it was in FSM SG, then i guess it was for UT. got different?
OOPS,...maybe it should best be applied to stock trading....of UT is longer terms investing.
if removed#4, can it be applied to UT?

This post has been edited by yklooi: Aug 13 2013, 11:49 AM

what i said was intent to go 80%EQ for 2 years (because i dun see prospect in bond in this 1 or 2 years except as a portfolio stabilizer which btw is not working well,...looking at the results of Balanced funds)
was thinking of switching out some bullets from bond/balanced funds to hunt for 2 years) will review again condition in 18 mths.

This post has been edited by yklooi: Aug 13 2013, 12:58 PM

switch to other asset class can be considered as cut loss?
switching to other asset class/region where mkt valuation is "cheap" when one feel that the current invested region/class have too high mkt PE valuation can be considered as profit target?

the portfolio summary in FSM can change color meh?
for the past 3 months my is only RED....my LCD screen spoilt? he-he

SORRY, which one? may hv missed.
hv to go off now,...

first read page #1 of this thread, CLICK under What is unit trust?
Federation of Investment Managers Malaysia - Understanding Unit Trusts
http://www.fimm.com.my/contents.asp?id=100...0030&zid=100008
start with ABC of unit trusts

then do a simple risk profile test to see how a risk taker are you (do it honestly)
a sample : http://www.eastspringinvestments.com.my/?r...filer&pageid=26

then study these

1) portfolio consideration:
https://www.fundsupermart.com.my/main/inves...ntportfolio.tpl?
2) recommended funds:
http://www.fundsupermart.com.my/main/resea...tormaincode=All
and
3) Star rating of region/countries:
page 3 of
http://www.fundsupermart.com.my/main/artic...pdf_Summary.pdf

then decide for yourself

fyi: I did the investment by rear view mirror style
http://www.fundsupermart.com.hk/hk/main/re...&articleNo=7018
and found that i needed to reorganize my whole portfolio.....costly mistake one would say

This post has been edited by yklooi: Aug 14 2013, 09:32 PM

I think the answer is "YES" but please be reminded that

Investment Disclaimer
Investors are advised that unit prices and distributions payable, if any, may go down as well as up. There are fees and charges involved and investors are advised to consider the fees and charges before investing in the Fund. Past performance of the Fund is not an indication of future performance.


While it is always tempting (and popular) to pile into past winners, history is fraught with examples of how such an approach has ended in tears for the investor. For example, investors who bought Japanese stocks in December 1989 on the back of a 19.5% annualised 10-year return saw a -6.9% annualised loss on the investment over the next decade (see Table 1). These investors clearly failed to note some warning signs like the Japanese market's exuberant 70.6X PE (as of end-December 1989) and 5.4X PB ratio, a hefty increase from the 23.3X PE ratio and 2.2X PB ratio observed in a decade earlier in December 1979. In more recent history, investors who ignored warnings about buying overvalued technology companies in late 1999 received a -6.1% annualised return over the subsequent decade. In this respect, we maintain that a strong focus on valuations remains a key consideration in the assessment of any investment.

Table 1: Selected Historical Market "Bubbles"
Market Index Date 10-year return (p.a.) Subsequent 10-year returns (p.a.)
Japan Nikkei 225 31-Dec-89 19.5% -6.9%
Taiwan Taiwan Taiex 31-Jan-90 36.2% -2.1%
Technology Nasdaq 100 31-Dec-99 32.4% -6.1%

Source: Bloomberg, iFAST compilations; returns in index currency terms

from: http://www.fundsupermart.com.hk/hk/main/re...&articleNo=7018

This post has been edited by yklooi: Aug 14 2013, 10:17 PM

I personally can't say
reading this may answer some %
http://www.fundsupermart.com.my/main/faq/faq.svdo?id=998
but I would suggest you ask them
clienthelp.my@fundsupermart.com
and tell us the answer, will you.

This post has been edited by yklooi: Aug 14 2013, 09:54 PM

but we / some of us may also be part of them lor

Monthly Global Market update August 2013

http://www.fundsupermart.com.hk/hk/main/ar..._HK_AUG_FSM.pdf

some opposite "noise" 8 Aug 2013

Concluding comments
The historical record points to the strong chance of a post election share market bounce. This may also fit in as we
move out of the September quarter, which is often the weakest of the year, into the normally strong December
quarter, as the profits reporting season ends in Australia and as uncertainty is removed post a possible September
decision by the US Federal Reserve to start tapering its monetary stimulus.
Another potential positive from the election is that it is likely to see the end of minority government in Australia as
whoever wins is likely to have a clear majority in the House of Reps. This could help usher in a period of more certain
and rational policy making. However, it’s not guaranteed as whoever wins may still not have control of the Senate.
Dr Shane Oliver
Head of Invest AMP Capital
http://www.fundsupermart.com.hk/hk/main/re...?articleNo=7017

still have + news for those holding M'sia funds??

Wednesday, August 14, 2013
The Fitch Rating Downgrade: Much Ado About Nothing
http://econsmalaysia.blogspot.com/2013/08/...h-ado.html#more

This post has been edited by yklooi: Aug 14 2013, 11:25 PM

read post #1 pointer #5
post #1 page #1 of this thread

read this and decide
http://www.fundsupermart.com.my/main/resea...?articleNo=2062

Q: WHEN WILL I KNOW ABOUT THE PRICE I GET?

A: Most of the unit trusts in Malaysia are priced based on "forward pricing". This means that if you transact today, you will get the fund’s value as of the closing price of the market today. However, you will know the price in two working days
The price that you could see in the website is the so-called 'indicative price'. This is usually the price of the fund two working days ago. This indicative price is NOT the actual transaction price of the fund that you are buying or selling.

Generally, the fund manager requires approximately two business days to consolidate and derive a unit price for the funds. These prices are further valued independently by the fund's trustees. Therefore, the dealing price will be made known to the public two business days after the transaction date. Once we obtained the price, an email notification will be sent to you.

http://www.fundsupermart.com.my/main/faq/faq.svdo?id=1605#3

World Markets ALL ANG ANG

Asian markets finished mixed to lower as of the most recent closing prices. Shares in Japan fell as the Nikkei 225 dropped 2.12%. The Shanghai Composite lost 0.87% while the Hang Seng in Hong Kong closed unchanged.

45 minutes to closing
European markets are sharply lower today with shares in London off the most. The FTSE 100 is down 1.71% while Germany's DAX is off 1.31% and France's CAC 40 is lower by 1.30%.

North and South American Indexes 4 hours to closing

Dow Jones Industrial Average United States -215.13 -1.40%
S&P 500 Index United States -23.93 -1.42%
Brazil Bovespa Stock Index Brazil -458.88 -0.90%
Canada S&P/TSX 60 Canada -2.55 -0.35%
Santiago Index IPSA Chile -15.77 -0.42%
IPC Mexico -393.79 -0.93%

I think not enough BLOOD on the ground yet.
wait and see

meaning?? Bond down, Equities Up? US economy improving

geee....i remember something similar like that, years ago....
i was up the hill,...
waited for 8x "small", 9x till 16x i tried "big"...failed.
go buy a fast food, go back hotel room and stayed there till the bus came.

there is always another chance, but will you top up when the time come? yr circumstance at that time may affect your decision,
there is no right or wrong...it is just YOU.

btw, uncle Gark suggested many ideas, will you follow all now?
see.....