Welcome Guest ( Log In | Register )

113 Pages < 1 2 3 4 > » Bottom
Bump TopicReply to this topicRSS feed Start new topic Start Poll

Outline · [ Standard ] · Linear+

> EcoSky, KL by Eco World v2, Retail : Office : Residence

kochin
post Nov 28 2013, 03:53 PM

I just hope I do!
*******
Group: Senior Member
Posts: 9,447

Joined: Dec 2009
From: Malaysia


QUOTE(Calculator2013 @ Nov 28 2013, 03:26 PM)
Kochin kor, one question.
If not mistaken, all loans approved before the cancallation of DIBS which are tied to EcoWorld (EcoSky), the prevailing interest rate is 4.50%, for construction period 23-Oct-2013 till 22-Jan-2017.
Means the BLR 6.60-2.40 (which is 4.20%) is not applicable anymore during construction period?
The difference can come up to RM2k !!
Anyone can help clarify this issue?
*
u ask me openly, how do i answer wor.
but you know me lah. very blunt one.

some banks offer fixed rate of x.xx% during y number of years or during construction period. some do not.
the blr-z.zz% also varies. remember i quoted some might get 2.4%, some might get better, some might get worse? so it again varies.

and of course, there are also fixed rate players such as AIA.

so bottom line, each package actually varies and depends on purchasers' needs.

personally, i do not find the 4.5% fixed rate for certain period attractive at all.

Calculator2013
post Nov 28 2013, 04:07 PM

Regular
******
Group: Senior Member
Posts: 1,275

Joined: Jul 2013


QUOTE(kochin @ Nov 28 2013, 03:53 PM)
u ask me openly, how do i answer wor.
but you know me lah. very blunt one.

some banks offer fixed rate of x.xx% during y number of years or during construction period. some do not.
the blr-z.zz% also varies. remember i quoted some might get 2.4%, some might get better, some might get worse? so it again varies.

and of course, there are also fixed rate players such as AIA.

so bottom line, each package actually varies and depends on purchasers' needs.

personally, i do not find the 4.5% fixed rate for certain period attractive at all.
*
OK, noted.
Thanks!! cool2.gif
BigMan123
post Nov 28 2013, 04:07 PM

Regular
******
Group: Senior Member
Posts: 1,668

Joined: Oct 2010
The computation didnt take in loss in interest income...that would take the 2.5% up to 3.7%. Really tight.
tengster
post Nov 28 2013, 04:48 PM

Look at all my stars!!
*******
Group: Senior Member
Posts: 5,605

Joined: Jan 2009
QUOTE(kochin @ Nov 28 2013, 01:39 PM)
lyn doesn't allow excel files to be attached.
so i attach a pdf version of what i did.
you guys should be able to figure it out and develop it your own.
cheers!
*
FeiMauKor...shouldn't the DLP 7.5% have same disbursement date as VP date?


Bigman .... Did you take into account of the interest earned derived from upfront rebate 4%?
Felicefelice
post Nov 28 2013, 06:06 PM

New Member
*
Group: Junior Member
Posts: 12

Joined: Sep 2013


QUOTE(kochin @ Nov 28 2013, 01:39 PM)
lyn doesn't allow excel files to be attached.
so i attach a pdf version of what i did.
you guys should be able to figure it out and develop it your own.
cheers!
*
thank you so much smile.gif
Felicefelice
post Nov 28 2013, 06:10 PM

New Member
*
Group: Junior Member
Posts: 12

Joined: Sep 2013


QUOTE(tengster @ Nov 28 2013, 04:48 PM)
FeiMauKor...shouldn't the DLP 7.5% have same disbursement date as VP date?
Bigman .... Did you take into account of the interest earned derived from upfront rebate 4%?
*
Tengster,

FYI about the DLP 7.5%


Attached File(s)
Attached File  third_schedule.pdf ( 438.6k ) Number of downloads: 172
tengster
post Nov 28 2013, 07:50 PM

Look at all my stars!!
*******
Group: Senior Member
Posts: 5,605

Joined: Jan 2009
QUOTE(Felicefelice @ Nov 28 2013, 06:10 PM)
Tengster,

FYI about the DLP 7.5%
*
But this amount will be disbursed by bank upon VP. The fund Goto stakeholder for time being.

hmm.gif
BigMan123
post Nov 28 2013, 08:19 PM

Regular
******
Group: Senior Member
Posts: 1,668

Joined: Oct 2010
QUOTE(tengster @ Nov 28 2013, 04:48 PM)
FeiMauKor...shouldn't the DLP 7.5% have same disbursement date as VP date?
Bigman .... Did you take into account of the interest earned derived from upfront rebate 4%?
*
So in conclusion...is 4% ok? Getting confused
Felicefelice
post Nov 28 2013, 08:34 PM

New Member
*
Group: Junior Member
Posts: 12

Joined: Sep 2013


QUOTE(tengster @ Nov 28 2013, 07:50 PM)
But this amount will be disbursed by bank upon VP. The fund Goto stakeholder for time being.

hmm.gif
*
Check with a friend who working in property development industry & she said only the last 5% will be paid 2 stakeholder upon VP.

The another 2.5% ll be paid upon the application on subdivision.
restful increase
post Nov 29 2013, 09:58 PM

Regular
******
Group: Senior Member
Posts: 1,372

Joined: Sep 2013


QUOTE(tengster @ Nov 28 2013, 04:48 PM)
FeiMauKor...shouldn't the DLP 7.5% have same disbursement date as VP date?
Bigman .... Did you take into account of the interest earned derived from upfront rebate 4%?
*
The rebate of 4% is in between what klgateway is offering at 3% and ekocheras is offering at 7%. Both r 4 yr projects. Uoa removed their dibs 4 Southville block B at bangsar south without giving any compensation..
Prop321
post Nov 29 2013, 10:11 PM

Getting Started
**
Group: Junior Member
Posts: 294

Joined: Jun 2013
Uoa south view gives rebate 3% for removal of dibs
restful increase
post Nov 29 2013, 10:22 PM

Regular
******
Group: Senior Member
Posts: 1,372

Joined: Sep 2013


QUOTE(Prop321 @ Nov 29 2013, 10:11 PM)
Uoa south view gives rebate 3% for removal of dibs
*
Dey must hv changed since I last spoke with them as their block B sales is doing quite poorly..
Ultra123
post Nov 29 2013, 10:53 PM

Getting Started
**
Group: Junior Member
Posts: 142

Joined: Nov 2013
QUOTE(restful increase @ Nov 29 2013, 09:58 PM)
The rebate of 4% is in between what klgateway is offering at 3% and ekocheras is offering at 7%. Both r 4 yr projects. Uoa removed their dibs 4 Southville block B at bangsar south without giving any compensation..
*
Hmmh, sounds like 4% rebate is consider reasonable?
restful increase
post Nov 29 2013, 11:19 PM

Regular
******
Group: Senior Member
Posts: 1,372

Joined: Sep 2013


It really depends on how much u borrow 4 ur purchase. If 70% LTV then mayb breakeven. Do take into acct that OPR will most likely increase 25bpa in 2nd Q next year. 2015 may see another 25bpa increase. So the current low int rate of 4.20% will not hold any longer.
kochin
post Nov 30 2013, 01:52 PM

I just hope I do!
*******
Group: Senior Member
Posts: 9,447

Joined: Dec 2009
From: Malaysia


94 downloads and only 2 tq.
Jeez. U guys sure are a grateful lot.
Or my spreadsheet sucks?!
CMW123
post Nov 30 2013, 02:01 PM

Look at all my stars!!
*******
Group: Senior Member
Posts: 3,738

Joined: Mar 2012
QUOTE(kochin @ Nov 30 2013, 01:52 PM)
94 downloads and only 2 tq.
Jeez. U guys sure are a grateful lot.
Or my spreadsheet sucks?!
*
Tq, Boss.

LYN can upload excel?
chicaman
post Nov 30 2013, 02:19 PM

( ;゚Д゚) t(-.-t)
*******
Group: Senior Member
Posts: 8,961

Joined: Feb 2005
From: Why U wana know? Status: Meditating™

user posted image

Did my calculation, does this means that I need to fork out 22K throughout the construction period?
chicaman
post Nov 30 2013, 02:20 PM

( ;゚Д゚) t(-.-t)
*******
Group: Senior Member
Posts: 8,961

Joined: Feb 2005
From: Why U wana know? Status: Meditating™

QUOTE(kochin @ Nov 30 2013, 01:52 PM)
94 downloads and only 2 tq.
Jeez. U guys sure are a grateful lot.
Or my spreadsheet sucks?!
*
Good spreadsheet bro! Just that I need time learn how to digest the info lol! First time home buyer here!
Ultra123
post Nov 30 2013, 04:50 PM

Getting Started
**
Group: Junior Member
Posts: 142

Joined: Nov 2013
QUOTE(kochin @ Nov 30 2013, 01:52 PM)
94 downloads and only 2 tq.
Jeez. U guys sure are a grateful lot.
Or my spreadsheet sucks?!
*
Thanks tai kor.
akh731
post Nov 30 2013, 06:18 PM

Enthusiast
*****
Group: Senior Member
Posts: 784

Joined: Jun 2013
thank you taikor. i still study to covert to excel

113 Pages < 1 2 3 4 > » Top
Bump TopicReply to this topicTopic OptionsStart new topic
 

Switch to:
| Lo-Fi Version
0.1363sec    3.66    6 queries    GZIP Disabled
Time is now: 16th October 2018 - 07:00 PM