Can you tell me how to complaint to UK SC?
I am a victim of SC CC when they hike their point redemption.
Is like they rob RM 5000 from me.

A new card from SC

https://www.sc.com/my/credit-cards/goldcard/gold-card.html

I believe they still WIP, busy editing, using JustOne Platinum as a template.

5) Cashback
We give you cashback in the following situations:
a) 2% cashback on your cashback transactions when you spend a minimum of
RM500 but less than RM800 per month in retail purchases (local and international) on your
CashBack Gold MasterCard as shown in your credit card statement, subject to a cap of 10
per month; --> Nett : Max 2% CashBack
b) 3% cashback on your cashback transactions when you spend a minimum of
RM800 but less than RM1500per month in retail purchases (local and international) on your
CashBack Gold MasterCard as shown in your credit card statement, subject to a cap of
RM 25 per month --> Nett : Max 3.125% CashBack
c) 5%cashback on your cashback transactions when you spend a minimum of RM1500 or
more per month in retail purchases (local and international) on your CashBack Gold
MasterCard as shown in your credit card statement, subject to a cap of RM 50 per month --> Nett : Max 3.33% CashBack

CashBack is calculated based on all transactions except insurance and transactions made at petrol station/kiosk.

How can SCB launch a live webpage without proper information shown....
Spend RM1500 to get RM50 = actual 3.33% cash back only
Can't take over AEON WATAMI   

Life is hard.
Have to monitor 10 transactions over RM 50 for Wise.
And with this card, have to carefully calculate everything.
Can only spend around 800-833 or 1500-1666, else the cash back fall below  3%

OR

spend 800- 1250, or 1500- 2500, else cash back fall below 2%
***We will automatically credit the amount of the cashback to your credit card account or any other
account we designate within the 60 days after the end of the relevant transaction month.

Damn lousy.

haha so many traps

For the Cashback Gold MasterCard, minimum retail spending for cashback = RM1500; to maximize cashback, minimum spending exclude petrol and insurance = RM1000..Means to get the RM50 cashback you need to spend the remaining RM500 which will earn you 0% cashback? What a joke

if you have insurance to pay every month and not getting attractive rebates, this cash back gold MasterCard is actually quite good. Petrol wise, you may go for other cards

Exclude insurance mean insurance payment is not included.

I mean since the insurance payment is not getting much rebate, if switch to the gold card, can help to achieve the 1500 spending, at least overall will get 3.33%

That's WRONG !!!
Assume you pay Insurance RM1000 per month and the rest RM500 other spendings.
The Rebate you get is RM500 x 5% = RM25 only !!! That's only 1.67%

So this card got cap on cashback?

Or spend 2500= 10 + 25 + 50 = 85 cashback?

nobody asks you to transfer 1k since it only asks for 500 unless you are unable to split it. Like what you mentioned in the above scenario, the 500 will only get RM10 cash rebate due to the other retail spend is only RM 500

So you should have made it clearer and not "assume" we know what you are thinking.

nothingz idea :
Transfer RM500 of Insurance/Petrol and RM1000 on other retail spends would get you 3.33% nett cash back

Hey all, I have a Just One Visa/Mastercard Platinum for 1 year already and I got charged with RM50 service tax on BOTH cards. I thought it's considered as 1 card since they share the same credit limit?

Is there anyway possible that I can have the service tax waived? Like apply the points or something? It would be good if I can have it waived.

considered 2 cards, so both will be charged GST.

try call up CS and see if there is any offset offer