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Maybank 2 Cards Premier, Fastest Air Miles Conversion
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chiahau
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Nov 16 2015, 11:18 AM
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QUOTE(Alec.Yong @ Nov 14 2015, 01:07 PM) Saw this at card centre one u.. Hi boss, can I ask something? If I were to buy ticket from Etihad / Emirates / Air Viet, would this card be better in terms of treatpoints to be converted to air miles or should I use MBB's VS to pay up for the tickets ( treatpoints to CB instead of air miles ) ? Sorry, new to air miles thingy
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chiahau
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Nov 16 2015, 11:33 AM
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QUOTE(bearbear @ Nov 16 2015, 11:28 AM) Depends on how much you value your miles. If you intend to utilize these miles for business class ticket I would say go for air miles. But isn't that the purpose of you getting this card in the first place? I don't have this card yet  Only have the Signatures. Planning to apply since I'll finally have a little break to travel around starting from next year. So, if you tell me it's more worth than getting CB directly, I'd rather get Business class seats next time I fly again.
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chiahau
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Nov 16 2015, 11:49 AM
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QUOTE(bearbear @ Nov 16 2015, 11:39 AM) How much is the CB worth? If just 1% or 2% then by all means go for air miles. 40,000 TPs = 100 ringgit Ticket's about 4,5k plus minus. Air Miles it is then Time to move some money and get this card before I purchase my tickets next month.
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chiahau
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Nov 16 2015, 02:50 PM
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QUOTE(fruitie @ Nov 16 2015, 02:17 PM) You do know the conversion of airmiles right? You need few hundred k of points sometimes to convert for business class... Fortunately, I'm technically the senior in the team now. I'll be paying most of the expenses on behalf of the bosses. So, on top of the usual flight tickets expenses and overseas travel, still need to pay for the staffs and etc. Should be easily over 80k PA spending so AF is not a problem. As for Amex Reserve, 5x treatpoints would get me quite a decent collection hopefully.
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chiahau
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Nov 16 2015, 03:31 PM
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QUOTE(bearbear @ Nov 16 2015, 03:28 PM) One way business class to Jap / Kor - 46,750 Miles = Require 223k TP One way business class to Paris / London - 63,750 Miles = 304k TP Above with MAS only. so ya, if you can manage 80k PA and maximize with 5x TP. Minimum one way business class to Europe for you, for free. (Pay for tax and surcharges only) Compared to CB, this is so much more worth  Gotta plan my spending a little but I think it's highly doable. Already submitted my application for VI but guess I need to cough up more money for them to approve
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chiahau
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Nov 16 2015, 03:47 PM
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QUOTE(bearbear @ Nov 16 2015, 03:39 PM) London / Paris return is about 15k - 16k assuming each way is worth 8k Assuming the tax is 2k; you get 6k value from 304k TP. Assuming you earn 304k TP with 5x; that is spending of RM60,800. That is almost 10% 'rebate' in form of air ticket. It is worthless if you dont need the business class but if you do, it's amazing. Nah, business class is good to have. Plus since I'm mostly paying on behalf, I'm not too fussed really. Rather than dumping it to my VS for some CB, might as well I dump it to this as much as possible to earn more miles Thanks again, this has been very enlightening. Now I know how people can "easily" afford business class flight
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chiahau
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Nov 16 2015, 07:08 PM
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QUOTE(minthiam @ Nov 16 2015, 06:25 PM) Make sure you are getting the 2 Cards Premier which consists of VI and Amex Reserve and not just standalone VI as the standalone VI can only get you 2x TPs for the local spending and not 5x TPs. Since income requirement's the same for both, I shall get the one with VI & Amex reserve.
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chiahau
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Nov 21 2015, 01:33 PM
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QUOTE(liewjs @ Nov 21 2015, 11:38 AM) I see. I have expressed my interest on their website but it seems nobody is approaching me. My annual income is not reaching 180k unless the dividend is included, but don't think they will look on it, right? Interested on the air miles if manage to get the cards. Can just try your luck. If you have any facilities with them, they might consider to give you also  Besides, since they are promoting this card, higher chance for them to approve you
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chiahau
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Nov 23 2015, 07:58 AM
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QUOTE(JC_jun @ Nov 22 2015, 03:54 AM) I pledged nearly 30k to get the card. Satisfied. Welcome to the club then
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chiahau
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Nov 23 2015, 09:31 AM
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QUOTE(JC_jun @ Nov 23 2015, 09:16 AM) just wanted to share, it's actually worth to pledge. i came across Gen-X 's blog January this year, got to know about how this premier card works, and before this i was so proud to be M2Card Gold card holder because every year i earn RM600 cash rebate + earning RM1000++ jusco voucher from my spending. after reading Gen-X 's blog, then i realized what i have wasted so far. so without hesitation i find my way to do whatever necessary to get the premier card. I successfully got my card by mid of Feb, and with the points i earned so far, managed to redeem 4 business class upgrade for long haul flight to europe. [attachmentid=5353446] Honestly, I am in the same situation as you right now  Quite happy to max out my Visa Signature's CB every month for payment on behalf of other people but if I were to spend the same amount to the Premier, I would've been able to go to Europe already I did submit an application for Premier but guess my income still below the threshold for MBB to be generous.
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chiahau
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Nov 23 2015, 09:42 AM
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QUOTE(guy3288 @ Nov 23 2015, 09:37 AM) i also use MBVS, max out the cash back need swipe only RM1766 (petrol grocery), 5% max at RM88 per month. If use MB premier cards to swipe those expenses can get so much Miles to earn flight ticket? i thought it earns alot of miles only for overseas swipe... Premier comes with the VI and the Reserve. Keep using the Amex Reserve. If you spend 80k for the waiver, that's around 40,000k points already. Enough for a Business Class seat redemption ( Roughly )
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chiahau
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Nov 23 2015, 09:54 AM
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QUOTE(JC_jun @ Nov 23 2015, 09:47 AM) premier card now doing promo, only require income 120k per annum. if still cant meet (like my case), go pledge FD 120k means FD need to put 20k roughly. Not bad, can consider to top up. Wait for their rejection email only I go ask
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chiahau
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Nov 23 2015, 11:23 AM
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QUOTE(JC_jun @ Nov 23 2015, 11:21 AM) how you know is 20k? are you maybank card holder now? what is your current credit limit? Signature's requirement was 120k last time no? I put 20k for VS and I got it the next 3 days. Assuming 120k is the current rate, so 20k like last time should be no problem?  As for VS limit, after they revise, around 40k CL. I have another Ikhwan with 10k limit, I think. This post has been edited by chiahau: Nov 23 2015, 11:25 AM
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chiahau
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Nov 23 2015, 11:58 AM
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QUOTE(JC_jun @ Nov 23 2015, 11:56 AM) Premier limit is RM30k so if you already have existing card with CL equal or higher than RM30k, then you can straight away apply to have this premier card, no pledge Ah. You have a point there. Later I go to branch and ask ask. This place punya MBB all face very black.
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chiahau
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Nov 23 2015, 05:30 PM
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QUOTE(liewjs @ Nov 23 2015, 05:27 PM) This one applied to Maybank cc only or any other bank will do? Applies to Maybank. But other bank may practice the same thing. Why don't you just ask?
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chiahau
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Dec 3 2015, 11:26 AM
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QUOTE(maskedchan @ Dec 3 2015, 10:10 AM) he is working in singapore..i am surely there is some card in singapore better than premier card  RM30k credit limit, want to buy one branded bag in Europe also not enough of course higher the better Buy 1 Hermes not enough. Buy other major brands, okay la....
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chiahau
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Dec 12 2015, 05:30 PM
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QUOTE(Yippie123 @ Dec 12 2015, 03:27 PM) Just had a word with RM. She says "Only for Private Wealth customer" ... No chance unless you have at least USD$1M wit them. I would rather spread across all bank with PB each... But honestly, if I have USD 1M, I'd rather go for JP's Palladium card / Centurion already.... Why bother with Diamente when 2 Cards Premier offering almost the same benefits?
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chiahau
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Dec 17 2015, 09:26 PM
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QUOTE(herc @ Dec 17 2015, 04:41 PM) "Thank you for your enquiry. For your information, Maybank Diamante Visa Infinite card is extended to our Private Wealth customers on invitation basis." Not eligible based on spending, regardless any amount. So you need to be a PW customer 1st before you can ask for this card?
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chiahau
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Dec 21 2015, 10:16 AM
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QUOTE(tishaban @ Dec 20 2015, 10:36 PM) I was hoping that this would be a bit more exclusive and not so common, but I guess the banks need their sales numbers... Not many people willing to pay for it's AF.. So, it's still gonna be quite exclusive for the time being. Unless suddenly no AF, then everyone would be holding this card
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chiahau
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Dec 21 2015, 12:26 PM
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QUOTE(JC_jun @ Dec 21 2015, 11:58 AM) Soon fight club will be flooded by people too. Full of people beating each other?  So far, I hardly use PPL despite having a card that could access it
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