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Credit Cards OCBC Titanium MasterCard Cash-Back v4, From 29-Nov, unlimited 1% cashback only

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victorywp
post Mar 10 2014, 11:45 AM

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QUOTE(beyond86 @ Mar 10 2014, 11:36 AM)
I'm using phone line + streamyx, each got RM2 rebate.
Thus, every month i got RM4 rebate per statement
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5% of both your bills not more than rm4? hmm.gif
victorywp
post Mar 10 2014, 12:10 PM

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QUOTE(beyond86 @ Mar 10 2014, 12:03 PM)
TM itself will rebate RM2 + RM2
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i mean let's say if the total of your bills is rm100, 5% of rm100 is rm5 (which is more than rm4 tm rebate for autopay).
so it will be better to pay via m2u during weekends (unless your total bill is less than rm80).
victorywp
post Mar 10 2014, 10:00 PM

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QUOTE(lykuan82 @ Mar 10 2014, 09:57 PM)
You should hv give them a try man. My gst credited in Feb, I called in to request for annual bonus. The general answer by them would be a "NO". I said ok, can you help me submit an appeal since I have spent more than the requirement to be entitled for the bonus. Guess what, I got the bonus today. smile.gif

They did mention that appeal would be considered on a case by case basis.
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yeah, no harm to try anyway.
victorywp
post Mar 11 2014, 10:41 PM

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QUOTE(alexwsk @ Mar 11 2014, 05:04 PM)
yes, pay partially b4 the tm bill is out
and let the auto debit deduct the remaining when the bill is out

this way you'll get the auto debit rebate and M2Amex rebate
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QUOTE(edwardccg @ Mar 11 2014, 08:06 PM)
I dunno, but this might can be a reference:
For digi,
I was doing auto debit from my cimb debit card to enjoy rm5 monthly rebate. But my saving account on that debit card is kosong (only the minimum balance). So it cannot charge any to my debit card. Then i pay the outstanding weekend when bill come.

I am enjoying the rebate for about 7 months now
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nice tricks!
victorywp
post Mar 12 2014, 04:33 PM

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QUOTE(ckyow1 @ Mar 12 2014, 01:33 PM)
Hi Everyone.. I am Newbie here, I just would like to get some confirmation with all the brother and sister here.

I have a OCBC Titanium card since May 2013. Now the benefits changed from 5% cash back to all unlimited 1%. I have credit limit of only RM4,000

The scenario...
I would like to pay for my Master Degree tuition fees with around RM10,000 with OCBC Titanium card, can I bank in money in advance to make my credit limit in my card increase to RM10,000 in order to make the payment?

If yes, how much will be the cash back i earn? RM4000 x 1% based on my approved credit limit or all the total amount, RM10,000 x 1%

Hope to get the reply from you all soon.

Thanks for help!
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i suggest you to try to call the ocbc cs for a temporary increase of your credit limit. if it's not successful, then only you bank-in rm6k to your cc to increase it to rm10k credit limit. you will earn rm10k x 1% = rm100 for both methods.
victorywp
post Mar 14 2014, 10:23 AM

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QUOTE(DarReNz @ Mar 14 2014, 12:26 AM)
if he has watami he can split 5k each for 3 months can get more
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provided if he has, otherwise it would take a long time for him to wait for his new watami cc to arrive. laugh.gif
victorywp
post Mar 17 2014, 05:08 PM

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QUOTE(herc @ Mar 17 2014, 04:18 PM)
I can make 1 for u too if u want. Just need an eraser, hahaha
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you purposely erased it off? or it comes that way originally?
victorywp
post Mar 18 2014, 09:32 AM

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QUOTE(koh_424 @ Mar 18 2014, 09:10 AM)
Silly question here.

If i swipe an amount RM4k. Can i call in to ask for easy payment?
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most banks can, but not so sure about ocbc.
victorywp
post Mar 18 2014, 04:02 PM

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QUOTE(crusher @ Mar 18 2014, 01:33 PM)
guys,

does motor takaful accept ocbc card? as it stated in their website "We only accept credit cards issued by Malaysian Banks "
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in this sense, it means cc issued by malaysia registered banks (not the bank's origin) nod.gif
so as long as you get your cc from malaysia then it's alright.
victorywp
post Mar 19 2014, 05:07 PM

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user posted image
user posted image
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http://www.ocbc.com.my/personal-banking/do...dm_landing.html
victorywp
post Mar 19 2014, 07:49 PM

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QUOTE(Rei7 @ Mar 19 2014, 07:37 PM)
Where do I pay the bill? Location please.
And if there is Cimbclick method would appreciate too.
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use ibg in cimbclicks or m2u or others to pay.
victorywp
post Mar 19 2014, 07:50 PM

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QUOTE(edwardccg @ Mar 19 2014, 05:42 PM)
cancelled the card in 3 minutes call
good bye ocbc
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so fast? unlike stanchart needs 1+month to cancel.
victorywp
post Mar 21 2014, 04:28 PM

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QUOTE(flyingteeku @ Mar 21 2014, 04:19 PM)
i have 0% instalment plan in my OCBC, a month RM233..i still have another 21 months to go...can i make the full payment? will there be any penalty on this? i plan to cancel this card but i did make a huge mistake by converting to this instalment plan..
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you may call the cs and say that you would like to make a full payment for your installment plan. they will then convert the installment to full amount to be paid in your next statement. should be no penalty but i'm not sure whether your agreement with ocbc did mention about early full settlement penalty.
victorywp
post Mar 21 2014, 04:47 PM

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QUOTE(flyingteeku @ Mar 21 2014, 04:44 PM)
thanks..just call the CS..and i can make the full settlement without penalty charge...
then I can use 12 months 0% transfer from MBB amex to transfer to OCBC..
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that's good. rclxms.gif
victorywp
post Mar 24 2014, 10:08 AM

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QUOTE(vex @ Mar 24 2014, 09:54 AM)
wat kind of the name is tat ?? wan tan mee ?
I still got MBB amex, OCBC, CITI bank ~ need to cut down my card now, too many, hard to manage.
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still have another ocbc? i thought you have just cut it?
victorywp
post Mar 24 2014, 04:47 PM

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QUOTE(vex @ Mar 24 2014, 04:40 PM)
add in hlb wise + gsc loh and itu uob VOX, mao itu thermal pot, but drag until feb baru approve, now become tower  fan blak. sad.gif sad.gif
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sell the tower fan in lyn and buy yourself a thermal pot. smile.gif
victorywp
post Mar 26 2014, 09:53 PM

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QUOTE(zaFrOoNaLdO @ Mar 26 2014, 09:41 PM)
guys... just wondering if any of you here got a call from OCBC offering you cash based on your credit limit..

the offer is 3% fixed interest, no processing fee etc. just 3% fixed interest rate and payable in 1 year only. so to calculate, for example they offer you RM10,000 cash, to calculate how much interest, its 10000 x 0.03 = 300. Therefore, total payable throughout that 12 mths is 10,300/12 = 858.33.

i dont actually need the cash right now, but just wondering.. if i can invest it somewhere else.. would it be a good idea to take that money? since i think its quite a good offer.
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yes, i received the call from ocbc for this offer too but i rejected it. rolleyes.gif
victorywp
post Mar 26 2014, 10:21 PM

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QUOTE(zaFrOoNaLdO @ Mar 26 2014, 10:14 PM)
hahaha.. cant think of anything worth it to do with that money? mybe to invest somewhere which gives higher return?
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yeah, if the interest offered by ocbc is lower than 3%, then you can put the money in fd for 3% monthly (risk free but low and slow profit). nod.gif
victorywp
post Mar 27 2014, 11:02 AM

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QUOTE(ciohbu @ Mar 27 2014, 10:43 AM)
anyone here upgrade their titanium to world ? from 1% to 1.2% c.b

but annual fee is rm388 p.a... free for 1st year
how easy to waive this ?
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how easy to waive should be determined by your usage and payment pattern. it may be different from each individual.
victorywp
post Mar 27 2014, 08:45 PM

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QUOTE(Sirius @ Mar 27 2014, 03:21 PM)
How to get this effective rate 5.49%? thanks
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http://loanstreet.com.my/calculator/flat-t...calculator.html

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