sorry....good lines and wise thought.

u are right for the 1st part. but I think you will need to monitor some items too like,
the crime rate in the area,
the type of people building up to live in the area,
any new property development coming up in the area that could be + or - impact
and many things else....
else one might say "OMG what happened to my properties in just 2 years while I slept". ha-ha

Investing boring? Good, you're doing it right
http://www.marketwatch.com/story/investing...ight-2013-05-02
......the most effective long-term investments are the most boring — low-volatility stocks and indexes, sleepy collections of bonds and portfolios that don't change for months.....Break out some play money in a small account if you feel the need to get your blood pressure up. Or put your brain to better use by taking up a new sport or pastime instead.
Any sifu know where?

pink's favorite OSK-UOB GEYF @49% US then?

I guess, there will always be "hiccups" in the US and so are the rest of the world......there are monthly economic data coming from US and China and (Europe too) and they are scheduled not far apart....and now the much anticipated "tapering".....then later I guess they will news the amount of taper effect....then later the positive / negative sign of taper off and so on and on......I think they are there to "move" the markets.
so I guess there will NEVER be a "Best" time to enter
just like David83 said yesterday, "monitor for "dip" opportunities".

my current dilemma is to whether to enter for this 1%sc or wait for after the announcement of start of "tapering".....cos the start is actually good, it is only the possible negative reaction....and this reaction maybe even more than the 1%Sc. but the "hints' of tapering in 22 May may already taken some of that risk away.....what if there is no dip opportunity then....or worst may hv missed the boat too.... may well just hv to toss the coin before the end of this promotion then.

This post has been edited by yklooi: Aug 9 2013, 09:34 AM

I just dun like RHB...dun know why though...maybe it is jus the name..hv to psyco my mind to focus on diversification instead of "likes" for a while

some of the concerns mentioned also applies to new project under construction, + possible interest rate hike + http://www.consumer.org.my/index.php/devel...lawless-country

what I am saying is should not leave any investment unattended for 2 years,...because it is your money.

This post has been edited by yklooi: Aug 9 2013, 02:56 PM

hv to agree with you on this....just if the locations of the property is right....

yes,...again....an example is their annual operating cost are always there even when the fund are not making monies.

what is yr idea on residential property of let say higher than RM 400, 000? what is the rental yield? can it cover the loan repayment?
else the appreciation is the only chance of going up the higher value property....should one go up the value property or buy more unit of lower cost?

This post has been edited by yklooi: Aug 9 2013, 03:13 PM

I think it depends on the investor's
1) cycle of income (ranging from just start work or ending retirement)
2) staying power
3) how long had he been in the investment
4) experience on mkt fluctuation
5) risk profile of individuals
any many other personal triad

but I would suggest average down (priority on funds that focused on food cos people need food during recession though).....if cash is available....

when is the next downturn? sorry, have no crystal ball, but here is 1 interesting news, if you want to believe though: http://www.telegraph.co.uk/finance/economi...ding-plans.html

This post has been edited by yklooi: Aug 9 2013, 04:39 PM

“Imam Shafie is reported to have said, ‘I believe my opinion is right with the possibility that it is wrong and I believe the opinion of those who disagree with me is wrong with the possibility of that being correct.’ And only God knows best,” she added. Imam Shafie is regarded as the founder of Islamic jurisprudence.

understand that the reasons and fundamentals for buying into that investment has not changed, then all that Is left to do is to be patient. It may not make for much excitement in the short term,.....
It is usually better to take at least a two to three year view because sometimes, a short term event may happen that could easily throw markets off track temporarily. The slightly longer term nature of unit trust investing also means that unlike stocks, you may not get the satisfaction of seeing your investment bear fruit immediately.....
Sometimes, investing is not just about the investments that made you money; it is also about avoiding the investments that would have lost you money as well......
add more during or after a market crash or correction as opposed to during a bull run...
the above are excerpts from the blog of Wong Sui Jau -- General Manager, Fundsupermart, S'pore
https://secure.fundsupermart.com/main/resea...SJBlog_20130729
for those interested can view his posted portfolio too

This post has been edited by yklooi: Aug 9 2013, 05:35 PM

sorry howzat, I think maybe he started with PM then over the years got into property than realized that property has better ROI or maybe both at the same time more or less, I guess.

This post has been edited by yklooi: Aug 9 2013, 07:15 PM

MK Land Holdings Bhd will build more affordable housing next year to counter the potential recession, its chairman Tan Sri Mustapha Kamal Abu Bakar said. http://www.btimes.com.my/Current_News/BTIM...icle/index_html

what do you see sifus? where/what asset to focus?

go read the earlier post-laah (yesterday's) bro.

DELETED

This post has been edited by yklooi: Aug 11 2013, 12:49 PM

The core portfolio is invested in broadly diversified regional funds such as those investing in Asia ex-Japan, Asia Pacific and global markets. These funds are held for long-term such as five-years or more.
http://www.fundsupermart.com.my/main/resea...pl?articleNo=59

found this forummer at FSM SG: NthDimensions posted this:
#Quote# I think more importantly, you have to ask yourself, what is your game plan?
1) how much losses before cut-loss?
2) will you ever cut loss? or just hold and wait?
3) how much % profit is your target?
4) what is your 6-months plan, 1-year plan, more than 1-year plan, if any?

and then, do you stick with your plan, or adjust it along the way if you see things not going your way, and how would you know things are really not going your way, or is it just a temporary hiccup, do you hold and wait?

it's really your game plan, according to your character, that determines the outcome.
what works for someone else, may not work for you. #unquote#

WOW, that really got me thinking.......

read and decide for yr self and also do consider yr investment time frame
http://www.fundsupermart.com.my/main/artic...pdf_Summary.pdf
https://secure.fundsupermart.com/main/resea...?articleNo=8506