you always try
if you have a perfect credit history they might give you

how to consider a perfect credit history?

have about 5 credits and charge all of them for about 1k in average
pay all of them in full every time.
have about 1 or 2 housing loans

bonus: have high net worth

This post has been edited by Berkshire Breakaway: Mar 4 2014, 05:34 PM

I just received the premier 2 cards today.

Now i'm thinking whether to cancel the old VI card and then transfer all the treat points into new card.... any advise?

pledge FD with Maybank, it should work

one must be ultra rich to pledge 180k cash

i don't think you need to pledge 180k, even 30k-50k is enough

re u sure just pledge 30-50k already enuff?

I've never submitted any income documents to Maybank before.

Pledged RM20K for MBB2 cards, then RM50K for VI

Now applied for this card which was approved without issues, and didn't have to sign any document/stamping etc. like previous.

So I think if you offer to pledge RM50K is sufficient ...

This post has been edited by pspfan: Mar 5 2014, 07:20 AM

did they give you FD to CL 1:1 or is it 2:1?
some branches are telling me it should be 2:1 where as card centre is saying 1:1

will this card is pre-approve for premier wealthy account holder?

Both times 1:1, did the same with Citi and they also give 1:1

Before needed to pay the stamping fee and sign some papers - this time nothing required

Considering to do the same - even if you can reach the minimum spend on both cards to get AF waiver it doesn't make much sense to keep unless you need 2x Priority Pass cards (ie. 10 entries per year, rather than 5) which would make the RM50 worthwhile.

Yeah... i don't need 2X PPC from maybank, because i have other bank credit card which allow me to access lounge too.
Guess i better cancel the current VI card and then transfer all the auto debit and points to new card.

Same situation here. The last few times I travelled only ever once had enough time to use PP lounge, and for that my Citibank could be used anyway

Will only get used if I happen to have a long stopover somewhere, less than 5 times a year anyway.

so for those who pledge with fd, after 1 year you apply as new and pledge again? In this case no annual fee issue?

Not sure on this new card, and my VI also not old enough.

My Maybank 2 Platinum cards were renewed at expiry automatically and FD was left there

ya but M2K doesn't have the annual fee issue, just wondering as this card come with 80k to waive AF term.

let see how much FD they want from me and i will pop this question to them.

Thats right... i guess we should just cancel the current VI card..