Interesting, out of curiosity, may i ask why you suggest for pb visa sig as the cash back is only up to rm60,while  i think i can work to get rm100 hlb wise? I missed anything here?

Maybank 2 card got the wave thingy?

This card got no promotion for movies?

1. Annual Income: RM36k

2. Free Lifetime Annual Fee: A must

3. Card required for: Mostly for petrol (200-300)

4. Existing credit cards if any: -

5. Looking at CC from: MBB2Cards / UOB 1 Card

Please advice. Thanks. 

Hi all, need recommendations for better cash rebates card to current M2 Amex and OCBC Titanium I'm holding:

1. Annual Income: 60K

2. Free Lifetime Annual Fee: Any

3. Card required for: Cash Rebates (locally & overseas) with no minimum spending requirement

4. Existing credit cards if any: M2 Amex & OCBC Titanium

5. Looking at CC from: Any bank

6. Others: N/A
Thanks.

As i shared in PBB VS thread, PBB has different stamp duty charge for their credit cards.

MBB only charge RM10 stamp duty for their Premier 2 card with 50k CL, PBB told me they charge 0.5% of CL for all their credit card secure with fd pledging. Which means for PBB VS with 30k CL is RM150.

When my initial application was unsuccessful, i tried to appeal by pledging FD. I was only required to pay RM10 for the setem hasil to be affix to the 'right to set-off' form. Never heard of that 0.5% stamp duty thing at all.

Yeah.. try to kecoh the manager kuat kuat . Who knows maybe you won't need to pledge after all, just like me.

just applied hsbc amanah cc...wanted to activate it by calling the number given,they told me need to have telephone pin. I didn't receive the 6 digit pin from the mail. They asked me to go to the nearest branch to obtain the pin..so mad.First time i heard such thing..activate cc need to go to branch!I was so pissed that i wanna cancel my card, they say also need the telephone pin..otherwise can't cancel without the pin..wtf..so mad...if i dun do anything they will still charge me the RM50 gov tax...arrrhh..tis hsbc is so stupid!!

1. Annual Income: RM45k

2. Free Lifetime Annual Fee: A must

3. Card required for: cash back or good reward points on groceries, Petrol (200-300), Clinical (my wife will having birth end of the year)

4. Existing credit cards if any: -

5. Looking at CC from: not sure (my salary is go to Maybank)

Mainly for Petrol I will be using it at Petron. Hospital decided to go for KPJ Ampang Putri (don't know which CC is accepted there) and of course cash back and reward.

roughly for grocery is around RM200 per month...depends...

any other choice beside Aeon?

1. Annual Income: RM100k

2. Free Lifetime Annual Fee: A must

3. Card required for: oversea spend as most of the time I will be at foreign country

4. Existing credit cards if any: maybank 2gold, Citibank clear & reward, uob one card.

5. Looking at CC from: no idea. Just feel if I'm spending oversea, there must be one good card which I can maximize the points or cash back. Even better if the card has unlimited airport lounge access.

PB VS i tot is 180k yearly income?

1. Annual Income: RM40k

2. Free Lifetime Annual Fee: A must

3. Card required for: petrol, groceries, dining, electrical stuff

4. Existing credit cards if any: using my wife's MBB dual card

5. Looking at CC from: any bank with good service

Hi, I would appreciate your help. This is my particulars.

1. Annual Income:  RM180K and above

2. Free Lifetime Annual Fee: A Must

3. Card required for: Cash Back/Rebate Only

4. Existing credit cards if any:

Alliance Bank PL Visa (max. 68.75 cash back already from monthly insurance).
+4 others which I am thinking of cancelling (Ambank PL CARZ Master, Public Bank PL Visa, RHB PL Master, Citi Bank PL Visa)

5. Looking at CC from: Thinking of getting 2 to replace the above 4, maybe Citibank cashback / Hong Leong essential

6. Others:

Not interested in Airport Lounge Access, I don't travel much international 

New cards to pay for below expenses apart from the 5K monthly insurance above;

- insurance 30000 once off on April next year (<- looking for max cash back for this big item)
- internet Taopao ~ 600 per month
- internet malaysian airlines ~ 400 to 1000 per month (all domestic only)
- internet utilities (streamyx, postpaid digi, electricity) ~ 500 per month
- supermarket grocery ~ 300 per month
- petrol ~ 150 per month

Thank you very much.

both actually.

Hi all, need your recommendation based on below criteria:

1. Annual Income: Undisclosed

2. Free Lifetime Annual Fee: No

3. Card required for: PruBSN insurance monthly premium installment ( > RM1k monthly)

4. Existing credit cards if any: Nil

5. Looking at CC from: Any credit card provider with good effective cash back (CB+reward points+etc)

6. Others: Please be specific. Example: I want cash back and and reward points from monthly insurance installment only.

Thanks!

how is the 3% cash back per quarter calculated if my insurance autodebit is rm1000 per month?

will i receive rm90 every quarter?

1. Annual Income: undisclosed

2. Free Lifetime Annual Fee: preferably yes

3. Card required for: dining

4. Existing credit cards if any: Nil

5. Looking at CC from: Any good cc for dining

6. Others: Nil

is the hlb dining mcc codes same as pbb ?

alright just checked 5811 - Caterers & 5813 - Drinking Places

Thanks 

checked on the list, Amex not available where I stay 
If I apply maybank 2cards, can I only want Amex but not mastercard or visa?