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Fundsupermart.com v5, Manage your own unit trust portfolio
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Kaka23
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 Dec 2 2013, 01:13 PM
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QUOTE(yklooi @ Dec 2 2013, 01:16 PM) or maybe like you had questioned the possibility of going into CMF for the time being..  good idea though,...but when do you want to move? and for how long?.....(then it will means "timing the Market"...which we can't right?) CMF is now giving about 2.9%, Bank Rakyat FD about 3.6%, your bond fund? if 5%...wanna take the risk of losing maybe 5% when taper comes for the extra 2%?...just a thought.  Guess will park at CMF and then deploy to balance and equity funds within a time frame say 6 months. Dont dare to do lump sum ma.. |
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SUSPink Spider
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Dec 2 2013, 01:18 PM
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QUOTE(Kaka23 @ Dec 2 2013, 01:13 PM) Guess will park at CMF and then deploy to balance and equity funds within a time frame say 6 months. Dont dare to do lump sum ma.. Don't bother with balanced funds IMHO. Balance your portfolio yourself. |
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SUSyklooi
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Dec 2 2013, 01:23 PM
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QUOTE(Kaka23 @ Dec 2 2013, 01:13 PM) Guess will park at CMF and then deploy to balance and equity funds within a time frame say 6 months. Dont dare to do lump sum ma.. fyi, recently i reviewed my holding with CIS.....they also hinted to me the possibility to shift ALL my holding to CMF for a few months "starting" end of January 2014.....fearing some pull back on the S&P...needed to see the mkt trend and direction first....Fed 2014..US budget talk and maybe 1st quarter QE starts... |
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SUSyklooi
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Dec 2 2013, 01:25 PM
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QUOTE(Pink Spider @ Dec 2 2013, 01:18 PM) Don't bother with balanced funds IMHO. Balance your portfolio yourself.Consider Constructing A Balanced Portfolio Over Balanced Funds how one of our model portfolios can make a good alternative to investing in balanced funds. http://www.fundsupermart.com.hk/hk/main/re...?articleNo=7416 |
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SUSPink Spider
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Dec 2 2013, 01:25 PM
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QUOTE(yklooi @ Dec 2 2013, 01:23 PM) fyi, recently i reviewed my holding with CIS.....they also hinted to me the possibility to shift ALL my holding to CMF for a few months "starting" end of January 2014.....fearing some pull back on the S&P...needed to see the mkt trend and direction first....Fed 2014..US budget talk and maybe 1st quarter QE starts... CIS now advocating UT trading...    |
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SUSPink Spider
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Dec 2 2013, 01:27 PM
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QUOTE(yklooi @ Dec 2 2013, 01:25 PM) Consider Constructing A Balanced Portfolio Over Balanced Funds how one of our model portfolios can make a good alternative to investing in balanced funds. http://www.fundsupermart.com.hk/hk/main/re...?articleNo=7416 E.g. if u like OSK-UOB KidSave, u can construct your own "KidSave" by combo OSK-UOB Income Fund (0% SC, 0% platform fee bond fund) with OSK-UOB Equity Trust  Effectively u are getting a "balanced" fund at 1% SC FOREVER  This post has been edited by Pink Spider: Dec 2 2013, 01:30 PM |
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SUSyklooi
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Dec 2 2013, 01:27 PM
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QUOTE(Pink Spider @ Dec 2 2013, 01:25 PM) oops, not FSM though... u know lah..my other CIS.. |
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SUSPink Spider
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Dec 2 2013, 01:28 PM
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QUOTE(yklooi @ Dec 2 2013, 01:27 PM) oops, not FSM though... u know lah..my other CIS.. HwangIM  |
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SUSyklooi
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Dec 2 2013, 01:35 PM
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QUOTE(Pink Spider @ Dec 2 2013, 01:27 PM) E.g. if u like OSK-UOB KidSave, u can construct your own "KidSave" by combo OSK-UOB Income Fund (0% SC, 0% platform fee bond fund) with OSK-UOB Equity Trust Effectively u are getting a "balanced" fund at 1% SC FOREVER Never thought of that, Kaka23,...if you want to go into Balanced.....consider this route? |
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SUSPink Spider
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Dec 2 2013, 01:38 PM
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QUOTE(yklooi @ Dec 2 2013, 01:35 PM) Never thought of that, Kaka23,...if you want to go into Balanced.....consider this route? I already preached about this "route" many times... With HwangIM, u can combo Hwang Select Bond with Hwang Select Opportunity to create your own "Hwang Select Balanced" |
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SUSyklooi
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Dec 2 2013, 01:47 PM
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QUOTE(Pink Spider @ Dec 2 2013, 01:38 PM) I already preached about this "route" many times... With HwangIM, u can combo Hwang Select Bond with Hwang Select Opportunity to create your own "Hwang Select Balanced" with this combo, got SC saving? HSBF 2% HSOF 2% HAiiIncPlus 0% |
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SUSPink Spider
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Dec 2 2013, 01:52 PM
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QUOTE(yklooi @ Dec 2 2013, 01:47 PM) with this combo, got SC saving? HSBF 2% HSOF 2% HAiiIncPlus 0% "Normal" SC (cos FSM not selling Select Bond liao) Select Bond 2% Select Opp 5.5% Effectively (2% + 5.5%)/2=3.75% Select Balanced 5.5% U say leh |
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SUSDavid83
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Dec 2 2013, 04:31 PM
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Anybody top up for the Hwang Ponzi and its bigger brother fund today?
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SUSPink Spider
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Dec 2 2013, 04:35 PM
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QUOTE(David83 @ Dec 2 2013, 04:31 PM) Anybody top up for the Hwang Ponzi and its bigger brother fund today? |
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a-ei-a
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Dec 2 2013, 04:50 PM
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Guys,
For PRS, is the Hwang PRS Growth fund recommended?
The charges incurred would be:
1.8% Annual management fee + 0.04% Annual Trustee Fee + 0.04% PPA Administrative Fee right?
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SUSDavid83
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Dec 2 2013, 05:01 PM
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QUOTE(Pink Spider @ Dec 2 2013, 04:35 PM) Since it is the Christmas month and we grateful for your participation , we have decided to run a promotional sales charge of 1% sales charge on both funds from 2 December 2013 till 31 December 2013.http://www.fundsupermart.com.my/main/resea...?articleNo=4116 Then why do the LIKE thing? |
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SUSyklooi
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Dec 2 2013, 05:06 PM
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QUOTE(a-ei-a @ Dec 2 2013, 04:50 PM) Guys, For PRS, is the Hwang PRS Growth fund recommended? The charges incurred would be: 1.8% Annual management fee + 0.04% Annual Trustee Fee + 0.04% PPA Administrative Fee right?this are inside the daily fund NAV prices..guess you & i cannot see that. for list of Sales Charges of PRS fund in FSM... http://www.fundsupermart.com.my/main/prs/g...tePRSTable.svdo |
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SUSPink Spider
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Dec 2 2013, 05:12 PM
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QUOTE(David83 @ Dec 2 2013, 05:01 PM) Then why do the LIKE thing? Raise awareness  |
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TakoC
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Dec 2 2013, 05:38 PM
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QUOTE(Pink Spider @ Dec 2 2013, 04:35 PM) Since it is the Christmas month and we grateful for your participation , we have decided to run a promotional sales charge of 1% sales charge on both funds from 2 December 2013 till 31 December 2013.http://www.fundsupermart.com.my/main/resea...?articleNo=4116 I would be tempted back then. But now prefer to invest directly in shares. Unless a big correction then I will top up. |
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wong88kc
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Dec 2 2013, 05:48 PM
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New Member
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share is more better ....
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