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Recommendation for Credit Cards V2, Please post according to Format stated.
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victorywp
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Sep 19 2014, 11:19 AM
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QUOTE(ExpZero @ Sep 18 2014, 05:58 PM) It's additional feature to convert your GE premium to IPP without charges. Other than that, remain same. Nope, no additional 0.1% rebate. just checked that it does offer 0.1% rebate but only on auto-ipp... 0.1% rebate on Auto-IPP spend (effective 9 January 2014)
Earn 0.1% rebate on Auto-IPP transactions. Rebates are automatically credited into your card account, and will be reflected in your monthly statement.
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ExpZero
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Sep 20 2014, 12:32 PM
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QUOTE(victorywp @ Sep 19 2014, 11:19 AM) just checked that it does offer 0.1% rebate but only on auto-ipp... 0.1% rebate on Auto-IPP spend (effective 9 January 2014)
Earn 0.1% rebate on Auto-IPP transactions. Rebates are automatically credited into your card account, and will be reflected in your monthly statement.Oh yea, was wanted to edit that
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DarReNz
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Sep 20 2014, 02:39 PM
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QUOTE(Halfhearted04 @ Sep 19 2014, 10:43 AM) between uob one and hlb wise card which is easier to use ? noob friendly. if you could spent around RM 500 a month on petrol/groceries/utlities (pick 2) + mobile, go for hlb wise and also take note of the requirement from victorywp
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do117
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Sep 20 2014, 04:13 PM
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Getting Started

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I think i ask the question before but i cant find my post =___=
1. Annual Income: <30k
2. Free Lifetime Annual Fee: depends, if not high its ok
3. Card required for: dining mainly, grocery second (of just dining also can)
4. Existing credit cards if any: No
5. Looking at CC from: anybank recognize worldwide since i plan to buy online with cc
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victorywp
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Sep 20 2014, 05:01 PM
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QUOTE(do117 @ Sep 20 2014, 04:13 PM) I think i ask the question before but i cant find my post =___= 1. Annual Income: <30k 2. Free Lifetime Annual Fee: depends, if not high its ok 3. Card required for: dining mainly, grocery second (of just dining also can) 4. Existing credit cards if any: No 5. Looking at CC from: anybank recognize worldwide since i plan to buy online with cc may i know how's your monthly expenses for each category?
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DarReNz
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Sep 20 2014, 05:55 PM
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QUOTE(do117 @ Sep 20 2014, 04:13 PM) I think i ask the question before but i cant find my post =___= 1. Annual Income: <30k 2. Free Lifetime Annual Fee: depends, if not high its ok 3. Card required for: dining mainly, grocery second (of just dining also can) 4. Existing credit cards if any: No 5. Looking at CC from: anybank recognize worldwide since i plan to buy online with cc go for mbb2 cards
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do117
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Sep 20 2014, 08:07 PM
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Getting Started

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QUOTE(victorywp @ Sep 20 2014, 05:01 PM) may i know how's your monthly expenses for each category? dining = estimated should be around rm400 max per month for both dining and grocery.
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DarReNz
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Sep 20 2014, 08:45 PM
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QUOTE(do117 @ Sep 20 2014, 08:07 PM) dining = estimated should be around rm400 max per month for both dining and grocery. u need at least rm500 for dining/groceries and mobile category for hlb wise
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victorywp
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Sep 20 2014, 09:24 PM
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QUOTE(do117 @ Sep 20 2014, 08:07 PM) dining = estimated should be around rm400 max per month for both dining and grocery. how about your online purchases?
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do117
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Sep 20 2014, 09:28 PM
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Getting Started

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QUOTE(victorywp @ Sep 20 2014, 09:24 PM) how about your online purchases? online purchases is vary, sometimes i buy a lot, sometimes i buy less :|,i guess around average RM200 per month
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victorywp
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Sep 20 2014, 10:02 PM
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QUOTE(do117 @ Sep 20 2014, 09:28 PM) online purchases is vary, sometimes i buy a lot, sometimes i buy less :|,i guess around average RM200 per month how about getting a ocbc blue/pink cc with 1% cb unlimited on anything at anytime?
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do117
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Sep 22 2014, 06:14 PM
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Getting Started

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QUOTE(victorywp @ Sep 20 2014, 10:02 PM) how about getting a ocbc blue/pink cc with 1% cb unlimited on anything at anytime? Hi do u think cimb gold will suit my needs?1% seems no diff lololol
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victorywp
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Sep 22 2014, 07:28 PM
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QUOTE(do117 @ Sep 22 2014, 06:14 PM) Hi do u think cimb gold will suit my needs?1% seems no diff lololol why do you think cimb will suit your needs more? :hmm:
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DarReNz
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Sep 22 2014, 07:40 PM
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QUOTE(victorywp @ Sep 22 2014, 07:28 PM) why do you think cimb will suit your needs more?  only good card for cimb is cash back card
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do117
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Sep 22 2014, 08:48 PM
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Getting Started

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QUOTE(victorywp @ Sep 22 2014, 07:28 PM) why do you think cimb will suit your needs more?  the dining discount seems higher, although i dont think there is grocery cash back or anything
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victorywp
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Sep 22 2014, 09:38 PM
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QUOTE(do117 @ Sep 22 2014, 08:48 PM) the dining discount seems higher, although i dont think there is grocery cash back or anything those offered are basically hotel dining. so are you going to dine at those high-end places so often?
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fly126
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Sep 22 2014, 09:46 PM
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QUOTE(do117 @ Sep 22 2014, 08:48 PM) the dining discount seems higher, although i dont think there is grocery cash back or anything I think Standard Chartered CC do having the Most of Dining Privileges  but with Worst Card Benefits https://www.sc.com/my/credit-cards/privileg...html?cat=diningCheck on SCB CashBack Gold MasterCard: https://www.sc.com/my/credit-cards/goldcard/gold-card.htmlThis post has been edited by fly126: Sep 22 2014, 10:04 PM
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do117
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Sep 22 2014, 09:53 PM
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Getting Started

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QUOTE(victorywp @ Sep 22 2014, 09:38 PM) those offered are basically hotel dining. so are you going to dine at those high-end places so often? oh right,i noticed most of them are hotels =_____=
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DarReNz
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Sep 22 2014, 10:06 PM
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QUOTE(do117 @ Sep 22 2014, 08:48 PM) the dining discount seems higher, although i dont think there is grocery cash back or anything cimb cash back gives you 2% cb on grocery
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haidarshoppe
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Sep 23 2014, 08:16 AM
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New Member
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QUOTE(DarReNz @ Sep 22 2014, 10:06 PM) cimb cash back gives you 2% cb on grocery Have been using petronas maybank card...not much of.benefitbut I have collected bout 1.2k fuel voucher. Approx using bout 3 years
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