http://www.fundsupermart.com.my/main/resea...tormaincode=All

just a note: Don't miss this "Investment Disclaimer"
Investors are advised that unit prices and distributions payable, if any, may go down as well as up.
There are fees and charges involved and investors are advised to consider the fees and charges before
investing in the Fund. Past performance of the Fund is not an indication of future performance.

1 year to invest,..i suggest OSK-UOB Cash Management Fund/Bank Rakyat FD

This post has been edited by yklooi: Aug 12 2013, 11:25 AM

yes,.
ZeRoNos asked "i wonder if there any 1-year fund to invest? that can make us get profit in short term?"
1 year fund and want to make profit

if dip abit, accumulate abit, dips abit accumulate abit again, dips buy, dips buy, then KABBOM DIPS...then die-lah

wa lau leh,...i was emailing my portfolio mgr ask/confirm opinion to move 2/3 of my H Sel income to Sel China and HSAO...now this news.....

what if the Kabbom no come? then would have missed the boat then, still holding on with the cash....

OMG....1997 to 1998 double dips then 2 yrs later tech bubble burst.
this time??

got some point though!!
buy, dun buy, buy, dun buy, buy, dun buy,...let me go get a coin ...it is a CASINO out there.....

but the odds of making money rise in favour of the investor as the investment horizon is extended. As such, adopting a long term investment horizon can improve the probability of an investor achieving a successful outcome in the stock market.

not all investments perform well at the same time, and investors would do well to diversify their portfolios across asset classes, as well as across the various markets; placing a large bet on a single market may reap huge rewards, but is hardly a prudent approach since it exposes the investor to a significant level of market-specific risk.

https://secure.fundsupermart.com/main/resea...?articleNo=8327

This post has been edited by yklooi: Aug 12 2013, 04:59 PM

Downgrade On Binariang GSM Bond Hurts These Funds ...August 12, 2013
In this article, we update investors about the impact of the downgrade of Binariang GSM Sdn Bhd bond paper and offer some advices to the affected bond investors.
Is your BOND or BALANCED funds as listed here?
http://www.fundsupermart.com.my/main/resea...?articleNo=3718

OMG...i kena Kidsave

This post has been edited by yklooi: Aug 12 2013, 05:26 PM

can't say with 1% promo funds are a good buy.....cos it depends on what one needs....maybe for portfolio diversification or just to bet that the previous years ROI performance can repeat it self.
Alliance Global Equities.... have you read the fund fact sheet or prospectus? liked where the funds are allocated to?

a student is good because he got a good master

for more info, suggest go read post by xuzen posted on 12 Aug 2013 at 08:25 PM Post #1435
https://forum.lowyat.net/topic/2466037/+1420#entry62421047

(below are just excerpts)
Some take home message:

i) Underweight Malaysian equities (read not avoid, but reduce it esp index linked due to expensive valuation). However, I think M'sia mid to small cap deserve some exposure.

ii) Overweight Asia-Pac equities (aka increase your allocation here)

iii) Overweight US equities slowly but watch out for US Treasury news come Mid -Sep for clearer pricture on QE stoppage and other economic data.

iv) Overweight China and Japan equities. There are no fund that specifically target Japan share, but if you enter Global fund, you should get some exposure from it.

v) Underweight bonds in general.

vi) Keep some (around 10 to 15%) in money market because OPR will be forecasted to rise.

by Xuzen

Sorry Xuzen, just cannot resist the temptation to pass the above to this FSM thread.

jfi,
OSK UOB Asia Pacific Fund has 40.6% in Japan as of 31 May 13
TA Asia Pacific Islamic Balanced Fund has12.46% as of 28 June 13
Kenanga Asia Pacific Total Return Fund launch date 11 July 13

This post has been edited by yklooi: Aug 12 2013, 11:22 PM

as long as you have money and faith in what you do.....
As Sir John Templeton aptly says, "History shows that time, not timing, is the key to investment success. Therefore, the best time to buy stocks is when you have money." So long as it's well managed unit trusts invested in markets that have strong fundamentals, the message is to stay invested and to keep on investing. That said, investors can mitigate investment risk by practising diversification, and also by investing bit by bit regularly via a regular savings plan.

I bought some funds from Hwang and I was allocated a client portfolio manager

not as good and detail as FSM, he provided short and simple answer, FSM provided analysis with graph on my portfolio....maybe it was because I buy funds by DIY, where else I think it would be different if I asked them to invest and manage my portfolio/money...guess the fees and the initial amount would be different too...never ask them...

FSM rated US only 3 stars rating...same as M'sia just to make you pondering...ha-he

then lagi pening....
anyway,...will be studying to reorganizing my portfolio will try to cater US, Europe, Asia ex Jpn, Japan, Emerging Mkt (5 catergories) and will go to Eq 80% (for this 2 years)
I selected this due to the correlation of returns.....any suggestions? anyone?

This post has been edited by yklooi: Aug 13 2013, 12:58 AM

thks for the reminder, but I dun see bond to be good for this 2 years, and was thinking of moving some bullets from bond to hunt for 2 years.
maybe you are right in the sense, that, in the event of a free fall, bond may not fall that much....

This post has been edited by yklooi: Aug 13 2013, 01:10 AM

just curious, after how many % drop did you switch to MM?
how do you determine/decide which funds are to be switched?
and how do you decide when to move back in?
and to what asset class?

thks for the advise..yes it is true, the hidden charges in UT would "EATS" a lot in the long terms
i tried PBB many years back when it was RM 7...it then when up to RM 8.80, i sold all....i guess it was the staying power that i lacked....maybe it was the GREED that i see profits in just a few months....lesson learnt....if you cannot control yourself from greed for profits,....go for those that are not so aggressive...is there any way to overcome /improve on this?

This post has been edited by yklooi: Aug 13 2013, 11:44 AM