so many cc for your gfs expenses.
later add another new gf from ocbc whom you interested with.

it depends on your monthly expenses.
this cc may still be useful to get 1% cash back for paying huge amount.

if you spend not more than rm1k monthly, and most of this rm1k expenses would be using your mbb2amex and uob, means you only have a very small expenses for your ocbc cc.
if that's the case, it is not worth to pay rm50 gst for a cc that you cannot receive cash back more than what you paid for (rm50 gst).
if your anniversary date is still long, then you may keep it for emergency (perhaps until a month before the next gst kicks in).

it depends, but most likely not...

yes, other banks like hsbc or standchart never fail on this. but for ocbc, they seems like don't entertain to absorb the gst anymore after they changed the t&c. unless maybe if your gst anniversary was in dec'13/jan'14 and you have already spent >rm10k well before they changed the t&c. then they might consider to absorb for this time and just this time only.

received this email from ocbc on 21/1. anybody interested?

go for aeon watami (visa) or hlb wise (visa) then for those purposes...

i suggest you to call the cs to check regarding the status. 2 weeks is long enough already.

i think dec 2013 still can get them to offset, but not anymore in 2014.

i swiped around rm60k but divided to 2 titanium cc (mine & my wife's) to maximise the cash back. mostly when buying furnitures, house appliances, insurances, car services/repairs to get the 1%.

yes, the gst was absorbed by ocbc. but that is because my gst is before 2014. i think 2014 onwards gst will no longer be absorbed by ocbc. no, i'm not considered as a high networth customer (if based on ocbc system) because the rm60k was divided to 2 different accounts, and same like you, i never pay a single cent on interest too.

but must remember to terminate it before the next af kicks in...

gst is always charged first once your cc is approved.

seems like wmc status is being lowered already... just like how gold cc and then platinum cc lowered in earlier days. so banks need to come out with new higher status names to call already.

This post has been edited by victorywp: Feb 7 2014, 10:56 PM

if your annual spending (outside of petrol/grocery/dining) are over rm10k, it is still worth to keep this cc.

this is for sure. they need to take another few years to build up the new customer base.

aeon watami visa 3% quarterly rebate capped at rm150 with minimum expenses of rm3k (for everything excluding petrol) per quarter.

This post has been edited by victorywp: Feb 17 2014, 12:00 AM

rm3k per quarter, which is rm1k per month.

for me, aeon watami and hlb wise have different use.

aeon watami is for insurance, car service/repair, dining, other common purchases. mainly use during weekdays, or weekends (only if amex is not accepted).
hlb wise is for groceries, petrol, mobile.

also, mbb2amex for weekends expenses.

not yet... but surely will before the next gst being imposed.