getting the 2 Cards Premier which consists of VI and Amex Reserve and not just standalone VI as the standalone VI can only get you 2x TPs for the local spending and not 5x TPs.

Since income requirement's the same for both, I shall get the one with VI & Amex reserve.

i checked last month statement,, amex cc now only give 4xtreatpoints..walau... benefits keep getting lesser and lesser.

Nope. I'm very sure you misread your statement. Maybank always splits 1x and 4x, so you have to add yourself.

Total Debit last month is RM957.81 ---->3831 pts which is x4 only.

1493 treat pts not sure get from which one... i remember previous month is directly x5 from total spent

Obviously like what Fruitie mentioned, mbb split 1x and 4x. Take 1493 - 535 and you would get 958 and this would be your 1x.

535 treat pts is another visa card. so which mean amex no longer 5xtreat pts.

im having an installment plan on credit card, due to some issue i been request for an replacement card. it is i need to inform the company i have change an new card where i make installment plan to give them re make payment?

4789-3831, that's your 1x.

Huh? What are you talking about?

I thought you said you spent RM957.81? It is clearly stated that 4X at 3831 (957.81 x 4). You earned 1493 TPs and you minus RM535 that you have spent with your Visa then you will get 958 TPs and this 958 TPs would be your 1x.

This post has been edited by minthiam: Nov 16 2015, 08:39 PM

Is TNB or Syabas or Indah water considered as 'Govt bodies' ?

Just wonder the minimum requirement for these cards is still 180k pa or being reduced to 120k pa already?

180k

180k at card centre, but if u find those promo booths or register ur interest on mbb site, likely u can get it at 120k or sometimes under.