Thanks 

isn't that the more card you have then you will tend to use more 

1. Annual Income: Rm24k to 30k

2. Free Lifetime Annual Fee: A must

3. Card required for: Cash Back/Rebate Only (no car so no need petrol benefit)

4. Existing credit cards if any: Nil

5. Looking at CC from: Previously looking at MBB2card but since they introduced double GST for it,I become sceptical(Doubt i will be able to spend to get rebate/cashback to cover Rm100 GST).Conclusion:None currently,any good suggestion?

6. Others:Looking for a good cashback/rebate credit card.Rarely gonna use it except for groceries and maybe some online purchasing.Just wanna get a credit card for emergency use and getting a good credit record so that I can get a better rate for my future house loan.(my older sister experienced it where she cant get good loan rate cause she never use any credit card and thus no credit record)

None..I'm living at company dorm,food also provided.. Rarely go outside dinner. Movie also only once a while. So no utility's bill.. Phone is prepaid basis.. Basically is I will just use the card for my own "fell good" expenses

hi thanks for your response, what about credit card mainly for dining?

im deciding whether to side with e-commerce or dining, would be better if i able to compare

1. Annual Income: RM30k per annum
2. Free Lifetime Annual Fee: Preferable

3. Card required for: cash back petrol (1st priority) >dining > entertainment & pharmacy shopping (watsons etc)

4. Existing credit cards if any: Nil

5. Looking at CC from: any bank

6. Others: Petrol around RM 400-500 Monthly and weekend shopping not more than RM300

TQ sifu

1. Annual Income: RM36000

2. Free Lifetime Annual Fee: A Must

3. Card required for: Mainly for petrol, cash back or points

4. Existing credit cards if any: Citibank Clear

5. Looking at CC from: Others than UOB ONE

6. Others: Nil

Thank you so much !!!

1. Annual Income: RM28 to RM30K

2. Free Lifetime Annual Fee: No

3. Card required for: Petrol, Cinema, General Purpose, points

4. Existing credit cards if any: NIL

5. Looking at CC from: NIL

1. Annual Income: RM200K

2. Free Lifetime Annual Fee: Preferably but if rebates can comfortably off-set fee should be ok

3. Card required for: Petrol, Groceries, Dining, Utilities

4. Existing credit cards if any: Citibank Platinum (no rebates) & OCBC Titanium

5. Looking at CC from: No preference but want the best rebates possible

Thanks.

1. Annual Income: Above RM170K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Travel, Petrol, Insurance,  Overseas Transactions, Free Lounge Access

4. Existing credit cards if any: Maybank Visa Gold

5. Looking at CC from: Any

6. Others:

1. Annual Income: Above RM180K

2. Free Lifetime Annual Fee: As long as can be waived

3. Card required for: Free Lounge Access

4. Existing credit cards if any: Hong Leong Wise

5. Looking at CC from: Any

6. Others:

1. Annual Income: Above RM30K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Insurance

4. Existing credit cards if any: -

5. Looking at CC from: Maybank, Citibank & UOB

6. Others: -

1. Annual Income: RM30k

2. Free Lifetime Annual Fee: YES

3. Card required for: Good cash back/reward on Petrol,retail shopping, online shopping, dining

4. Existing credit cards if any: SC Business Visa Gold

5. Looking at CC from: Any bank

6. Others: -

Hlb no rebate on petrol? Sien... Ocbc annual income requirement very high right?

Ocbc will have rebate on every kind of spending?

i having two credit cards now , can i apply for another one if my gross salary is 3k and above but not my basic , epf deduction not 330 and above . I am interested in getting the maybank two cards .

nop

1. Annual Income: Rm30k

2. Free Lifetime Annual Fee: Preferable yes

3. Card required for: Installment plan, petrol, utilities and cash back

4. Existing credit cards if any: Nil.

5. Looking at CC from: Any

6. Others:

1. Annual Income: SGD40,000 (As i know Citibank measure my income as SGD 1.00 = MYR 1.00)

2. Free Lifetime Annual Fee: Is fine, i swipe it over 100 times annually (Hope bank will waive for me)

3. Card required for:  AirMiles, Overseas Transactions, retail, dining, fashion, insurance, hotel (Overseas)

4. Existing credit cards if any: SC Cash Back gold credit card

5. Looking at CC from: Nil

6. Others: The SC Cash Back gold credit gold only offer me RM6k Credit limit (Not enough for my oversea business trip)

I fail to apply any credit cards in Singapore although i meet the annual income requirements, that why i no choice to apply Malaysia credit card.

My friend work in singapore but stay in Johor, can she get maybank credit card in malaysia?

Can! Take your friend IRAS NoA and WP to City Square branch to apply.

they are on different management...
u need to apply in malaysia if u need a malaysia cc...
after that u could ask the officer to courier to any of your address in Singapore...

But the card minimum annual income is over RM100k, my income is not eligible, bank will reject me?

1. Annual Income: RM100k

2. Free Lifetime Annual Fee: needed

3. Card required for: ez payment , cash back , high credit limit

4. Existing credit cards if any: HSBC amanah platinum , HSBC amanah visa , UOB Vox Card

5. Looking at CC from: NIL

Thanks !