yup, indeed very lucky today haha... I'm already using Maybank fund transfer... anyway, I will read more again. thanks...

hmmm, before I ask further question, I better read up more first... thanks ya..

by providing no details of yourself,,,,i guess not many people can build a simple portfolio for you without harming you.
guess you need to diy......
try this...
https://www.fundsupermart.com.my/main/inves...ntportfolio.tpl

click on the various tabs 'Conservative" to "Aggressive" and read the "portfolio objective" and "suitable for" to see which one can suit you.

this also helps to supplement your portfolio buildings:
http://www.fundsupermart.com.my/main/resea...?articleNo=3744
http://www.fundsupermart.com.my/main/resea...tarRatings.svdo

just a note:
The more years between today and your retirement, the more years your money has to grow. You have to keep in mind that you are fighting inflation when you are planning to retire. In other words, if you don't invest your money to outpace inflation, it won't be worth as much in the future.
The older you are when you start, the more risk averse you will have to be. This means that you will likely use guaranteed investments such as debt securities, which have lower returns. By contrast, if you start young, you can take larger risks for (hopefully) larger gains.
The earlier you start learning about investing, the easier it will be to pick it up.
Good luck! and try to built a portfolio that does not burden you and will let you sleep peacefully at night......"Hakuna Matata"

This post has been edited by yklooi: Aug 21 2013, 10:31 PM

3 of my funds are in RED now:

1. CIMB APDIF
2. HAQF
3. OSK-UOB EMB

My OSK-UOB EMB has been recovered shortly.
But the IRR is extremely low at the moment

US market close red

Today is Philippines turn:

Philippine Stocks Tumble Most in Five Years as Trading Resumes

URL: http://www.bloomberg.com/news/2013-08-22/p...ter-floods.html

ASEAN countries are taking most of the damage... One after another like dominoes..

This post has been edited by gark: Aug 22 2013, 10:52 AM

1998 world economic heading south

2004 only asia economic heading south

2008 world economic heading south again

2014 asia economic heading south again?

wow.. this seems worst than Jun'13 drop!

Pink, for your spreadsheet, GEYF geographical allocation (Netherland, Denmark, Finland, Brazil, Swizz, Norway), what do you lump them under?

Referring to below, https://forum.lowyat.net/index.php?act=Atta...post&id=3516149 what does your developed Europe include (in full if you don't mind). Thanks.

I found CIMBClick is the best so far. Can transfer up to RM30K one shot.

haha.. dont have that much to transfer!!

Portfolio from +0.5$ to -2.2$ in 3 days...after this 2 days will be around -4% i think

Me too.. just that there is a notice saying you can transfer up to RM30k. The good thing about using CIMBClicks is that the whole process is automated. After placing order, just click on payment using CIMB and you get into CIMBClicks login page. After entered the page, all information like your FSM account number already included in the page. Just need to enter the code sent thru SMS and you're done.

Most ASEAN countries debt and current account balance is already approaching 1998 levels.. the world is coming back to a round circle.

What do you think all those debt no need to pay 1 ah?

so time to save bullets to catch some bargains?

I been really active in topping up funds lately. Gonna leave it on auto pilot. September has been the seasonable drop month from the past. Gonna focus on stock now

I classify according to MSCI classification of developed/emerging. So, all that would be under Developed Europe.

Those European countries that appear under my holdings of Eastspring Investments GEM would go under "Other EMs"

And where does your UK holdings go to? Developed Europe too?

Of course