Scott also not bad ma...

Ecin bro, Mind to share the problems of Scott?

This post has been edited by soon9913: Nov 18 2013, 04:57 PM

the entire soho tower, unit, inside, exterior, mixed-use environment, entrance lobby, facilities floor, maintenance .. personal preference by the way .. you've to check out yourself

Its the latest Rocket publication under d title "What the govt doesnt want you to know abt GST". Thr r lots of info that main stream newspaper will not disclose.

But scott garden doing well ma. With anchor tenant being Tesco. It helps drive their soho prices. VP was out in april 13 n price has doubled up fr rm280k to rm520k oredi..

Problem is ekocheras selling price Ady 500k....but then walking distance to Mrt station.....how much of a factor will that be?

See how the ekocheras price grows four years from now, with gst, inflation, assessment tax, mrt etc..

This post has been edited by Jagalat: Nov 19 2013, 01:07 PM

Why u choose SOHO than Service Apartment?

For SOHO tower J, the price does not come with DIBS?

Can summarise and tell us here?

anyone here opted for fixed rate home loan?

I am in the middle of crunching the numbers between fixed rate and non-fixed rate scenarios. According to the % I got from AIA and ING fixed rate loan package, the zero entry cost package comes with fixed 5.25% p.a. while the non-zero entry cost 4.85% p.a.

Assuming the current BLR-2.4 trend, it only takes BLR to increase by 1% to go to 5.2%. Wonder if one is better to go for fixed rate loan to have peace of mind in future?

was also in the same dilemma few weeks back, but ended up taking the non fixed rate.....

Captain Boss, would you like to share how you arrive the conclusion. That helps me a lot.

hmmm, it works for me doesn't mean it will be for others.... for me i have a bit of extra cash, so to say that the flexi non fixed will work better for me as there isn't fixed flexi loans.
2nd, the difference between the current interest rate and the fixed loans.... as mentioned by bro maldinho, the difference is 1%, from some bankers fren and such(can't 100% trust them also). there will definately be interest rate hikes but by minimal of around 0.25 the next year and another 0.25 the year after next.... and unless i'm for sure not gonna be selling the property till forever then i would go for the fixed rate....

Hopefully it won't go above 1% increment for the next 5 years...

Looking back at the blr graph, the sudden hike could very well happen IF there is a economy crisis (e.g. circa 1985, 1998). Pray hard for it not to happen


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at least one thing is missed out from their graph which is BLR -% package ..

If u buy 2 flip, no need to take fixed rate as u will b selling within 5 years. Why pay d premium? Blr expected to move max by 0.75% max in stages in the next 4 years. But if u buy for own stay, n 4 long term basis like for more than 8 years, then it mayb worthwhile going 4 a fixed rate 4 peace of mind.

But I expect u guys in this forum are mainly flippers n speculators, so why bother with fixed rate loan. Most people buy property not 4 themselves to stay but 4 everybody else 2 stay. These days prob only 20 to 30% of property buyers r for own stay. The rest r speculators..

So for this project, how many % u guess are investors (sounds nicer than flippers or speculators) and how many % own stay and why u say so?

Sorry to say that but I think ur expectations are not do accurate for this. I think this project will have a higher % of ppl buying for their own stay instead of flipping. Well I think I do brand myself as investor too,but I'm actually looking to move in on vp,and later on see if the rental rates are going good or can fetch a good price den will consider to sell it. And I dare say I've done my homework before deciding on buying this. Forget all the uuu ddd camps,I've been searching for a good project for around 2-3 years before finally settling on this.this is something I would wanna stay in and yet will have a good return on investment be it rental or cap gain.

This project may hV higher % of people buying 4 own stay ie 40%.. but I know of 5 others buying into ekocheras purely for speculative purpose..none of them r staying. Mostly waiting to flip after 5 years 2 avoid rpgt.