Mar 16 2014, 11:46 PM
QUOTE(wodenus @ Mar 16 2014, 02:24 PM)
50% promotions and free access to airport lounges is worth your life and the lives of your loved ones? 
Keeping a low profile is always good. 
QUOTE(RO Player @ Mar 16 2014, 08:43 PM)
2014..slow down...not making much money.. 
i)inflation up...(food/elec/groc/etc)
ii) property sky high (still some ppl still paranoid buying senselessly..
), but govt measure slow down speculation. but company who does buying in bulk, maybe not curb..
iii) crazy developer selling inflated 700 to 1000/ft , not yet included maintenance fees..(akin like buying mercedes, but cant pay for cost repair/eat maggi mee..)
iv) FD rates % are falling, bank tighten their loans..
v) GST taxes
vi) jobless getting higher for certain industry..
vii) bank strict CC & spending..
viii)
ix)
x)
To counter this ...
i) Nego kawkaw your hard earn money thru FD..and getting gifts
ii) refunds of income tax rebates
iii) BT your CC without incur % from bank A to bank B
iv) work part time..if required.
v) thrifty and sensible spending
vi) cut unnecessary things/spending
vii)
To gain... financial freedom..
i) own house, if possible another house for rental all paid up
ii) 2 million and above, to get interests/dividen/etc to meet your monthly spending/consumption
iii) vehicle all paid up
iv)
Too bad most people these days want the 'lifestyle' and rather go in debt to live the 'lifestyle'. i)inflation up...(food/elec/groc/etc)
ii) property sky high (still some ppl still paranoid buying senselessly..
), but govt measure slow down speculation. but company who does buying in bulk, maybe not curb..iii) crazy developer selling inflated 700 to 1000/ft
, not yet included maintenance fees..(akin like buying mercedes, but cant pay for cost repair/eat maggi mee..)iv) FD rates % are falling, bank tighten their loans..
v) GST taxes
vi) jobless getting higher for certain industry..
vii) bank strict CC & spending..
viii)
ix)
x)
To counter this ...
i) Nego kawkaw your hard earn money thru FD..and getting gifts
ii) refunds of income tax rebates
iii) BT your CC without incur % from bank A to bank B
iv) work part time..if required.
v) thrifty and sensible spending
vi) cut unnecessary things/spending
vii)
To gain... financial freedom..
i) own house, if possible another house for rental all paid up
ii) 2 million and above, to get interests/dividen/etc to meet your monthly spending/consumption
iii) vehicle all paid up
iv)
You need to work part time meh
QUOTE(gchowyh @ Mar 16 2014, 09:04 PM)
Do be reminded is the outlet at menara glomac damansara kim, which is off jalan damansara
Well, will keep that in mind as almost everyone who frequences the airport lounges have those cards.
Anyway, like Gen-X has been reviewing, use a credit card for its specific purposes.
I was told by someone that soon we will be charged a higher tax or something if we have more than 1 credit card? Don't know how true is this.Well, will keep that in mind as almost everyone who frequences the airport lounges have those cards.
Anyway, like Gen-X has been reviewing, use a credit card for its specific purposes.
This post has been edited by munkeyflo: Mar 16 2014, 11:47 PM
Quote
need..later old...how to work anymore.. 
now young work abit harder..then relax..holiday.. 
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