hi... i need ur honourable opinion on my query as per below.
currently i want to invest in Hwang Aiiman fund and PRS scheme,
should i directly liaise with agent or buy online thru fundsupermart ?
do i need to have cimb account for any purchase in fundsupermart...
and how about maybank ezy invest ? is that same with fundsupermart ?
sorry ... i'm still noob on this kind of investment

do we need cds account first or not to invest in fundsupermart ?

nope

ok... thanks... really appreciate ...
i will starts my first step next month...

may i suggest you read thru these 1st...before registering/opening an a/c.....
http://www.fundsupermart.com.my/main/faq/faq.svdo?id=8660

http://www.fundsupermart.com.my/main/schoo...d.svdo?PageID=1

and also

contents of page 1 of this threads.

happy investing...just try not to repeat my mistakes......most of them can be prevented after reading the above.

yo unker looi, mind sharing what were your past mistakes that you inform newbies like us to avoid?

1) rear view mirror investing.
2) focused too much on the expected ROI missed the "should" have
3) hidden charges

and where most of it...like i said can be found in the 3 links of the above.

May I suggest that this point be replaced by a far bigger problem, which is the misunderstanding (or mis-representation?) of what UT distributions actually mean?

Hidden charges are not a problem because you only see what returns you get after fees have been deducted with UT. Hidden charges happens when returns are advertised before fees are deducted.

True that. A lot of fresh UT investors have the wrong understanding about "dividend" distributions.

Mutual Fund Fees Will Reduce Your Total Returns
All mutual funds charge fees (some are hidden) to manage your money and high fees substantially reduce your total returns. Annual fees of one and two percent may seem small but such fees are deceptively large when you compute their arithmetic impact on long-term returns.
http://buyupside.com/mutualfunds/mutualfundfees.htm

NOICES for anyone thinking of or holding RHB-OSK US FOCUS EQUITY FUND?
....investment in equity securities of smaller and medium-sized US companies. Smaller and medium-sized US companies ...

Time to Be Cautious on US Small-Caps? [28 Mar 2014]
https://secure.fundsupermart.com/main/artic...Small-Caps-9267

The point is correct but not relevant. Because you can't look at charges in isolation, ie 1 dimension only.

Look at the returns you get in hand, the NET return after all the fees/charges. You don't need to worry about what they actually deduct, you just look at what you get in hand, after all the deductions. That is THE relevant thing.

To use a simple example:

Fund A
Gross return: 20%
Charges: 10%
Net return: 10%

Fund B
Gross return: 3%
Charges: 0.1%
Net return: 2.9%

A. Fund A gives better returns.
B. Fund B has lower charges.

Why one would you pick and why?

Note: This is simply a question of charges vs returns. "RISK" will add a 3rd dimension but we need to get past the 2nd dimension first.

rear view investing.....focused on past performances
focused too much on the expected ROI missed the "should" have.....aimed at the expected returns instead of a balanced portfolio
hidden charges...see post "#2451

Hi guys, I heard some say there will be a market crash if the US decide to interfere with Russian-Ukraine matter.
Although I do see the possibility of such happening (if US do attack Russia), but how high of a chance that US will do so?

Also, now the EU declare economy sanction on Russia, what impact will it have on global economy? (edited)

This post has been edited by Kinggnik87: Apr 1 2014, 06:23 PM

Portfolio update as of 31 March 2014:

Fund | ROI | IRR
Public Far East Select Fund | 26.2 | 3.14
Public Asia Ittikal Fund | 16.2 | 2.35
Aberdeen Islamic World Equity Fund - Class A | 16.9 | 14.13
AmDynamic Bond | 6.7 | 3.28
Hwang Select Asia (ex Japan) Quantum Fund | 0.6 | 0.79
CIMB-Principal Asia Pacific Dynamic Income Fund | 10.2 | 10.43
CIMB-Principal Global Titans Fund | -1.5 | -15.08
Hwang PRS Moderate | 2.7 | 7.15

Portfolio change:

1. Sell of AmAsia Pacific REITs

FSMM Fund Choice- Eastspring Investments Global Emerging Markets Fund at 1% promotional sales charge......Author : FSM Marketing ....1 April 2014
validity 1 April till 30 April 2014

http://www.fundsupermart.com.my/main/resea...?articleNo=4480

hope these info are related to yr queries
AMP Capital: The Ukraine Crisis March 17, 2014
The attached note looks at the implications of the tensions around Ukraine for the global economy and share markets.

http://www.fundsupermart.com.my/main/resea...?articleNo=4426

http://www.fundsupermart.com.my/main/resea...?articleNo=4432

http://www.hwangim.com/fund-managers-views...-ukraine-crisis

J.P.Morgan Asset Management: Ukraine & Russia - How Worried Should Investors Be?
http://www.fundsupermart.com.hk/hk/main/re...?articleNo=7773

This post has been edited by yklooi: Apr 1 2014, 08:12 PM

nothing to do with average...should have try investing into other investment vehicles/platform that does not hv so heavy fees.....

Ever since the new payment method, I have never made any purchase up till now. The one that I knew was paying to Maybank account and sending the softcopy receipt to their email for processing and acknowledgement.

Q: Is the above method still available?

Yesterday I made a purchase, upon clicking 'Pay Now' with MEPS FPX, I closed it as I was unfamiliar with it. Now when I try to click on the pending purchase 'Pay Now' button, I get redirected and shown the following message:

<<We are unable to process your transaction due to "DUPLICATE SELLER EXCHANGE ORDER NUM".>>

Anyone encountered this before?