BCC still struggling with the PC ? Or Cha Cha whole Saturday night ?
Fixed Deposit Rates in Malaysia V5
Fixed Deposit Rates in Malaysia V5
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Mar 16 2014, 09:25 AM
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Senior Member
6,614 posts Joined: Mar 2011 |
BCC still struggling with the PC ? Or Cha Cha whole Saturday night ?
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Mar 16 2014, 12:32 PM
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Senior Member
2,490 posts Joined: Sep 2011 |
QUOTE(bbgoat @ Mar 7 2014, 01:45 PM) You have to say :"I already have so much xxxk with BR, though this is <100k, but total will be ...." or "I have plan to put in 7 figure sum......., so this is the beginning, .............." QUOTE(gchowyh @ Mar 14 2014, 12:11 PM) Welcome back BCC! Yes, agree.Great, is 1 of the strategy to portray a higher amount as advised by Top Goat previously also In my opinion, Top Goat can promise this to BR because he can control his own money; but we cannot assure other participating members will put in their certain money on time since all members have different FD maturity dates. But we will overcome all problems step by step la.. QUOTE(gchowyh @ Mar 14 2014, 12:11 PM) Ya, guess will have to give it a miss though the rate is so high, 9%! I will probably visit their TTDI branch later... There are some fees, even on a monthly basis though but the final rate is still very attractive for ~100k The main office is in Mid Valley, but they just opened an outlet near TTDI which was where I went. But still don't feel comfortable putting money with them since no branches. |
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Mar 16 2014, 01:02 PM
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Senior Member
6,614 posts Joined: Mar 2011 |
QUOTE(BoomChaCha @ Mar 16 2014, 12:32 PM) In my opinion, Top Goat can promise this to BR because he can control his own money; but we cannot assure other participating members will put in their certain money on time since all members have different FD maturity dates. But we will overcome all problems step by step la.. Welcome back ! I will probably visit their TTDI branch later... 7 Figures Boom sure can do something to help us to get good rates ! QUOTE(BoomChaCha @ Mar 16 2014, 12:32 PM) Let us know after your visit. |
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Mar 16 2014, 01:26 PM
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Senior Member
2,490 posts Joined: Sep 2011 |
QUOTE(bbgoat @ Mar 16 2014, 09:25 AM) Now figure out could be the HDD power connector problem... QUOTE(bbgoat @ Mar 16 2014, 01:02 PM) Welcome back ! You are the best man la.. ...... Boom sure can do something to help us to get good rates ! QUOTE(bbgoat @ Mar 16 2014, 09:25 AM) Yes, sure I will, if I go there la...Members Recruitment for FD Group Deposit Campaign Objective: To consolidate all members' funds to bargain for a better FD rate with the bank Minimum FD deposit: RM 50K per member Target total FD amount: 2.5 million or more FD Tenure: Tentatively 1 year Recruitment Deadline: 31 May 2014 No Obligation: Members can retreat anytime before we negotiate to the bank Prohibition: Members who registered after March 2014 are not allowed to join this campaign Disclaimer: No guarantee will success in this group FD plan Participating Members Members Ok without PIDM bbgoat HJebat gchowyh plumberly tbheng guy3288 helob McFD2R BoomChaCha Members want PIDM bearbear munkeyflo Nostalgia MNet Now we have 13 members, total RM 650K This post has been edited by BoomChaCha: Mar 16 2014, 02:54 PM |
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Mar 16 2014, 02:24 PM
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All Stars
14,990 posts Joined: Jan 2003 |
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Mar 16 2014, 03:43 PM
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Senior Member
6,614 posts Joined: Mar 2011 |
QUOTE(BoomChaCha @ Mar 16 2014, 01:26 PM) Ha ha ha, why remove 7 Figures ?? (...... Boom sure can do something to help us to get good rates !) Not talking about 8 Figures, yet ! Disclaimer: The above figures are referring to New Taiwan Dollars ! This post has been edited by bbgoat: Mar 16 2014, 03:48 PM |
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Mar 16 2014, 03:46 PM
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Senior Member
3,283 posts Joined: Dec 2013 |
QUOTE(RO Player @ Mar 15 2014, 08:41 PM) didnt state in website..but you need to apply Aspire ..pls get the Aspire personnel to explain to you in detail. Their promo..like this...stated 31 Mac but now extended to 31 July.. Is that means the extention to jul 2014 only for aspire customer?link here.. the % depends on how much you deposit. read my earlier 1 or 2 pages..brief condition. |
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Mar 16 2014, 03:50 PM
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All Stars
14,990 posts Joined: Jan 2003 |
QUOTE(BoomChaCha @ Mar 16 2014, 01:26 PM) Now figure out could be the HDD power connector problem... Suddenly if one member want to withdraw then how? and whose name will the FD be in, and how sure are we that he will not run away with the money?You are the best man la.. Yes, sure I will, if I go there la... Members Recruitment for FD Group Deposit Campaign Objective: To consolidate all members' funds to bargain for a better FD rate with the bank Minimum FD deposit: RM 50K per member Target total FD amount: 2.5 million or more FD Tenure: Tentatively 1 year Recruitment Deadline: 31 May 2014 No Obligation: Members can retreat anytime before we negotiate to the bank Prohibition: Members who registered after March 2014 are not allowed to join this campaign Disclaimer: No guarantee will success in this group FD plan Participating Members Members Ok without PIDM bbgoat HJebat gchowyh plumberly tbheng guy3288 helob McFD2R BoomChaCha Members want PIDM bearbear munkeyflo Nostalgia MNet Now we have 13 members, total RM 650K This post has been edited by wodenus: Mar 16 2014, 03:51 PM |
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Mar 16 2014, 04:02 PM
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Senior Member
2,490 posts Joined: Sep 2011 |
QUOTE(bbgoat @ Mar 16 2014, 03:43 PM) Ha ha ha, why remove ..Figures ?? (...... Boom sure can do something to help us to get good rates !) Ha..ha.. Not talking about .. Figures, yet ! I am afraid somebody will kidnap or rob a wrong person la.. Members Recruitment for FD Group Deposit Campaign Objective: To consolidate all members' funds to bargain for a better FD rate with the bank Minimum FD deposit: RM 50K per member Target total FD amount: 2.5 million or more FD Tenure: Tentatively 1 year Recruitment Deadline: 31 May 2014 No Obligation: Members can retreat anytime before we negotiate to the bank Prohibition: Members who registered after March 2014 are not allowed to join this campaign Disclaimer: No guarantee will success in this group FD plan Participating Members Members Ok without PIDM bbgoat HJebat gchowyh plumberly tbheng guy3288 helob McFD2R BoomChaCha Members want PIDM bearbear munkeyflo Nostalgia MNet Now we have 13 members, total RM 650K Plan (my brain storm only) (1) Consolidate at least RM 1 million fund from all participating members. (2) Appoint representative to negotiate with the bank. (3) As suggested by Warrior HJebat, after bank says OK, then representative generates and PM confidential code (for bank to recognize members' identities purpose) to each participating member so that members can place their FDs at special rate by submitting the code to the bank. Each member will get one unique code only. (4) Members can place FDs in their local bank branches. Any suggestions are very welcome..Thank You. This post has been edited by BoomChaCha: Mar 16 2014, 04:31 PM |
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Mar 16 2014, 04:16 PM
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Senior Member
2,490 posts Joined: Sep 2011 |
QUOTE(wodenus @ Mar 16 2014, 03:50 PM) Suddenly if one member want to withdraw then how? This is a good question.If members suddenly want to cancel and not to participate before our representative talk to the bank, this is absolutely fine, no problem at all. Even after we talk to the bank, members want to cancel also can. No hard feeling la, we are still buddies la.. We have to be flexible, because this is their own money, we have no right to force members to participate this plan. Based on the number of participating members, we know roughly how much funds we can consolidate. QUOTE(wodenus @ Mar 16 2014, 03:50 PM) Nobody will run away members' monies la. How to run? Each member will bring their own money/check to go to their desired local bank branch to place FDs at special rate with their own names on their FD certs. Your further questions are welcome.. This post has been edited by BoomChaCha: Mar 16 2014, 04:23 PM |
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Mar 16 2014, 04:25 PM
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All Stars
14,990 posts Joined: Jan 2003 |
QUOTE(BoomChaCha @ Mar 16 2014, 04:16 PM) This is a good question. Wait you mean as a group, we go there, but we each have separate accounts? if that's your plan then I am in (in the PIDM section) If members suddenly want to cancel and not to participate before our representative talk to the bank, this is absolutely fine, no problem at all. Even after we talk to the bank, members want to cancel also can. No hard feeling la, we are still buddies la.. Because this is their own money, we have no right to force members to participate this plan. Based on the number of participating members, we know roughly how much funds we can consolidate. Nobody will run away members' monies la. How to run? Each member will bring their own money/check to go to their desired local bank branch to place FDs at special rate with their own names on their FD certs. Your further questions are welcome.. This post has been edited by wodenus: Mar 16 2014, 04:30 PM |
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Mar 16 2014, 04:54 PM
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Senior Member
6,614 posts Joined: Mar 2011 |
QUOTE(wodenus @ Mar 16 2014, 04:25 PM) Wait you mean as a group, we go there, but we each have separate accounts? if that's your plan then I am in (in the PIDM section) Wa, no wonder can get into x Figures Boom (to avoid the x figures being removed by the real Boom) ! Good salesman ! Got one more member ! This post has been edited by bbgoat: Mar 16 2014, 04:55 PM |
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Mar 16 2014, 05:12 PM
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Senior Member
2,490 posts Joined: Sep 2011 |
QUOTE(wodenus @ Mar 16 2014, 04:25 PM) Wait you mean as a group, we go there, but we each have separate accounts? if that's your plan then I am in (in the PIDM section) At first, we gather a big fund from all participating members.With this big fund, we will appoint one representative to negotiate with the bank for a better FD rate. Then each member will get a confidential unique code via PM, our representative will generate code for each member. We cannot disclose this code in forum, this is to prevent non-participating members might jeopardize our plan. We do not go to the bank together la.. Furthermore, all our members are from different places. Just like normal FD, each member will have their own names on their FD certs. Representative will PM us a unique code, we will use this code to get special rate from the bank. Cool or hot, sweet, spicy or sour, it is too early to tell lah... We just try hard to work it out to make it to become a reality. We welcome our new member wodenus Members Recruitment for FD Group Deposit Campaign Objective: To consolidate all members' funds to bargain for a better FD rate with the bank Minimum FD deposit: RM 50K per member Target total FD amount: 2.5 million or more FD Tenure: Tentatively 1 year Recruitment Deadline: 31 May 2014 No Obligation: Members can retreat anytime before we negotiate to the bank Prohibition: Members who registered after March 2014 are not allowed to join this campaign Disclaimer: No guarantee will success in this group FD plan Participating Members Members Ok without PIDM bbgoat HJebat gchowyh plumberly tbheng guy3288 helob McFD2R BoomChaCha Members want PIDM bearbear munkeyflo Nostalgia MNet wodenus Now we have 14 members, total RM 700K Plan (my brain storm only) (1) Consolidate at least RM 1 million fund from all participating members. (2) Appoint representative to negotiate with the bank. (3) As suggested by Warrior HJebat, after bank says OK, then representative generates and PM confidential code (for bank to recognize members' identities purpose) to each participating member so that members can place their FDs at special rate by submitting the code to the bank. Each member will get one unique code only. (4) Members can place FDs in their local bank branches. Any suggestions are very welcome..Thank You. |
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Mar 16 2014, 06:07 PM
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Senior Member
918 posts Joined: Aug 2009 |
QUOTE(BoomChaCha @ Mar 16 2014, 05:12 PM) At first, we gather a big fund from all participating members. If joined this campaign is there a window of time to come up with the money that is 50k? I'm interested but my FD will only mature on middle of Jun With this big fund, we will appoint one representative to negotiate with the bank for a better FD rate. Then each member will get a confidential unique code via PM, our representative will generate code for each member. We cannot disclose this code in forum, this is to prevent non-participating members might jeopardize our plan. We do not go to the bank together la.. Furthermore, all our members are from different places. Just like normal FD, each member will have their own names on their FD certs. Representative will PM us a unique code, we will use this code to get special rate from the bank. Cool or hot, sweet, spicy or sour, it is too early to tell lah... We just try hard to work it out to make it to become a reality. We welcome our new member wodenus Members Recruitment for FD Group Deposit Campaign Objective: To consolidate all members' funds to bargain for a better FD rate with the bank Minimum FD deposit: RM 50K per member Target total FD amount: 2.5 million or more FD Tenure: Tentatively 1 year Recruitment Deadline: 31 May 2014 No Obligation: Members can retreat anytime before we negotiate to the bank Prohibition: Members who registered after March 2014 are not allowed to join this campaign Disclaimer: No guarantee will success in this group FD plan Participating Members Members Ok without PIDM bbgoat HJebat gchowyh plumberly tbheng guy3288 helob McFD2R BoomChaCha Members want PIDM bearbear munkeyflo Nostalgia MNet wodenus Now we have 14 members, total RM 700K Plan (my brain storm only) (1) Consolidate at least RM 1 million fund from all participating members. (2) Appoint representative to negotiate with the bank. (3) As suggested by Warrior HJebat, after bank says OK, then representative generates and PM confidential code (for bank to recognize members' identities purpose) to each participating member so that members can place their FDs at special rate by submitting the code to the bank. Each member will get one unique code only. (4) Members can place FDs in their local bank branches. Any suggestions are very welcome..Thank You. |
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Mar 16 2014, 07:38 PM
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All Stars
14,990 posts Joined: Jan 2003 |
QUOTE(gchowyh @ Mar 14 2014, 12:11 PM) However, if you have PB, it was not too bad. Here are some of the benefits I experienced: - free buffet at Concorde Hotel for participating in their customer experience feedback - free meal from the RM, buffet at their PB centre - I can sign & pre-approve transactions. If I am busy, I can just call her to authorize any transaction like withdrawal for UT - I have gotten umbrella & food warmer for their FD promo - PB gifts was Ceruti pen, diaries, notepad, leather baggage tag & wallet Interest is low though QUOTE(gchowyh @ Mar 14 2014, 12:11 PM) Unfortunately, no special rate for FD even for PB. PB Super FD http://www.pbebank.com/en/en_content/perso.../pbsuperfd.html But 80:20 is just nuts. |
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Mar 16 2014, 09:04 PM
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Senior Member
860 posts Joined: Jan 2003 From: Petaling Jaya |
QUOTE(BoomChaCha @ Mar 16 2014, 12:32 PM) Do be reminded is the outlet at menara glomac damansara kim, which is off jalan damansaraQUOTE(wodenus @ Mar 16 2014, 02:24 PM) 50% promotions and free access to airport lounges is worth your life and the lives of your loved ones? Well, will keep that in mind as almost everyone who frequences the airport lounges have those cards.Anyway, like Gen-X has been reviewing, use a credit card for its specific purposes. |
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Mar 16 2014, 09:26 PM
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All Stars
14,990 posts Joined: Jan 2003 |
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Mar 16 2014, 11:46 PM
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Staff
2,797 posts Joined: Nov 2007 From: On the beach |
QUOTE(wodenus @ Mar 16 2014, 02:24 PM) 50% promotions and free access to airport lounges is worth your life and the lives of your loved ones? Keeping a low profile is always good. QUOTE(RO Player @ Mar 16 2014, 08:43 PM) 2014..slow down...not making much money.. Too bad most people these days want the 'lifestyle' and rather go in debt to live the 'lifestyle'.i)inflation up...(food/elec/groc/etc) ii) property sky high (still some ppl still paranoid buying senselessly.. iii) crazy developer selling inflated 700 to 1000/ft iv) FD rates % are falling, bank tighten their loans.. v) GST taxes vi) jobless getting higher for certain industry.. vii) bank strict CC & spending.. viii) ix) x) To counter this ... i) Nego kawkaw your hard earn money thru FD..and getting gifts ii) refunds of income tax rebates iii) BT your CC without incur % from bank A to bank B iv) work part time..if required. v) thrifty and sensible spending vi) cut unnecessary things/spending vii) To gain... financial freedom.. i) own house, if possible another house for rental all paid up ii) 2 million and above, to get interests/dividen/etc to meet your monthly spending/consumption iii) vehicle all paid up iv) You need to work part time meh QUOTE(gchowyh @ Mar 16 2014, 09:04 PM) Do be reminded is the outlet at menara glomac damansara kim, which is off jalan damansara I was told by someone that soon we will be charged a higher tax or something if we have more than 1 credit card? Don't know how true is this.Well, will keep that in mind as almost everyone who frequences the airport lounges have those cards. Anyway, like Gen-X has been reviewing, use a credit card for its specific purposes. This post has been edited by munkeyflo: Mar 16 2014, 11:47 PM |
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Mar 17 2014, 12:33 AM
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Staff
2,797 posts Joined: Nov 2007 From: On the beach |
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Mar 17 2014, 10:42 AM
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All Stars
14,990 posts Joined: Jan 2003 |
QUOTE(munkeyflo @ Mar 16 2014, 11:46 PM) I was told by someone that soon we will be charged a higher tax or something if we have more than 1 credit card? Don't know how true is this. There is already a surcharge for people with more than one credit card |
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