just found out this... again, penalizing those who are paying promptly -.-

sure or not ... http://eform.ptptn.gov.my/ptj/semakan-ptj.cfm

this PTPTipooo wtf!!

im finish paid everything last year actually end 2011 and after i see this thread i check again my acc & suddenly still got balance RM59.80??

This post has been edited by 99FoxDemon: Nov 12 2013, 04:47 PM

u got receive any letter from ptptn after settlement ?

"Merujuk berkaitan diskaun 10% bagi pinjaman PTPTN. Tuan perlu membuat pertukaran ujrah (1%) bagi melayakkan pemberian diskaun 10% dan membuat bayaran mengikut jadual bayaran balik ujrah. Bagi pertukaran ujrah, tuan perlu kembalikan dokumen yang telah lengkap kepada PTPTN melalui pos @ serahan tangan di mana-mana kaunter PTPTN. Amaun ujrah adalah berdasarkan baki semasa dan upah 1% setahun. Saya akan kemukakan permohonan tuan kepada unit berkaitan untuk proses membuat perjanjian baru mengikut jumlah dan jadual bayaran balik yang baru. "

i emailed them asking why diskaun 10% havent reflected yet...this is what they answered....

seriously? only applicable to those with ujrah? where u heard it from?

just normal statement state my acc RM0.00 already.

going to call them later. really wtf.. RM59.80 for insurance??

stupid me for paying almost 3x my required monthly installment... -.-

Just settle one shot, with 20% discount. You'll get the release letter ASAP.

this is wat they emailed to u? got cheated by gov again.. wadafak!!

dafuq... it's didnt stated in the fucuking budget statement !!! he didnt said T&C apply also... damn it!!

Gov bersabar banyak dengan anda bila memberi anda pinjaman...bila masa membayar anda bising2 pulak...

yups! i read again and again it wasn't stated anywhere. It just states pemimjam ptptn.. i got bahasa A2 for SPM also cannot fight this putar-belit govt... terror!

it's about the principles..janji dicapati...taniah bn

I paid in full last September but the online statement still shows that I owe them RM 28+. Kinda retarded that I still owe them money when they gave me the so-called final figure before I paid.

again, i never complained abt paying back my hutang.. a promise is a promise...

call them and ask

no point ..just pay required monthly installment and keep money aside

then wait for discount

5 month now i dont pay

my interest keep generating ....

This concerns the promise made from them last year on the discount which was supposed applicable to those who consistently
paid to PTPTN.. Did we argue about anythin else??

unlike some ppl think it's their god given right as earth prince not to pay back ptptn...