Okay, now let's see how many members are interested to join, and to see how
much fund we can get to run this group FD campaign.

Target total FD fund: RM 2.5 million or more
Minimum fund for each member: RM 50K

Note: Not guarantee will success in this campaign

First thing first, now collecting member names first, member can change their mind
not to join before we talk to the bank HQ:

bbgoat
HJebat
munkeyflo
gchowyh
BoomChaCha

Am I missing anybody else..?

BR ok what..some branch can chitchat with their BM..

next week uplift and redeposit for RM200k @ 4.01%...balance will reinvest into more profitable, long term (2 years) stocks..<RM1.00..

Which bank is offering the best 1 month or 1 year interest rate? Still Bank Rakyat?

i didnt nego...if deposit & longer than 12, 15 to 18 > 300k, maybe Affin, just 3.65 to 3.8..
anything below 100k and below..3.6% or 3.65 (if you happen to know the BM or long bank relationship)

i sense no point nego..if i put in 50k or 100k..extra 0.05% to 0.1 really not much diff
But i got,

i) monthly credited to my SA
ii) got 2 gifts
iii) special rates for housing/car loan..

Hmm, no one mentioned OCBC's 6 months rate of 3.6%. Quite good since it's a straightforward FD.

So what gifts you got for Affin..   monthly credited..

u took out cash and deposit as 'fresh fund'?

blardy OCBC always very slow 1

End up..no gifts...  

this is interesting!

any website link? so far i dug out this http://www.ocbc.com.my/personal-banking/Ac...etail.html?id=6

no 3.6% pa for 6 months tenure.
*edit: what happen after maturity? if auto-renew (another 6-mth), will get 3.6% pa too? IMO, it's quite attractive since you're rolling the fund every 6-mth instead of affin's or ocbc's own CMGIA-i  3.6% @ 12mth

Do you know when is this OCBC's 3.6% for 6 months promo ends?

Minimum RM 1K is not bad 
Thanks for the OCBC link..

After 6 months, your FD rate will become board rate.
If auto renew 6 months, you will get 6 months rate based on board rate.

Like what Top cat mentioned, if go for Affin Islamic 3.6% for 12 months and coupled
with monthly interest and maybe will get some gifts, Affin Islamic is a better option.

Gd Morning Everybody,

Have a good & productive day ahead..

Planning to get Alliance PB CC Visa infinite, free waiver of annual fees.

Members Recruitment for FD Group Deposit Campaign
Objective: To gather all members' funds to bargain for a better FD rate with the bank
Minimum FD deposit: RM 50K per member
Target total FD amount: 2.5 million or more
Deadline: 31 May 2014
Note: No guarantee will success in this group FD plan

Participating Members

Members Ok without PIDM
bbgoat
HJebat
gchowyh
plumberly
tbheng
BoomChaCha
Member Prefers PIDM
munkeyflo
Member wants PIDM
bearbear
Nostalgia (waiting to confirm whether want PIDM or ok without PIDM?)

Now we have RM 450K

all related...PB ---> huge deposits ---->issue PB CC/Debit or PB Card 
good read..

link

Alliance PB Cards benefits? 
i) heard is good for overseas & holiday/travel/flight cards
ii) waived for life - visa infinite (no annual fees for life), must thru PBanking
iii) TP is evergreen
iv) RM1.2 per enrich miles
v) U got no limit access to all Airport with Priority Ultimate Pass
vi) KLIA & LCCT also no limit
vii) Alliance (depends) on branch...can put 200k 1st, then lowered to RM100k..
viii) RM to serve you & lounge (few banks have lounge these days in towns)
Credit to GenX

link

Wa sai, you change your routine to Friday Night Fever Boom Boom Boom ? Saw you edited one post at 3.34am ? While Friday morning MIA ??

Sweet talk to leng lui only but in return got cheated. 

I am not the right rep lah. Have drop in my position in BR branch. You should look for the Top Guy or somebody else. 

Ya lah, you know him better, he even mentioned something personal about you earlier   

Aiyo.. ..How do I know your personal things..?
I do not know anything about you la... 
Please do not worry la...Tolong.. 

Top Goat is purposely setting me up to make fun of us only.. 
You don't know Top Goat style meh..? 

You can ask Top Goat what do I know about you..for sure he cannot
answer..   So this can prove that what he has said is not true.. 
Top Goat, what did I mention about munkeyflo..?   

fixed

Oh..couple days ago, when To Cat mentioned women + money to munkeyflo,
then I made a joke to Top Cat like this:
"munkeyflo is my friend's girlfriend, opportunity closed" 
This can prove the jealousy of Top Cat.. 
Top Cat's Post #2019


Ox tail soup is my favorite, but in one day I would like to try goat tail soup.. 

Do you know when is this OCBC's 3.6% for 6 months promo ends?

what is the rate for FD now?

if deposit around 200k ...

i heard there is some facilities...

3% + 2% extra....

**** BREAKING NEWS *****
BR FD rates again revised.!!!!
12 months, previously reported 3.96%...now is confirm 3.9%
I managed to put in few hundred k..in 15months at 4.00% with parker pen (gold) + some other gifts.
Kindly take note.

*** Alliance PB ***

Highlight : Priority Pass (unlimited) to 600++ airport lounge, need to PB (200k deposit includes RM10k hybrid depo)

CC Infinite Visa, just RM60k income..to get that card which includes that elusive Priority Pass & life AF waiver..  

Others not so fantastic..

Obviously requires PB (200k min), then CC Infinite Visa 60k annual or 5k per month..  

Bro,

Your request has sent to our committee members for subject to approval.

The processing time will take approximately 2 days.

If you do not see your user ID listed under PIDM group within 2 days, this indicates
that perhaps you do not meet one of our requirements to participate in our Group
FD Deposit Campaign.

Thank you very much for your interest in participating our Group FD Deposit Campaign.

Bank Cha Cha (BCC) will open soon. 

Will give special FD rate to forum members.  Mari Mari .................. 

Hi, what's the minimum amount?

I read that upon maturity renewal will go back to board rate right?

Mach HL officer said today there will no any promotion rate which previous month 3.7 for 6months. Current is @ 3.4 only. The next promotion rate is next new year.