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Investment SETIA ECOHILL (Version 3), Inspiring Eco Township in Semenyih

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TScheryee
post Oct 18 2013, 02:33 PM

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QUOTE(darween13 @ Oct 18 2013, 02:30 PM)
I applied CIMB but didnt know about MRTA not being financed; not buying MRTA though, suggest to go for MLTA or Life Insurance tagged to this loan.
MRTA do not cover critical illness and if financed, is subject to interest rate fluctuation. Not worth it. Furthermore, if MRTA, as you age, and if you buy another property, the premium will increase. Whereby MLTA or Life will not be the same and have surrender return value in future.
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Darween,

Nowadays bank got offer MLTA oso?
pingubabe
post Oct 18 2013, 02:34 PM

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QUOTE(darween13 @ Oct 18 2013, 02:30 PM)
I applied CIMB but didnt know about MRTA not being financed; not buying MRTA though, suggest to go for MLTA or Life Insurance tagged to this loan.
MRTA do not cover critical illness and if financed, is subject to interest rate fluctuation. Not worth it. Furthermore, if MRTA, as you age, and if you buy another property, the premium will increase. Whereby MLTA or Life will not be the same and have surrender return value in future.
smile.gif
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Is MLTA premium higher than MRTA?
calvinkschong
post Oct 18 2013, 02:36 PM

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QUOTE(darween13 @ Oct 18 2013, 02:30 PM)
I applied CIMB but didnt know about MRTA not being financed; not buying MRTA though, suggest to go for MLTA or Life Insurance tagged to this loan.
MRTA do not cover critical illness and if financed, is subject to interest rate fluctuation. Not worth it. Furthermore, if MRTA, as you age, and if you buy another property, the premium will increase. Whereby MLTA or Life will not be the same and have surrender return value in future.
smile.gif
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Hi Darween, thanks for your suggestion smile.gif
darween13
post Oct 18 2013, 02:39 PM

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QUOTE(samkps @ Oct 18 2013, 01:50 PM)
Oh, great then. Anyone with broken heart due to Cheryee mui mui rejection can seek for cardiac surgery in this hospital then.  tongue.gif

By the way, heard of they will be renaming of Rinching to Semenyih 2 after the towship establishment, not sure how true is it.  rclxms.gif
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Hahaha.

MKH kungfu quite strong also, they infact built the MPKJ for free and makan the Metro Avenue land (now double storey shop lot) opposite the Chinese (Yu Hua) school.
Its possible that the Hospital can be moved elsewhere since the outpatient has been moved to the intersection near Villaraya.
They also makan the land behind the hospital already; now called Sentosa Avenue. Opposite Hospital, MKH Boulevard, behind Boulevard got MKH Avenue (Residential)

darween13
post Oct 18 2013, 02:48 PM

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QUOTE(cheryee @ Oct 18 2013, 02:02 PM)
Darween,

What type of window can cover the grill?  unsure.gif
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I am using the window with UV filtration capabilities - comes usually in 2 standard colour - Bluish or Greenish.
This window is highly reflective and it is not the tinted windows like cars, where they apply safety film or tint on to the window, but the window itself is UV coated and colour injected. It reduces visibility from outside. People from the inside can see outside at anytime. The window blocks the sun light and the reflection is on the side where the light source is stronger.

Example: During sunny days, surely, outside light source will be brighter than inside the house, so, passer by will never be able to see inside. However, at night, if the internal light source is brighter, then the reflection will be inside, so passer by can see through but homeowners will have some difficulty (assuming the light source is stronger on the inside). However, because we still have light in the porch and usually brighter than inside, the reflection will still be on the outside thus reducing visibility (though not as much as during day time) but effective enough for residents to monitor without the passerby knowing what residents are doing inside the house.

I post up some pics tomorrow based on my current house.
smile.gif
darween13
post Oct 18 2013, 02:50 PM

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QUOTE(cheryee @ Oct 18 2013, 02:33 PM)
Darween,

Snap2 de post here ya!

Can help to snap2 my Plavia 2? TQTQ!  notworthy.gif
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Okay, this weekend i go full equipped and snap all patiently.
Then i post up here for all to view and get excited.
smile.gif
darween13
post Oct 18 2013, 02:55 PM

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QUOTE(cheryee @ Oct 18 2013, 02:33 PM)
Darween,

Nowadays bank got offer MLTA oso?
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Got, Alliance Bank offers MLTA and they finance it; MLTA from Manulife, one of the best package I have came across; bought one for my dad for his current house when we refinanced.
OCBC is offering MLA (its slightly different but still works similarly to MLTA) - this is from Great Eastern and it is pricey.
This is by far the two banks I know that either offers MLTA or finances them.
TScheryee
post Oct 18 2013, 02:57 PM

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QUOTE(darween13 @ Oct 18 2013, 02:55 PM)
Got, Alliance Bank offers MLTA and they finance it; MLTA from Manulife, one of the best package I have came across; bought one for my dad for his current house when we refinanced.
OCBC is offering MLA (its slightly different but still works similarly to MLTA) - this is from Great Eastern and it is pricey.
This is by far the two banks I know that either offers MLTA or finances them.
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OK, will look for Manulife then! TQTQ!
TScheryee
post Oct 18 2013, 02:58 PM

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QUOTE(darween13 @ Oct 18 2013, 02:48 PM)
I am using the window with UV filtration capabilities - comes usually in 2 standard colour - Bluish or Greenish.
This window is highly reflective and it is not the tinted windows like cars, where they apply safety film or tint on to the window, but the window itself is UV coated and colour injected. It reduces visibility from outside. People from the inside can see outside at anytime. The window blocks the sun light and the reflection is on the side where the light source is stronger.

Example: During sunny days, surely, outside light source will be brighter than inside the house, so, passer by will never be able to see inside. However, at night, if the internal light source is brighter, then the reflection will be inside, so passer by can see through but homeowners will have some difficulty (assuming the light source is stronger on the inside). However, because we still have light in the porch and usually brighter than inside, the reflection will still be on the outside thus reducing visibility (though not as much as during day time) but effective enough for residents to monitor without the passerby knowing what residents are doing inside the house.

I post up some pics tomorrow based on my current house.
smile.gif
*
So literally just tint the window la, betul?
TScheryee
post Oct 18 2013, 02:58 PM

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QUOTE(darween13 @ Oct 18 2013, 02:50 PM)
Okay, this weekend i go full equipped and snap all patiently.
Then i post up here for all to view and get excited.
smile.gif
*
TQTQ! Muaks!
darween13
post Oct 18 2013, 02:59 PM

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QUOTE(pingubabe @ Oct 18 2013, 02:34 PM)
Is MLTA premium higher than MRTA?
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MLTA premium is slightly higher than MRTA.
Example, I am buying MLTA for RM500k x 2 from 2 different insurance company - because want to avoid the extensive medical checkup since large amount if parked under 1 company (but, today meeting the agent to further discuss the consequences during claim) - the premium quoted per month is approx. RM400.

I was quoted for RM900k MRTA financed into the loan - RM260 premium which is subject to interest (BLR) fluctuation as well as aging factor. There is possibility that your MRTA premium could be revised as you age should there be concerns on your health. Also, MRTA - reducing coverage, as you pay up your loan, the coverage is for the remaining loan.

I prefer MLTA though its pricey and its transferrable to another property - no change in premium unless you increase the coverage.

doomdoom
post Oct 18 2013, 03:02 PM

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QUOTE(darween13 @ Oct 18 2013, 02:32 PM)
DSL house will be guarded. During SPA signing ceremony, SPS will collect another permission letter from residents to submit to MPKJ to fence up the area; however, this is still subject to MPKJ approval. If MPKJ reject, then just guarded, wont be fenced.
Anyways, I realise there is only 1 entrance to the DSL community, is that correct?
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oic..okok...i hope all the DSL owners will sign the permission letter la..normally MPKJ will approve for this, many area like sungai long, also easilly get approval from MPKJ to set up fenced...

yes, only one entrance/exit for the DSL community..i like this design, more exclusive and security....whoever come to DSL area, must pass thru guard house 1st....
darween13
post Oct 18 2013, 03:02 PM

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QUOTE(cheryee @ Oct 18 2013, 02:58 PM)
So literally just tint the window la, betul?
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Tinting the window doesnt work in similar way to this window, I find this one more premium and works better especially at night.
Or maybe, I am just too particular when it comes to these matters.

Perhaps we can compare Mobile screen protectors.
There are Normal (Clear), then anti finger print (Matte), Charmeleon (different angle different colour) and Privacy
So, the one I am saying perhaps the screen itself is charmeleon instead of applying a layer of tint.

I show you picture tomorrow.

doomdoom
post Oct 18 2013, 03:03 PM

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QUOTE(darween13 @ Oct 18 2013, 02:50 PM)
Okay, this weekend i go full equipped and snap all patiently.
Then i post up here for all to view and get excited.
smile.gif
*
yes!, please take some nice photos on all the showrooms include double storey link ya...

and pictures for the surrounding especially the park and the uphill jogging track, and also the grand entrance with the huge sign signature of "SETIA ECO HILL"...
darween13
post Oct 18 2013, 03:04 PM

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QUOTE(doomdoom @ Oct 18 2013, 03:02 PM)
oic..okok...i hope all the DSL owners will sign the permission letter la..normally MPKJ will approve for this, many area like sungai long, also easilly get approval from MPKJ to set up fenced...

yes, only one entrance/exit for the DSL community..i like this design, more exclusive and security....whoever come to DSL area, must pass thru guard house 1st....
*
But, it would not be effective if it is not fenced. But due to the road being a main access road, not many cars can stop roadside to conduct any illegal activity, entry will require identification at Guard house. Still better than nothing. I am pretty sure those who are willing to fork out such amount of money will agree for their home vicinity to be secured.
flex.gif flex.gif
TScheryee
post Oct 18 2013, 03:06 PM

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QUOTE(darween13 @ Oct 18 2013, 02:59 PM)
MLTA premium is slightly higher than MRTA.
Example, I am buying MLTA for RM500k x 2 from 2 different insurance company - because want to avoid the extensive medical checkup since large amount if parked under 1 company (but, today meeting the agent to further discuss the consequences during claim) - the premium quoted per month is approx. RM400.

I was quoted for RM900k MRTA financed into the loan - RM260 premium which is subject to interest (BLR) fluctuation as well as aging factor. There is possibility that your MRTA premium could be revised as you age should there be concerns on your health. Also, MRTA - reducing coverage, as you pay up your loan, the coverage is for the remaining loan.

I prefer MLTA though its pricey and its transferrable to another property - no change in premium unless you increase the coverage.
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RM400/mthly is for RM500k coverage or RM1mil coverage?
robert82
post Oct 18 2013, 03:07 PM

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QUOTE(darween13 @ Oct 18 2013, 03:04 PM)
But, it would not be effective if it is not fenced. But due to the road being a main access road, not many cars can stop roadside to conduct any illegal activity, entry will require identification at Guard house. Still better than nothing. I am pretty sure those who are willing to fork out such amount of money will agree for their home vicinity to be secured.
flex.gif  flex.gif
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pay 0 get fencing ... who will say no? shakehead.gif
peri peri
post Oct 18 2013, 03:08 PM

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QUOTE(cheryee @ Oct 17 2013, 04:15 PM)
Dear neighbours,

Let's continue to party here  rclxms.gif  rclxms.gif  rclxms.gif

Version 1: https://forum.lowyat.net/topic/2464259

Version 2: https://forum.lowyat.net/topic/2983341
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Arghhh, this is more like it, a proper way to start a V3. thumbup.gif

How many biji u bought redi?
TScheryee
post Oct 18 2013, 03:10 PM

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QUOTE(peri peri @ Oct 18 2013, 03:08 PM)
Arghhh, this is more like it, a proper way to start a V3.  thumbup.gif

How many biji u bought redi?
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TQ peri kor! 2 biji tongue.gif
peri peri
post Oct 18 2013, 03:11 PM

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QUOTE(cheryee @ Oct 18 2013, 03:10 PM)
TQ peri kor! 2 biji  tongue.gif
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Walao, kuat. Best investment of the year.

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