RM0.00 OCBC Cards: 50% rebate @ any Cotton On outlet in Msia. From 2pm-4pm, 26 April only. T&Cs apply. Details @ www.ocbc.com.my/cards

just got it too

Haven't receive the SMS yet. There's no cap to it this time round?

yup, they just change to new system. not stable yet.

RM0.00 OCBC: Introducing the new OCBC Online Banking. Login and start making informed financial decisions. T&Cs apply. Visit ocbc.com.my/online for information.

Now in cotton on, surprisingly the staff here dont know much bout the discount.

Yeah, no penalty if cancel within cooling period.
At first I was worried the refund incur complex and long process and missed my ocbc tmc due date, but end up was way early and I got just over 1 month of free credit period and enjoy free 1 month eFD. Unexpected gain.

Sorrry for offtopic, how much is the interest for eFD?

But what matters is also the redemption points. If give 10x reward points but need very high points to redeem useless gifts also back to square 1

if we cancel the card, how long does it take?

why not consider alliance bank classic/gold/platinum cash back ?

for classic
Cash Back | Payout Table | Cash Back Factor | Monthly Spending Range (RM)
Tier 1  0.50%  0-200
Tier 2  0.60%  201-350
Tier 3  0.80%  351-650
Tier 4  1.20%  651-1,000

for gold
Cash Back | Payout Table | Cash Back Factor | Monthly Spending Range (RM)
Tier 1  0.55%  0-300
Tier 2  0.65%  301-600
Tier 3  0.85%  601-950
Tier 4  1.30%  951-3,000

for platinum
Cash Back | Payout Table | Cash Back Factor | Monthly Spending Range (RM)
Tier 1  0.60%  0-500
Tier 2  0.70%  501-1,350
Tier 3  0.90%  1,351-2,550
Tier 4  2.00%  2,551-5,000

note : Cash Back will not be awarded for retail spending of RM1,001 and above for Alliance Bank Classic Credit Card, RM3,001 and above for Alliance Bank Gold Credit Card and RM5,001 and above for Alliance Bank Platinum Credit Card.

anyone using it / used it before ?  any comment ?

really ? crap =.=

i am so gonna cancel this ocbc card.... 1% is far too low to me...
i had applied citybank cash back card...

not a heavy use just use to pump petrol, pay mobile phones, go jusco and etc.... my cash back now RM8.90 every month...

I had applied Citi Cash Back Platinum Card.
I had projected my usage in the excel sheet and found that i gain RM7 cash back permonth if i switch to this new card.

from what i heard, a new C-level or Director joined OCBC (supposedly from HLB) and reduced the cashback quantum (5%).

Should I wait for the next bill cycle to cancel the card or can I cancel now if I settled the current bill?

Ok. Thanks for the info.

Just called to cancel stating due to the 1% cashback. It sounds like CS have been hearing of the same reason too many times.